Gavop's guide to buying homeowners insurance in Price County, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $194,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $212,500 | $190,000 | $150,000-$175,000 |
| 5 Bedroom | $235,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $579 |
| Superior Protection Discount | -$61 | $613 |
| Fire & Security Discount | -$47 | $626 |
| Hail Resistant Roof Discount | -$13 | $660 |
| Newly Constructed Home Discount | -$135 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Price County | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Price County, WI | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Park Falls, WI | $300 | $423 | $723 | $307 | $607 | $116 |
| Hawkins, WI | $700 | $415 | $1,115 | $302 | $1,002 | $113 |
| Minocqua, WI | $200 | $735 | $935 | $534 | $734 | $201 |
| Agenda, WI | $700 | $574 | $1,274 | $417 | $1,117 | $157 |
| Nokomis, WI | $200 | $695 | $895 | $505 | $705 | $190 |
| Glidden, WI | $1,000 | $354 | $1,354 | $257 | $1,257 | $97 |
| Grow, WI | $500 | $581 | $1,081 | $422 | $922 | $159 |
| Knight, WI | $2,000 | $321 | $2,321 | $233 | $2,233 | $88 |
| Radisson, WI | $300 | $617 | $917 | $448 | $748 | $168 |
| Exeland, WI | $2,500 | $438 | $2,938 | $318 | $2,818 | $120 |
| Home Insurance Company Price County, WI | Homeowners Insurance Agency Price County, WI | Address | Popularity Score | Distance from Price County (miles) |
|---|---|---|---|---|
| Erie | Headwaters Insurance | 12379 County Road W, Presque Isle, WI, 54557 | 47.6 | |
| State Farm | Kevin Urmann | 201 W Wisconsin Avenue, Tomahawk, WI, 54487-1238 | 33.7 | |
| State Farm | Diana Skawinski | 1157 4th Ave S, Park Falls, WI, 54552-1951 | 17.3 | |
| State Farm | Bob Grunenwald | 701 E Main St, Merrill, WI, 54452-2408 | 47.5 | |
| Allstate | Northern Insurance | 102 E Courtney St, Rhinelander, WI, 54501 | 46.1 | |
| Farmers | Mitchel Ek | 418 W Main St, Merrill, WI, 54452 | 46.9 | |
| Travelers | All Time Insurance Agency | 141 S Wisconsin Ave, Medford, WI, 54451 | 37.4 | |
| Allstate | Rivervalleyinsinc | 8590 Us Highway 51 N, Minocqua, WI, 54548 | 34.7 | |
| State Farm | Kevin Urmann | 201 W Wisconsin Ave, Tomahawk, WI, 54487-1238 | 33.7 | |
| Travelers | Lbs Insurance Group-Minocqua | 9551 Town Line Rd, Minocqua, WI, 54548 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $500 | $970 | $470 |
| Price County, WI | $120,000 | $673 | $460 | $940 | $480 |
| Price County, WI | $120,000 | $673 | $450 | $940 | $490 |
| Park Falls, WI | $73,000 | $428 | $310 | $600 | $290 |
| Hawkins, WI | $70,900 | $420 | $300 | $590 | $290 |
| Minocqua, WI | $211,300 | $744 | $510 | $1,060 | $550 |
| Agenda, WI | $119,800 | $581 | $420 | $800 | $380 |
| Nokomis, WI | $180,700 | $703 | $490 | $960 | $470 |
| Glidden, WI | $56,500 | $358 | $260 | $510 | $250 |
| Grow, WI | $122,400 | $588 | $430 | $810 | $380 |
| Knight, WI | $49,300 | $325 | $220 | $460 | $240 |
| Radisson, WI | $137,500 | $624 | $420 | $850 | $430 |
| Exeland, WI | $76,800 | $443 | $320 | $610 | $290 |