Gavop shows you how to buy homeowners insurance in Lumberton, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lumberton, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Chance Cutoff Rd, N Main St, Old Trahan Pl, FM 3513 Rd, Beech St, Lake Olive Dr, Hooks Rd, N Village Creek Pkwy, Harrell Dr, Oakwood Dr | $217,000 | $200,000 | $200,000-$250,000 | $140,000 | $130,000 | $125,000-$150,000 |
| E Walton, Cardinal Dr, Mitchell Rd, Cross Wind St, Temporary Ln, Nonie Ln, Hannah Ln, Morris Dr, Williams Rd, Kingsrow St | $204,000 | $180,000 | $200,000-$250,000 | $136,500 | $110,000 | $150,000-$175,000 |
| Wisteria St, Windwood Blvd, W Boardwalk, Birch Dr, Marilyn, Peck Rd, Oakridge Dr, Harvest Moon Dr, Wren St, Fletcher Rd | $105,000 | $90,000 | $75,000-$100,000 | $109,000 | $100,000 | $75,000-$100,000 |
| Adams Dr, Selman, W Walton, Pocito, Ginger Ln, Duke St, Leatherwood Dr, Allen St, Tall Timbers St, N Wind St | $200,000 | $190,000 | $200,000-$250,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Lowe Rd, E Chance Rd, Ash Dr, Wingfield St, Judy Ln, Park Rd N, Princeton Dr, John Loop, Kay Ln, Red Oak Dr | $140,500 | $130,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $826 |
| Superior Protection Discount | -$97 | $874 |
| Fire & Security Discount | -$87 | $884 |
| Hail Resistant Roof Discount | -$19 | $952 |
| Newly Constructed Home Discount | -$194 | $777 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $15,884 |
| Home Insurance Company Lumberton, TX | Homeowners Insurance Agency Lumberton, TX | Address | Popularity Score | Distance from Lumberton (miles) |
|---|---|---|---|---|
| Farmers | Dustin Hood | 321 N 12th St Ste B, Nederland, TX, 77627 | 20.7 | |
| State Farm | Trey White | 104 S Lhs Dr Ste D, Lumberton, TX, 77657-8696 | 2.9 | |
| State Farm | John Nickum | 955 N Main St, Vidor, TX, 77662-4337 | 11.6 | |
| State Farm | Troy Aaron | 2604b Dowlen Rd, Beaumont, TX, 77706-2543 | 8.7 | |
| Allstate | Christopher Thurston | 975 Ih 10 N Ste 100, Beaumont, TX, 77706 | 9.9 | |
| Allstate | Donald Burnett | 624 S Main St, Lumberton, TX, 77657 | 1.6 | |
| Farmers | Crystal Allen | 10425 Eagle Dr, Mont Belvieu, TX, 77523 | 48.6 | |
| Farmers | Russell Tegge | 1028 Helena Ave, Nederland, TX, 77627 | 20.3 | |
| Farmers | Kim Nguyen | 1504 S 21st St, Nederland, TX, 77627 | 21.8 | |
| State Farm | Calvin Westcott | 201 E Clayton St, Dayton, TX, 77535-2212 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hardin County, TX | $113,100 | $1,418 | $940 | $2,180 | $1,240 |
| Lumberton, TX | $149,300 | $971 | $640 | $1,500 | $860 |
| Rose Hill Acres, TX | $132,200 | $1,647 | $1,090 | $2,540 | $1,450 |
| Pine Forest, TX | $94,500 | $1,494 | $990 | $2,300 | $1,310 |
| Devers, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Winnie, TX | $112,100 | $1,571 | $1,040 | $2,420 | $1,380 |
| Call, TX | $74,100 | $1,388 | $920 | $2,140 | $1,220 |
| Ames, TX | $64,700 | $1,333 | $880 | $2,050 | $1,170 |
| Winnie-Stowell, TX | $114,100 | $1,580 | $1,040 | $2,430 | $1,390 |
| Big Thicket Lake Estates, TX | $37,900 | $1,151 | $760 | $1,770 | $1,010 |
| Oretta, LA | $63,600 | $791 | $550 | $1,140 | $590 |
| Newton, TX | $67,200 | $958 | $630 | $1,480 | $850 |