Gavop shows you how to buy homeowners insurance in Bedford, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $180,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $265,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $164,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $565 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$47 | $618 |
| Hail Resistant Roof Discount | -$13 | $652 |
| Newly Constructed Home Discount | -$133 | $532 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,587 |
| Wind Damage | $10,116 |
| Expensive Claims | |
| Fire | $34,969 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $8,650 |
| Home Insurance Company Bedford, PA | Homeowners Insurance Agency Bedford, PA | Address | Popularity Score | Distance from Bedford (miles) |
|---|---|---|---|---|
| Travelers | Reed Wertz & Roadman Inc | 702 West Pitt St, Bedford, PA, 15522 | 2.4 | |
| Travelers | Reed Wertz & Roadman Inc | 702 West Pitt Street, Bedford, PA, 15522 | 2.4 | |
| Liberty Mutual Independent | Ebensburg Insurance Agency | 129 E High St, Ebensburg, PA, 15931 | 31.8 | |
| State Farm | Matt Randall | 127 S Wood St, Bedford, PA, 15522-1450 | 2.7 | |
| State Farm | Jim Bair | 303 8th St, Huntingdon, PA, 16652-1711 | 39.3 | |
| Erie | Ellis P Martin Insurance Agency Inc. | 931 Swamp Fox Road, Chambersburg, PA, 17202 | 46.8 | |
| Travelers | Mountain Insurance Agency Of Somerset Inc | 531 N Center Ave, Somerset, PA, 15501 | 30.6 | |
| Travelers | Mountain Financial Group Llc | 723 Puzzletown Rd, Duncansville, PA, 16635 | 23.0 | |
| Allstate | Ryan Mackey | 5 E Main St, Everett, PA, 15537 | 7.6 | |
| State Farm | Ted Mercado | 200 E Franklin St, Greencastle, PA, 17225-1122 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,060 | $550 |
| Bedford County, PA | $126,800 | $637 | $450 | $880 | $430 |
| Bedford, PA | $155,000 | $665 | $450 | $910 | $460 |
| Dudley, PA | $87,500 | $562 | $400 | $780 | $380 |
| Windber, PA | $79,900 | $541 | $380 | $750 | $370 |
| Corriganville, MD | $135,000 | $697 | $550 | $880 | $330 |
| Todd, PA | $139,800 | $685 | $490 | $970 | $480 |
| , WV | $150,000 | $830 | $600 | $1,150 | $550 |
| Bowling Green, MD | $104,700 | $642 | $510 | $810 | $300 |
| West Carroll, PA | $59,100 | $479 | $350 | $660 | $310 |
| Huntingdon, PA | $112,400 | $581 | $400 | $800 | $400 |
| Tyrone, PA | $90,900 | $726 | $500 | $1,020 | $520 |
| Coral, PA | $93,000 | $577 | $390 | $820 | $430 |