Gavop's guide to buying homeowners insurance in Pine Ridge, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pine Ridge, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Paragon Dr, W Shelby Ct, S Jeffery St, N Basin Cove Pt, N Calcutta Ave, W Arbutus Dr, N Nevada Ter, N Peppermint Dr, N Sonora Ter, N Silverlake Pt | $188,500 | $160,000 | $175,000-$200,000 | $126,000 | $110,000 | $125,000-$150,000 |
| N Presnell Ter, N Butternut Ave, W Moss Creek Pt, W Hacienda Dr, E Lariat Loop, Leeds Pt, N Croton Pt, N Mahogany Ter, W Cisco St, N Calumet Ter | $168,500 | $150,000 | $150,000-$175,000 | $200,500 | $190,000 | $200,000-$250,000 |
| W Blueflax Ct, N Trucks Ave, N Pinelake Village Pt, N Annapolis Ave, W Chinook Ln, N Crestline Dr, N Allamandra Dr, E Stockton St, E Bluebird Ct, N Dawes Ter | $200,000 | $180,000 | $175,000-$200,000 | $132,500 | $120,000 | $125,000-$150,000 |
| E Wagon Trl, N Satin Ter, N Howard Hughes Way, N Trample Ter, W Hayward Ln, N Range Way, E Orchid St, W Holly Brook Ln, W Findlay St, N Tysons Ter | $193,500 | $160,000 | $150,000-$175,000 | $181,500 | $170,000 | $175,000-$200,000 |
| N Linda Pt, W Henry Blair Ln, N Folkestone Loop, W Foxtrot Ct, N Mojave Ter, N Sultana Ter, N el Camino Dr, N Amarillo Dr, W Lawrence Ct, N Caledonia Dr | $213,500 | $200,000 | $175,000-$200,000 | $231,000 | $200,000 | $175,000-$200,000 |
| W Hillwood Path, N Dewey Way, W Herndon St, W Abeline Dr, N Ringwood Cir, N Harding Ter, W Copenhagen St, N Forest Ridge Blvd, W Huntington Dr, W Aleuts Dr | $255,000 | $230,000 | $200,000-$250,000 | $229,000 | $220,000 | $200,000-$250,000 |
| N Canterbury Lake Dr, N Stirrup Dr, W Graham Ct, N Logan Pt, N Carnoustie Loop, W Romany Loop, N Mallows Cir, W Elm Blossom St, E Wells Ln, E Pilar St | $210,000 | $180,000 | $175,000-$200,000 | $154,500 | $140,000 | $150,000-$175,000 |
| W Breckenridge Ct, W Hampshire Blvd, W Verbena Pl, N Valley Ter, W Marc Knighton Ct, E Brandon St, N Meyer Sq, N Falmouth Ter, N Moonwind Ter, N Silverbell Ter | $228,000 | $180,000 | $200,000-$250,000 | $226,500 | $190,000 | $250,000-$300,000 |
| N Princewood Dr, W Wycliffe Ln, W Larchmont Ct, N Smith Ter, N Hizz Ter, N Kittery Pt, W Coachwood St, N Brand Ter, E Foresthill Pl, N Celosia Ter | $213,500 | $200,000 | $200,000-$250,000 | $168,500 | $140,000 | $150,000-$175,000 |
| N Ridgeview Ct, N Brandywine Ter, E Norvell Bryant Hwy, W Osage Pl, N Owl Pt, Tiger Eye Dr, N Rosewood Dr, N Cimarron Dr, N Canopy Ter, W J Williams Ln | $319,500 | $270,000 | $300,000-$350,000 | $233,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $798 |
| Superior Protection Discount | -$88 | $886 |
| Fire & Security Discount | -$97 | $876 |
| Hail Resistant Roof Discount | -$19 | $954 |
| Newly Constructed Home Discount | -$273 | $701 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Citrus County | $1,500 | $1,097 | $2,597 | $797 | $2,297 | $300 |
| Pine Ridge, FL | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Hernando County, FL | $100 | $1,117 | $1,217 | $812 | $912 | $305 |
| Brookridge, FL | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Lady Lake, FL | $100 | $910 | $1,010 | $662 | $762 | $249 |
| Fruitland Park, FL | $700 | $1,101 | $1,801 | $800 | $1,500 | $301 |
| Lacoochee, FL | $200 | $827 | $1,027 | $601 | $801 | $226 |
| Dade City, FL | $1,000 | $814 | $1,814 | $592 | $1,592 | $222 |
| East Marion, FL | $300 | $781 | $1,081 | $567 | $867 | $213 |
| Lake County, FL | $2,000 | $1,288 | $3,288 | $936 | $2,936 | $352 |
| Tavares, FL | $200 | $886 | $1,086 | $644 | $844 | $242 |
| New Port Richey East, FL | $700 | $945 | $1,645 | $686 | $1,386 | $258 |
| Home Insurance Company Pine Ridge, FL | Homeowners Insurance Agency Pine Ridge, FL | Address | Popularity Score | Distance from Pine Ridge (miles) |
|---|---|---|---|---|
| Travelers | Fero & Sons Insurance | 20497 E Pennsylvania Ave, Dunnellon, FL, 34432 | 8.1 | |
| Allstate | Roxanne Caraway | 20731 Powell Rd, Dunnellon, FL, 34431 | 8.4 | |
| Allstate | Robert Wood | 750 W Hampshire Blvd Ste 2, Citrus Springs, FL, 34434 | 1.9 | |
| State Farm | Tim Holladay | 7127 Us Hwy 19, New Port Richey, FL, 34652-4019 | 48.8 | |
| Travelers | Brice Insurance Agency | 3633 East Gulf To Lake Hwy, Inverness, FL, 34453 | 8.5 | |
| State Farm | Connie Wise | 270 Campbell Ave, The Villages, FL, 32162-5389 | 28.0 | |
| Allstate | Joyce Gunter | 28969 Wesley Chapel Blvd, Wesley Chapel, FL, 33543 | 48.5 | |
| State Farm | Mike Peters | 11315 Little Rd, New Port Richey, FL, 34654-1218 | 43.6 | |
| Travelers | Fero & Sons Insurance | 20497 E Pennsylvania Ave, Dunnellon, FL, 34432 | 8.1 | |
| Allstate | Roy Jackson | 433 S Croft Ave, Inverness, FL, 34453 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Pine Ridge, FL | $206,300 | $973 | $760 | $1,300 | $540 |
| Hernando County, FL | $120,600 | $1,131 | $880 | $1,520 | $640 |
| Brookridge, FL | $67,000 | $852 | $660 | $1,140 | $480 |
| Lady Lake, FL | $132,400 | $921 | $720 | $1,230 | $510 |
| Fruitland Park, FL | $105,600 | $1,114 | $870 | $1,490 | $620 |
| Lacoochee, FL | $115,000 | $838 | $650 | $1,120 | $470 |
| Dade City, FL | $86,000 | $824 | $640 | $1,100 | $460 |
| East Marion, FL | $58,000 | $790 | $620 | $1,060 | $440 |
| Lake County, FL | $155,100 | $1,303 | $1,020 | $1,750 | $730 |
| Tavares, FL | $127,400 | $897 | $700 | $1,200 | $500 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |