Gavop's guide to buying homeowners insurance in Forrest City, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $140,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $163,000 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $258,500 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $638 |
| Home and Two Car | -$111 | $583 |
| Home and Three Car | -$160 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Francis County | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Forrest City, AR | $700 | $686 | $1,386 | $498 | $1,198 | $187 |
| Rondo, AR | $1,500 | $699 | $2,199 | $508 | $2,008 | $191 |
| Cow Lake, AR | $300 | $611 | $911 | $444 | $744 | $167 |
| Helena-West Helena, AR | $1,500 | $728 | $2,228 | $529 | $2,029 | $199 |
| Mississippi, AR | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Calhoun, AR | $1,000 | $719 | $1,719 | $523 | $1,523 | $197 |
| Clarkedale, AR | $400 | $1,485 | $1,885 | $1,079 | $1,479 | $406 |
| Horn Lake, MS | $2,500 | $903 | $3,403 | $656 | $3,156 | $247 |
| Grubbs, AR | $2,000 | $638 | $2,638 | $464 | $2,464 | $174 |
| Home Insurance Company Forrest City, AR | Homeowners Insurance Agency Forrest City, AR | Address | Popularity Score | Distance from Forrest City (miles) |
|---|---|---|---|---|
| State Farm | Cedric Williams | 1022 N Washington St, Forrest City, AR, 72335-2857 | 0.6 | |
| State Farm | Anna Grizzle | 337 W Cypress St, Brinkley, AR, 72021-2734 | 24.7 | |
| State Farm | Chad Winn | 413 Highway 64 W, Wynne, AR, 72396-4037 | 16.8 | |
| State Farm | Anna Grizzle | 402 W Main St, Des Arc, AR, 72040 | 40.3 | |
| State Farm | Brad Parrish | 153 Highway 463 S, Trumann, AR, 72472-2604 | 48.0 | |
| State Farm | Don Warren | 614 Oakland Ave, Helena, AR, 72342-1504 | 33.8 | |
| Farmers | Howard Miller | 524 E Broadway St, Forrest City, AR, 72335 | 0.2 | |
| Farmers | Joann Smith | 420 Porter St, Helena, AR, 72342 | 35.1 | |
| State Farm | Mike Lawyer | 803 N Washington St, Forrest City, AR, 72335-2823 | 0.4 | |
| Travelers | Victory Insurance Agency Llc | 210 Liberty St, Marked Tree, AR, 72364 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,540 | $770 |
| St. Francis County, AR | $61,900 | $677 | $490 | $930 | $440 |
| Forrest City, AR | $65,700 | $694 | $510 | $990 | $480 |
| Rondo, AR | $43,900 | $707 | $490 | $1,000 | $510 |
| Cow Lake, AR | $28,400 | $618 | $410 | $880 | $470 |
| Helena-West Helena, AR | $75,400 | $737 | $500 | $1,020 | $520 |
| Mississippi, AR | $84,100 | $774 | $530 | $1,070 | $540 |
| Calhoun, AR | $47,600 | $728 | $530 | $1,030 | $500 |
| Clarkedale, AR | $220,200 | $1,503 | $1,040 | $2,130 | $1,090 |
| Horn Lake, MS | $98,400 | $914 | $670 | $1,270 | $600 |
| Grubbs, AR | $33,200 | $646 | $430 | $890 | $460 |