Gavop tells you how to get the best homeowners insurance in Rivers, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Rivers, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Orchard Farm Dr, Cooper Ln, Lake Forest Ct S, Spatterdock Lake Rd, Pauline Dr, Howard St, Gum Tree Pl, Edgemont St, S Civic Green Way, Le Sieur St | $165,500 | $150,000 | $175,000-$200,000 | $151,500 | $130,000 | $125,000-$150,000 |
| Barton Pl, Elmwood Park, N River Rd, Norwich Dr, Barter St, New Town Lake Dr, Arrowhead Cir, Sycamore St, Hempstead Pl, S Wheaton Dr | $142,000 | $110,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Bridges Ln, Lia Christine Ct, Kister Dr, N 2nd St, Shelburne Ct, Johnson Dr, Linden Pl, Elmer Dwyer Club, S Kingshighway St, Turner Blvd | $236,500 | $200,000 | $175,000-$200,000 | $163,500 | $150,000 | $175,000-$200,000 |
| Mayer Dr, N Gatty St, Westborough Dr, Orchard Dr, Silvers Rd, Dalbow Rd, W Adams St, N State Rte 94, Marina Dr, Shasta Pointe Dr | $53,000 | $50,000 | $50,000-$75,000 | $38,000 | $30,000 | $25,000-$50,000 |
| Boschertown Rd, Railcar Bend, Fauna Dr, W Randolph Rd, Le Chateaux Dr, E Arpent Way, Hillcrest Ln, Allen Ave, Waterwheel Pl, 2nd St | $260,000 | $240,000 | $250,000-$300,000 | $179,500 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $677 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$56 | $749 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$185 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $700 | $1,113 | $1,813 | $809 | $1,509 | $304 |
| Rivers, MO | $1,000 | $796 | $1,796 | $578 | $1,578 | $217 |
| Bel-Ridge, MO | $500 | $771 | $1,271 | $560 | $1,060 | $211 |
| Mackenzie, MO | $1,500 | $1,040 | $2,540 | $756 | $2,256 | $284 |
| Valley Park, MO | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| Gravois, MO | $1,500 | $803 | $2,303 | $583 | $2,083 | $219 |
| Sappington, MO | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Eldred, IL | $1,000 | $456 | $1,456 | $332 | $1,332 | $125 |
| Wright City, MO | $400 | $1,053 | $1,453 | $765 | $1,165 | $288 |
| Polk, IL | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Pierron, IL | $500 | $574 | $1,074 | $417 | $917 | $157 |
| Murrayville, IL | $2,000 | $569 | $2,569 | $414 | $2,414 | $156 |
| Home Insurance Company Rivers, MO | Homeowners Insurance Agency Rivers, MO | Address | Popularity Score | Distance from Rivers (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Heartland Insurance | 2451 Executive Dr Suite 200 St Charles, St. Charles, MO, 63303 | 9.2 | |
| Travelers | Global Green Insurance Agency | 995 Cool Springs Industrial Dr, Ofallon, MO, 63366 | 12.7 | |
| Travelers | Lindenwood Agency Inc | 800 Clark St, St Charles, MO, 63301 | 6.1 | |
| State Farm | Howard Palmer Sr | 645 Jungermann Rd, Saint Peters, MO, 63376-2700 | 9.2 | |
| Travelers | Leach Insurance Agency Llc | 2366 Hwy 94 S Outer Rd, St Charles, MO, 63303 | 9.1 | |
| State Farm | Gary Schmidt | 13603 Barrett Of Dr Ste 101, Ballwin, MO, 63021-7828 | 19.1 | |
| State Farm | Kevin Pierce | 210 S 2nd St, Saint Charles, MO, 63301-2809 | 6.5 | |
| Farmers | Ronald Snavely | 2480 Executive Dr Ste 111, Saint Charles, MO, 63303 | 9.3 | |
| Liberty Mutual Independent | Mcgriff Seibels & Williams Of Missouri Inc | 7711 Bonhomme Ave Ste 900, St Louis, MO, 63105 | 16.9 | |
| Liberty Mutual Independent | Kreismann Bayer Insurance Agency, Inc. | 652 N New Ballas Rd St Louis, Creve Coeur, MO, 63141 | 14.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,510 | $720 |
| St. Charles County, MO | $198,500 | $1,126 | $800 | $1,590 | $790 |
| Rivers, MO | $164,700 | $806 | $570 | $1,150 | $580 |
| Bel-Ridge, MO | $58,500 | $780 | $530 | $1,070 | $540 |
| Mackenzie, MO | $134,200 | $1,053 | $730 | $1,440 | $710 |
| Valley Park, MO | $172,500 | $819 | $580 | $1,160 | $580 |
| Gravois, MO | $168,500 | $813 | $590 | $1,150 | $560 |
| Sappington, MO | $202,500 | $867 | $620 | $1,240 | $620 |
| Eldred, IL | $53,300 | $462 | $330 | $630 | $300 |
| Wright City, MO | $138,600 | $1,066 | $770 | $1,460 | $690 |
| Polk, IL | $207,300 | $897 | $610 | $1,250 | $640 |
| Pierron, IL | $81,000 | $581 | $400 | $800 | $400 |
| Murrayville, IL | $79,700 | $576 | $420 | $800 | $380 |