Gavop's guide to buying homeowners insurance in Avery Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $140,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $293,500 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $404,500 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $237,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $662 |
| Superior Protection Discount | -$80 | $718 |
| Fire & Security Discount | -$56 | $742 |
| Hail Resistant Roof Discount | -$24 | $774 |
| Newly Constructed Home Discount | -$231 | $566 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $1,000 | $972 | $1,972 | $706 | $1,706 | $266 |
| Avery Creek, NC | $700 | $788 | $1,488 | $573 | $1,273 | $215 |
| Scott Creek, NC | $500 | $893 | $1,393 | $649 | $1,149 | $244 |
| Columbus, NC | $1,000 | $792 | $1,792 | $576 | $1,576 | $217 |
| Hamburg, NC | $400 | $1,337 | $1,737 | $971 | $1,371 | $365 |
| Camp Creek, NC | $2,000 | $428 | $2,428 | $311 | $2,311 | $117 |
| Charleston, NC | $200 | $646 | $846 | $469 | $669 | $177 |
| Sugarfork, NC | $1,000 | $995 | $1,995 | $723 | $1,723 | $272 |
| Wade Hampton, SC | $100 | $785 | $885 | $570 | $670 | $214 |
| Franklin, NC | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Greeneville, TN | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Home Insurance Company Avery Creek, NC | Homeowners Insurance Agency Avery Creek, NC | Address | Popularity Score | Distance from Avery Creek (miles) |
|---|---|---|---|---|
| Allstate | Joseph Taylor | 2170 Hendersonville Rd, Arden, NC, 28704 | 5.9 | |
| Travelers | Morrow Insurance Agency | 246 S Main St, Marion, NC, 28752 | 37.8 | |
| Allstate | Randy Mckinney | 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160 | 41.7 | |
| State Farm | Dan Hyder | 356 W Main St, Spindale, NC, 28160-1594 | 40.0 | |
| Erie | Earle Insurance Agency | 1913 Asheville Highway, Hendersonville, NC, 28791 | 12.9 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 10.4 | |
| State Farm | Wayne Smith | 268 New Leicester Hwy, Asheville, NC, 28806-2019 | 8.5 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 15.8 | |
| Travelers | Byrd Insurance Agency Inc | 2370 Us Hwy 221 N Business, Marion, NC, 28752 | 37.2 | |
| Allstate | Rona M. Church | 844 Haywood Rd, Asheville, NC, 28806 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Buncombe County, NC | $209,800 | $984 | $710 | $1,360 | $650 |
| Avery Creek, NC | $231,400 | $798 | $580 | $1,090 | $510 |
| Scott Creek, NC | $163,800 | $904 | $610 | $1,270 | $660 |
| Columbus, NC | $233,600 | $802 | $540 | $1,130 | $590 |
| Hamburg, NC | $311,500 | $1,353 | $930 | $1,850 | $920 |
| Camp Creek, NC | $66,900 | $433 | $300 | $600 | $300 |
| Charleston, NC | $116,000 | $654 | $440 | $910 | $470 |
| Sugarfork, NC | $193,800 | $1,007 | $730 | $1,420 | $690 |
| Wade Hampton, SC | $173,700 | $794 | $530 | $1,120 | $590 |
| Franklin, NC | $142,600 | $690 | $460 | $990 | $530 |
| Greeneville, TN | $131,400 | $826 | $560 | $1,140 | $580 |