Gavop shows you how to buy homeowners insurance in Catron County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $134,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $219,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $214,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $437,000 | $380,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $673 |
| Home and Two Car | -$124 | $607 |
| Home and Three Car | -$183 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catron County | $700 | $723 | $1,423 | $525 | $1,225 | $198 |
| Catron County, NM | $2,000 | $723 | $2,723 | $525 | $2,525 | $198 |
| Quemado, NM | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Cruzville, NM | $100 | $942 | $1,042 | $684 | $784 | $257 |
| Reserve, NM | $200 | $843 | $1,043 | $612 | $812 | $230 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $600 | $1,240 | $640 |
| Catron County, NM | $164,600 | $732 | $500 | $1,050 | $550 |
| Catron County, NM | $164,600 | $732 | $520 | $1,030 | $510 |
| Quemado, NM | $168,900 | $879 | $600 | $1,210 | $610 |
| Cruzville, NM | $210,000 | $953 | $680 | $1,320 | $640 |
| Reserve, NM | $155,100 | $853 | $580 | $1,210 | $630 |