Gavop's guide to buying homeowners insurance in Alamo, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alamo, CA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Robb Rd, Tudor Ct, Garden Park Ct, Tam Oshanter Rd, Meadow Ct, Bryan Ct, el Rio Rd, Rockspring Pl, Koala Ct, Soaproot Ct | $990,500 | $890,000 | More than 10,000,000 | $885,500 | $840,000 | $800,000-$900,000 |
| Casa Maria Ct, Oak View Ter, Linhares Ln, Trotter Way, Timpanogos Ln, Rudgear Rd, Emmons Canyon Ct, Las Quebradas Ln, Kimberwicke Ct, Virginia Ct | $828,000 | $750,000 | $900,000-$1,000,000 | $1,086,000 | $900,000 | $800,000-$900,000 |
| Shamrock Dr, Camino Amigo Ct, Granite Dr, Austin Ln, Wayland Ln, William Ct, Jackson Way, Banister Ln, Jay Ct, Valley Creek Ln | $1,033,500 | $830,000 | $900,000-$1,000,000 | $1,071,000 | $920,000 | More than 10,000,000 |
| St Alicia Ct, Pine Tree Dr, Oro Valley Ct, Serena Ln, Clydesdale Dr, Dapplegray Ln, Stonegate Ct, Lurmann Ct, Royal Glen Ct, Matadera Ct | $1,532,500 | $1,400,000 | More than 10,000,000 | $1,131,000 | $1,010,000 | More than 10,000,000 |
| Londonderry Ct, la Serena Ct, Stonegate Dr, Lark Ln, Sonora Ave, Sylvan Rd, Warwick Ct, Fieldgate Ln, Spring Ln, Enterprise Dr | $1,558,000 | $1,470,000 | More than 10,000,000 | $1,118,500 | $1,000,000 | $900,000-$1,000,000 |
| East Ln, Heritage Oaks Ct, Wilmington Dr, Hagen Oaks Ct, Campo Pelota, Via Romero, Hawk Ct, Old Livorna Rd, Miller Ct, Young Ct | $679,000 | $590,000 | $600,000-$700,000 | $922,000 | $750,000 | $800,000-$900,000 |
| Clarkin Ct, Hope Ln, W Livorna Rd, Raymond Ct, South Ave, Roan Ln, Stonegate Ln, Ridge Rd, Hackamore Ct, Harmony Ct | $611,000 | $570,000 | $500,000-$600,000 | $787,500 | $700,000 | $900,000-$1,000,000 |
| Catherine Ct, Church St, el Nido, Panoramic Way, Fox Cir, Roan Ct, Ent Mesa, Bradford Pl, Dean Rd, Providence Ct | $602,500 | $540,000 | $600,000-$700,000 | $559,500 | $480,000 | $500,000-$600,000 |
| Marion Ct, Oro Valley Cir, Country Oak Ln, Sandstone Rd, Dapplegray Ln, Manti Ter, Camel Ln, Lackland Dr, Don Cir, Cross Rd | $1,525,500 | $1,250,000 | More than 10,000,000 | $810,000 | $700,000 | $800,000-$900,000 |
| Old Livorna Rd, Clipper Hill Rd, Arlene Ln, Guerney Ln, Peake Pl, Green Valley Rd, Angel Ct, Glen Rd, Basalt Ct, Windward Dr | $1,119,000 | $900,000 | More than 10,000,000 | $657,000 | $570,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $800 |
| Superior Protection Discount | -$85 | $856 |
| Fire & Security Discount | -$103 | $837 |
| Hail Resistant Roof Discount | -$28 | $913 |
| Newly Constructed Home Discount | -$226 | $715 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Contra Costa County | $1,000 | $1,385 | $2,385 | $1,007 | $2,007 | $379 |
| Alamo, CA | $2,500 | $930 | $3,430 | $676 | $3,176 | $254 |
| Lafayette, CA | $300 | $930 | $1,230 | $676 | $976 | $254 |
| Rodeo, CA | $2,500 | $850 | $3,350 | $618 | $3,118 | $232 |
| North Richmond, CA | $100 | $792 | $892 | $576 | $676 | $217 |
| Mountain House, CA | $1,000 | $956 | $1,956 | $695 | $1,695 | $261 |
| Kentfield, CA | $300 | $930 | $1,230 | $676 | $976 | $254 |
| Fruitdale, CA | $700 | $1,963 | $2,663 | $1,427 | $2,127 | $536 |
| Bolinas, CA | $300 | $2,847 | $3,147 | $2,069 | $2,369 | $778 |
| Lodi, CA | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Rutherford, CA | $200 | $1,846 | $2,046 | $1,341 | $1,541 | $504 |
| Inverness, CA | $1,000 | $2,306 | $3,306 | $1,676 | $2,676 | $630 |
| Home Insurance Company Alamo, CA | Homeowners Insurance Agency Alamo, CA | Address | Popularity Score | Distance from Alamo (miles) |
|---|---|---|---|---|
| State Farm | Mat Dahms | 4400 Keller Ave Ste 260, Oakland, CA, 94605-4232 | 9.2 | |
| State Farm | Alan Naguit | 333 Gellert Blvd Ste 101, Daly City, CA, 94015-2614 | 28.1 | |
| Farmers | Dwayne Lopes | 1250 45th St Ste 200, Emeryville, CA, 94608 | 15.0 | |
| State Farm | Jared Burns-Coffin | 2151 Salvio St Ste 270, Concord, CA, 94520-2487 | 8.6 | |
| Allstate | Ray J. Rodriguez | 6657 Thornton Ave, Newark, CA, 94560 | 22.3 | |
| Travelers | Brick Insurance Agency | 2975 Treat Blvd Suite D-2, Concord, CA, 94518 | 5.8 | |
| State Farm | Mohammed Naif | 1528 S El Camino Real Ste 108, San Mateo, CA, 94402-3067 | 26.6 | |
| Farmers | Quy Mai | 621 Tully Rd # A225, San Jose, CA, 95111 | 38.7 | |
| State Farm | Dennis Fraga | 3730 Mt Diablo Blvd Ste 310, Lafayette, CA, 94549-3636 | 7.0 | |
| Allstate | Antioch Auto Center Insurance | 1817 Auto Center Dr, Antioch, CA, 94509 | 14.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Alamo, CA | $1,517,700 | $941 | $700 | $1,280 | $580 |
| Lafayette, CA | $1,214,200 | $941 | $700 | $1,280 | $580 |
| Rodeo, CA | $381,800 | $860 | $640 | $1,170 | $530 |
| North Richmond, CA | $299,100 | $802 | $590 | $1,090 | $500 |
| Mountain House, CA | $503,200 | $967 | $720 | $1,320 | $600 |
| Kentfield, CA | $1,713,700 | $942 | $700 | $1,280 | $580 |
| Fruitdale, CA | $710,900 | $1,987 | $1,470 | $2,700 | $1,230 |
| Bolinas, CA | $1,216,800 | $2,882 | $2,130 | $3,920 | $1,790 |
| Lodi, CA | $286,500 | $756 | $560 | $1,030 | $470 |
| Rutherford, CA | $656,300 | $1,868 | $1,380 | $2,540 | $1,160 |
| Inverness, CA | $882,200 | $2,334 | $1,730 | $3,170 | $1,440 |