Gavop shows you how to buy homeowners insurance in Falmouth, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $95,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $241,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $196,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $295,000 | $280,000 | $200,000-$250,000 |
| 5 Bedroom | $307,000 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $698 |
| Superior Protection Discount | -$75 | $756 |
| Fire & Security Discount | -$83 | $748 |
| Hail Resistant Roof Discount | -$17 | $814 |
| Newly Constructed Home Discount | -$208 | $623 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Falmouth, VA | Homeowners Insurance Agency Falmouth, VA | Address | Popularity Score | Distance from Falmouth (miles) |
|---|---|---|---|---|
| State Farm | Asma Atique | 12751 Marblestone Dr Ste 250, Woodbridge, VA, 22192-8335 | 22.3 | |
| Allstate | Sal Nooristani | 200 N Glebe Rd Ste 235, Arlington, VA, 22203 | 39.7 | |
| State Farm | Sharon Dobbins | 2500 E Parham Rd, Richmond, VA, 23228-2921 | 49.9 | |
| Allstate | Ladislao Carballosa | 9316 Old Keene Mill Rd Ste E, Burke, VA, 22015 | 30.1 | |
| Farmers | Vishal Erry | 3939 University Dr Ste C, Fairfax, VA, 22030 | 34.4 | |
| State Farm | Allen Bristow | 296 Gville Rd Ste 101, Stafford, VA, 22554-1574 | 7.2 | |
| Liberty Mutual Independent | Robins Insurance Agency Inc | 2800 Parham Rd, Richmond, VA, 23255 | 49.7 | |
| Nationwide | Dave Duong | 3904 Springfield Rd, Glen Allen, VA, 23060 | 49.9 | |
| Erie | G L Herndon Insurance Agency | 12022 Old Salem Church Rd , Fredericksburg, VA, 22407 | 7.2 | |
| Allstate | Tribble Insurance Agency | 10120 W Broad St Ste H, Glen Allen, VA, 23060 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,310 | $630 |
| Stafford County, VA | $327,600 | $998 | $710 | $1,420 | $710 |
| Falmouth, VA | $288,000 | $831 | $610 | $1,170 | $560 |
| Lake Ridge, VA | $321,700 | $991 | $700 | $1,370 | $670 |
| Mason Neck, VA | $622,300 | $1,907 | $1,350 | $2,630 | $1,280 |
| New Baltimore, VA | $464,700 | $1,039 | $760 | $1,490 | $730 |
| Kings Park, VA | $458,400 | $1,428 | $990 | $1,960 | $970 |
| Fair Oaks, VA | $452,100 | $993 | $720 | $1,410 | $690 |
| Bailey's Crossroads, VA | $348,000 | $901 | $660 | $1,240 | $580 |
| Robertson, VA | $259,500 | $803 | $540 | $1,130 | $590 |
| Chevy Chase Village, MD | $1,605,500 | $884 | $700 | $1,110 | $410 |
| Westphalia, MD | $334,000 | $787 | $620 | $990 | $370 |
| Dunkirk, MD | $433,400 | $1,471 | $1,160 | $1,850 | $690 |