Gavop tells you how to get the best homeowners insurance in Pompton Lakes, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $121,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $233,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $453,500 | $370,000 | $350,000-$400,000 |
| 4 Bedroom | $592,000 | $520,000 | $700,000-$800,000 |
| 5 Bedroom | $608,000 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $720 |
| Superior Protection Discount | -$88 | $790 |
| Fire & Security Discount | -$70 | $808 |
| Hail Resistant Roof Discount | -$26 | $851 |
| Newly Constructed Home Discount | -$237 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Passaic County | $2,500 | $1,017 | $3,517 | $739 | $3,239 | $278 |
| Pompton Lakes, NJ | $2,000 | $867 | $2,867 | $630 | $2,630 | $237 |
| Northvale, NJ | $300 | $1,514 | $1,814 | $1,100 | $1,400 | $414 |
| Congers, NY | $700 | $1,114 | $1,814 | $810 | $1,510 | $304 |
| Greenburgh, NY | $300 | $1,112 | $1,412 | $808 | $1,108 | $304 |
| Fredon, NJ | $2,000 | $1,176 | $3,176 | $854 | $2,854 | $321 |
| Flower Hill, NY | $200 | $1,092 | $1,292 | $794 | $994 | $299 |
| Herricks, NY | $700 | $2,739 | $3,439 | $1,990 | $2,690 | $748 |
| Kendall Park, NJ | $200 | $879 | $1,079 | $639 | $839 | $240 |
| Myers Corner, NY | $700 | $872 | $1,572 | $634 | $1,334 | $238 |
| Blawenburg, NJ | $200 | $2,757 | $2,957 | $2,003 | $2,203 | $753 |
| Massapequa Park, NY | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
| Home Insurance Company Pompton Lakes, NJ | Homeowners Insurance Agency Pompton Lakes, NJ | Address | Popularity Score | Distance from Pompton Lakes (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 25.9 | |
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 8.9 | |
| State Farm | Tony Pante | 1474 Route 23 Ste 4, Wayne, NJ, 07470-7521 | 4.8 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 2.1 | |
| Allstate | Neil Greco | 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068 | 13.0 | |
| Farmers | Lillyanne Park | 84 E Ridgewood Ave Ste 203, Ridgewood, NJ, 7450 | 8.9 | |
| Allstate | Robert Bakelaar | 600 Valley Rd Ste 102, Wayne, NJ, 7470 | 5.8 | |
| State Farm | Michelle Jegge | 42 Hamburg Tpke, Riverdale, NJ, 07457-1169 | 0.9 | |
| State Farm | Lenny Barone | 271 Route 46 W Ste F201, Fairfield, NJ, 07004-2448 | 8.7 | |
| State Farm | Joe Brogan | 599 Bway, Bayonne, NJ, 07002-3818 | 24.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,520 | $800 |
| Passaic County, NJ | $333,200 | $1,030 | $750 | $1,470 | $720 |
| Pompton Lakes, NJ | $303,300 | $878 | $590 | $1,260 | $670 |
| Northvale, NJ | $458,300 | $1,532 | $1,040 | $2,130 | $1,090 |
| Congers, NY | $453,900 | $1,128 | $760 | $1,600 | $840 |
| Greenburgh, NY | $552,200 | $1,126 | $810 | $1,550 | $740 |
| Fredon, NJ | $366,800 | $1,190 | $820 | $1,650 | $830 |
| Flower Hill, NY | $1,237,700 | $1,106 | $750 | $1,540 | $790 |
| Herricks, NY | $620,600 | $2,772 | $1,970 | $3,960 | $1,990 |
| Kendall Park, NJ | $387,800 | $890 | $640 | $1,220 | $580 |
| Myers Corner, NY | $307,400 | $882 | $640 | $1,220 | $580 |
| Blawenburg, NJ | $1,033,300 | $2,790 | $1,930 | $3,960 | $2,030 |
| Massapequa Park, NY | $448,500 | $1,108 | $790 | $1,520 | $730 |