Gavop's guide to buying homeowners insurance in Waccamaw Neck, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waccamaw Neck, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Horry Dr, Woody Point Dr, Co Rd S-22-277, Jerdon Ln, Rossdhu Ave, Gleneagle Ln, Huntington Marsh Rd, Rusty Anchor Ct, Harrow Ln, Lark Hill Rd | $232,000 | $210,000 | $200,000-$250,000 | $276,500 | $250,000 | $300,000-$350,000 |
| Tidewater Dr, Co Rd S-22-558, Spicebush Ln, Co Rd S-22-601, Arcadia Plantation Dr, Trout Ct, S 1st St, Blackwood Trl, Flagg St, Dornoch Dr | $341,000 | $300,000 | $400,000-$500,000 | $486,000 | $410,000 | $400,000-$500,000 |
| Ricefield Rd, Old Plantation Dr, Carson Rd, St Annes Pl, Brentwood Dr, Tea Olive Ct, Rice Hope Ln, Haint Pl, Spanner Way, Forbes Ln | $263,500 | $230,000 | $200,000-$250,000 | $271,500 | $230,000 | $250,000-$300,000 |
| Old Carriage Ln, Rice Mill Dr, Doral Dr, Fig Ct, Creek Dr, Oakmont Dr, Co Rd S-22-752, Rose Hill Dr, Belair Ave, Laurel Oak Rd | $426,500 | $390,000 | $400,000-$500,000 | $581,500 | $510,000 | $600,000-$700,000 |
| Sugarberry Ln, Tiny Ln, Petigru Rd, Belin Dr, Partridge Ln, Spivey Ave, Richmond Hill Dr, Congressional Dr, Lawton Hall Dr, Stone Crest Ln | $219,000 | $200,000 | $175,000-$200,000 | $337,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $833 |
| Superior Protection Discount | -$100 | $904 |
| Fire & Security Discount | -$80 | $924 |
| Hail Resistant Roof Discount | -$30 | $974 |
| Newly Constructed Home Discount | -$281 | $723 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Georgetown | $700 | $862 | $1,562 | $627 | $1,327 | $236 |
| Waccamaw Neck, SC | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Plantersville, SC | $200 | $660 | $860 | $480 | $680 | $180 |
| Murrells Inlet, SC | $1,500 | $961 | $2,461 | $698 | $2,198 | $263 |
| McClellanville, SC | $100 | $1,097 | $1,197 | $797 | $897 | $300 |
| Conway, SC | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Lane, SC | $1,500 | $368 | $1,868 | $267 | $1,767 | $100 |
| Briarcliffe Acres, SC | $100 | $2,488 | $2,588 | $1,808 | $1,908 | $680 |
| Berkeley County, SC | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Wando, SC | $400 | $999 | $1,399 | $726 | $1,126 | $273 |
| Home Insurance Company Waccamaw Neck, SC | Homeowners Insurance Agency Waccamaw Neck, SC | Address | Popularity Score | Distance from Waccamaw Neck (miles) |
|---|---|---|---|---|
| Travelers | Waccamaw Insurance Services Inc | 1813 N. Oak Street Myrtle Beach, Myrtle Beach, SC, 29577 | 32.0 | |
| Travelers | Waccamaw Insurance Services Inc | 1813 North Oak St, Myrtle Beach, SC, 29577 | 32.0 | |
| State Farm | Toni Ward | 429 N Longstreet St, Kingstree, SC, 29556-3335 | 45.6 | |
| Allstate | Tony Jordan | 1307 Highmarket St, Georgetown, SC, 29440 | 8.0 | |
| State Farm | Wyman Wise | 3311 Highway 9 E, Little River, SC, 29566-6831 | 48.3 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Avenue North, Myrtle Beach, SC, 29577 | 34.3 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 8.4 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 8.4 | |
| Allstate | Patrick Causey | 915 N Fraser St, Georgetown, SC, 29440 | 8.5 | |
| Travelers | Thames Insurance Agency Llc | 332 N Congdon Street, Georgetown, SC, 29440 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,390 | $730 |
| Georgetown, SC | $158,000 | $873 | $640 | $1,250 | $610 |
| Waccamaw Neck, SC | $305,500 | $1,004 | $730 | $1,440 | $710 |
| Plantersville, SC | $96,700 | $668 | $470 | $930 | $460 |
| Murrells Inlet, SC | $234,000 | $973 | $650 | $1,330 | $680 |
| McClellanville, SC | $172,400 | $1,110 | $800 | $1,570 | $770 |
| Conway, SC | $133,300 | $867 | $600 | $1,240 | $640 |
| Lane, SC | $58,500 | $372 | $250 | $510 | $260 |
| Briarcliffe Acres, SC | $633,500 | $2,518 | $1,810 | $3,600 | $1,790 |
| Berkeley County, SC | $164,900 | $999 | $730 | $1,410 | $680 |
| Wando, SC | $386,200 | $1,011 | $680 | $1,450 | $770 |