Gavop tells you how to get the best homeowners insurance in Albertville, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $136,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $831 |
| Home and Two Car | -$154 | $749 |
| Home and Three Car | -$217 | $686 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,479 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $7,908 |
| Home Insurance Company Albertville, AL | Homeowners Insurance Agency Albertville, AL | Address | Popularity Score | Distance from Albertville (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 43.0 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 43.1 | |
| Allstate | Michael Higdon | 1024 Blount Ave, Guntersville, AL, 35976 | 7.8 | |
| Farmers | Bruce Payne | 1794 S Bethel Rd Ste B, Decatur, AL, 35603 | 43.1 | |
| State Farm | Pierce Harris | 1246 Gunter Ave, Guntersville, AL, 35976-1842 | 7.8 | |
| Allstate | Bo Cochran | 61 Town Center Dr Nw Unit A, Huntsville, AL, 35806 | 43.7 | |
| Allstate | Scott Blackstone | 215 N 3rd St, Gadsden, AL, 35901 | 21.0 | |
| State Farm | Keith Holland | 201 N Main St Ste E, Boaz, AL, 35957-1643 | 5.1 | |
| Allstate | Rickey R Holland | 12780 Us Highway 431 Ste 2, Boaz, AL, 35956 | 6.7 | |
| Travelers | Allison Agency Inc | 8457 Us Hwy 431, Albertville, AL, 35950 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,660 | $810 |
| Marshall County, AL | $118,500 | $1,019 | $680 | $1,460 | $780 |
| Albertville, AL | $114,700 | $903 | $610 | $1,290 | $680 |
| Clarence, AL | $88,600 | $769 | $520 | $1,100 | $580 |
| Eva, AL | $102,200 | $842 | $610 | $1,200 | $590 |
| Ragland, AL | $116,500 | $911 | $670 | $1,290 | $620 |
| Cedar Bluff-Gaylesville, AL | $94,300 | $953 | $690 | $1,340 | $650 |
| Hayden, AL | $137,800 | $850 | $610 | $1,210 | $600 |
| West Point, AL | $88,100 | $913 | $620 | $1,260 | $640 |
| Logan, AL | $147,100 | $1,240 | $860 | $1,720 | $860 |
| Hytop, AL | $80,600 | $862 | $610 | $1,220 | $610 |
| Pell City, AL | $149,600 | $889 | $600 | $1,240 | $640 |
| Jones Chapel, AL | $107,100 | $1,031 | $730 | $1,420 | $690 |