Gavop's guide to buying homeowners insurance in Pleasant Hill, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pleasant Hill, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Reynolds Rd, Eastwood Cir, Jeffreys St, Rice St, Thomas St, Innes St, Oakland St, S Johnson Rd, Sunset Cir, Lakeview St | $174,500 | $150,000 | $150,000-$175,000 | $167,000 | $150,000 | $125,000-$150,000 |
| S Wilmoth Rd, E Cass Co Line Rd, Chestnut Dr, Circle Dr, Miller St, Ridgetree Dr, Ridgetree Ln, S Griffith Ln, Hillcrest St, E State Rte Vv | $117,000 | $100,000 | $125,000-$150,000 | $168,000 | $150,000 | $175,000-$200,000 |
| S Osborn Rd, Buckeye Ln, Lee Ln, Dillon Rd, Paul St, S Crawford Creek Rd, S Carnes Rd, S Sloan Cemetery Rd, S Walnut Bluff Rd, Clay Cir | $162,000 | $130,000 | $175,000-$200,000 | $102,000 | $90,000 | $100,000-$125,000 |
| E 217th St, McClintock Dr, S Evans Rd, 187th St, Graham Rd, E 222nd Ct, Truman St, S Scott Rd, Walker Rd, Funkhouser Rd | $277,000 | $240,000 | $300,000-$350,000 | $156,000 | $130,000 | $175,000-$200,000 |
| E Broadway St, Eagle Dr, Parris Rd, Ashford St, Colonial Rd, Wildwood Dr, E Myrtle St, S Staley Mound Rd, S Purvis Rd, Papaw Ln | $191,000 | $160,000 | $150,000-$175,000 | $124,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $739 |
| Home and Two Car | -$137 | $667 |
| Home and Three Car | -$185 | $619 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Pleasant Hill, MO | Homeowners Insurance Agency Pleasant Hill, MO | Address | Popularity Score | Distance from Pleasant Hill (miles) |
|---|---|---|---|---|
| State Farm | Michael Weaver | 2001 N State Route 7 Ste K, Pleasant Hill, MO, 64080-8005 | 2.7 | |
| State Farm | Irvin Pete | 4450 Belleview Ave, Kansas City, MO, 64111-3517 | 26.1 | |
| Allstate | Dan Mahurin | 1203 S Bucknr Tarsney Rd Ste C, Grain Valley, MO, 64029 | 17.7 | |
| State Farm | David Vaughn | 1100 N State Route 7 Ste A, Pleasant Hill, MO, 64080-1036 | 1.8 | |
| Liberty Mutual Independent | Summit Insurance Group | 300 Se Wilson St, Lees Summit, MO, 64063 | 11.5 | |
| State Farm | Michael Oehrke | 900 Sw Oldham Pkwy Ste 250, Lees Summit, MO, 64081-2608 | 11.8 | |
| Liberty Mutual Independent | Krueger & James Insurance Agency | 1126 Swift Ave, North Kansas City, MO, 64116 | 29.8 | |
| State Farm | Beau Crawford | 7312 Raytown Rd Ste B, Raytown, MO, 64133-6650 | 18.5 | |
| State Farm | Clint Osborn | 1208 Sw Us Highway 40, Blue Springs, MO, 64015-4612 | 16.3 | |
| State Farm | Eckhard Preuss | 8009 E 171st St, Belton, MO, 64012-2261 | 13.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,530 | $790 |
| Cass County, MO | $165,800 | $1,056 | $730 | $1,510 | $780 |
| Pleasant Hill, MO | $163,400 | $803 | $590 | $1,150 | $560 |
| Oxford, KS | $337,300 | $1,918 | $1,500 | $2,590 | $1,090 |
| East Boone, MO | $120,800 | $1,014 | $720 | $1,440 | $720 |
| Drexel, MO | $96,700 | $934 | $640 | $1,320 | $680 |
| Spruce, MO | $223,100 | $1,265 | $870 | $1,760 | $890 |
| Lenexa, KS | $240,300 | $1,526 | $1,190 | $2,060 | $870 |
| Chouteau, MO | $152,700 | $927 | $680 | $1,290 | $610 |
| Oakwood Park, MO | $133,600 | $1,052 | $720 | $1,450 | $730 |
| Henrietta, MO | $44,400 | $713 | $490 | $990 | $500 |
| Weatherby Lake, MO | $325,200 | $1,523 | $1,050 | $2,150 | $1,100 |
| Concordia, MO | $98,900 | $942 | $670 | $1,330 | $660 |