Gavop tells you how to get the best homeowners insurance in Homer, AK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Homer, AK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ridgeway Ct, Rucksack Dr, Rochelle Rd, Woodman Ln, Lee Dr, Hunter St, Carriage Ct, Thomas Ct, Mary Alice Ave, Quiet Creek Dr | $209,000 | $170,000 | $200,000-$250,000 | $273,000 | $230,000 | $250,000-$300,000 |
| Solstice Dr, Jeffery Ave, McLay Rd, S-930, E Hill Rd, Rosebud Ct, el Sarino Ct, Klondike Ave, Lookout Dr, Da Mar Loop | $217,500 | $190,000 | $250,000-$300,000 | $222,500 | $190,000 | $175,000-$200,000 |
| Bartlett St, Shelford St, Heath St, Slavin Dr, Crossman Ridge Rd, Rosewood Ct, W Hill Rd, W Thomas Rd, E End Rd, Beach Dr | $226,500 | $200,000 | $200,000-$250,000 | $122,000 | $110,000 | $125,000-$150,000 |
| Cranberry Pl, Skyline E, Bayview Ct, Larry Ln, Kalalock Ct, W Danview Ave, Claudia St, Newman Ct, Highlook Ct, Twitter Creek Ln | $185,000 | $170,000 | $175,000-$200,000 | $219,000 | $200,000 | $175,000-$200,000 |
| Lookout Mountain Ln, Crestwood Cir, F A A Rd, Lambert St, Glacier View Ct, Scenic Pl, Lincoln Dr, E Fairview Ave, Forest Dr, Fireweed Ave | $308,000 | $290,000 | $300,000-$350,000 | $201,500 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $642 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$79 | $714 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$230 | $563 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenai Peninsula Borough | $700 | $850 | $1,550 | $618 | $1,318 | $232 |
| Homer, AK | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Kachemak, AK | $300 | $1,027 | $1,327 | $746 | $1,046 | $281 |
| Anchor Point, AK | $1,500 | $778 | $2,278 | $565 | $2,065 | $212 |
| Seldovia Village, AK | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Nikolaevsk, AK | $500 | $610 | $1,110 | $443 | $943 | $167 |
| Seldovia, AK | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| Happy Valley, AK | $500 | $822 | $1,322 | $597 | $1,097 | $225 |
| Ninilchik, AK | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Clam Gulch, AK | $300 | $734 | $1,034 | $533 | $833 | $201 |
| Home Insurance Company Homer, AK | Homeowners Insurance Agency Homer, AK | Address | Popularity Score | Distance from Homer (miles) |
|---|---|---|---|---|
| State Farm | Mike Barth | 3726 Lake St Ste C, Homer, AK, 99603-7663 | 0.6 | |
| Allstate | Homer Insurance Ctr | 509 Sterling Hwy Ste 201, Homer, AK, 99603 | 1.6 | |
| Allstate | Malone Ins Agency | 412 E Pioneer Ave Ste 1, Homer, AK, 99603 | 1.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Kenai Peninsula Borough, AK | $234,600 | $860 | $590 | $1,230 | $640 |
| Homer, AK | $270,400 | $793 | $540 | $1,130 | $590 |
| Kachemak, AK | $323,400 | $1,039 | $710 | $1,490 | $780 |
| Anchor Point, AK | $179,200 | $787 | $540 | $1,130 | $590 |
| Seldovia Village, AK | $202,300 | $831 | $570 | $1,190 | $620 |
| Nikolaevsk, AK | $114,200 | $617 | $420 | $880 | $460 |
| Seldovia, AK | $193,800 | $816 | $550 | $1,170 | $620 |
| Happy Valley, AK | $202,800 | $832 | $570 | $1,190 | $620 |
| Ninilchik, AK | $184,600 | $798 | $540 | $1,140 | $600 |
| Clam Gulch, AK | $159,400 | $743 | $510 | $1,060 | $550 |