Gavop's guide to buying homeowners insurance in Fruitland, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $114,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $199,500 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $249,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $255,000 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $624 |
| Home and Two Car | -$115 | $563 |
| Home and Three Car | -$156 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muskegon County | $2,500 | $699 | $3,199 | $508 | $3,008 | $191 |
| Fruitland, MI | $2,500 | $670 | $3,170 | $487 | $2,987 | $183 |
| Montague, MI | $100 | $721 | $821 | $524 | $624 | $197 |
| Cedar Creek, MI | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Casnovia, MI | $100 | $742 | $842 | $539 | $639 | $203 |
| Sparta, MI | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Alpine, MI | $200 | $640 | $840 | $465 | $665 | $175 |
| Hudsonville, MI | $700 | $648 | $1,348 | $471 | $1,171 | $177 |
| Cutlerville, MI | $100 | $634 | $734 | $461 | $561 | $173 |
| Winfield, MI | $2,500 | $749 | $3,249 | $544 | $3,044 | $205 |
| Kentwood, MI | $100 | $746 | $846 | $542 | $642 | $204 |
| Spencer, MI | $1,500 | $745 | $2,245 | $541 | $2,041 | $204 |
| Home Insurance Company Fruitland, MI | Homeowners Insurance Agency Fruitland, MI | Address | Popularity Score | Distance from Fruitland (miles) |
|---|---|---|---|---|
| State Farm | Laurel Beukelman | 324 N 120th Ave Ste 10, Holland, MI, 49424-3312 | 39.4 | |
| State Farm | Rob Willson | 173 N Causeway St, Muskegon, MI, 49445-3301 | 7.2 | |
| State Farm | Kelly Schmidtke | 4211 Clyde Park Ave Sw, Wyoming, MI, 49509-5474 | 45.7 | |
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 45.7 | |
| State Farm | Aaron Dozeman | 7589 Cottonwood Dr Ste B, Jenison, MI, 49428-8430 | 41.0 | |
| Farmers | Jeffrey Lake | 1136 Wealthy St Se, Grand Rapids, MI, 49506 | 44.4 | |
| State Farm | Brett Younce | 430 68th St Sw Ste 3, Grand Rapids, MI, 49548-7968 | 48.4 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne , Grand Rapids, MI, 49525 | 44.3 | |
| State Farm | Sterling Massey | 5384 Division Ave S, Kentwood, MI, 49548-5631 | 47.5 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 48.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Muskegon County, MI | $105,300 | $707 | $520 | $980 | $460 |
| Fruitland, MI | $160,400 | $678 | $470 | $960 | $490 |
| Montague, MI | $105,500 | $730 | $520 | $1,010 | $490 |
| Cedar Creek, MI | $107,600 | $733 | $540 | $1,040 | $500 |
| Casnovia, MI | $119,500 | $751 | $520 | $1,030 | $510 |
| Sparta, MI | $119,900 | $699 | $510 | $960 | $450 |
| Alpine, MI | $133,300 | $648 | $460 | $890 | $430 |
| Hudsonville, MI | $140,800 | $656 | $450 | $930 | $480 |
| Cutlerville, MI | $128,100 | $642 | $440 | $890 | $450 |
| Winfield, MI | $123,900 | $758 | $520 | $1,080 | $560 |
| Kentwood, MI | $138,400 | $755 | $520 | $1,080 | $560 |
| Spencer, MI | $121,300 | $754 | $540 | $1,080 | $540 |