Gavop shows you how to buy homeowners insurance in Methow Valley, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $151,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $278,000 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $308,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $331,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $565 |
| Superior Protection Discount | -$69 | $620 |
| Fire & Security Discount | -$62 | $627 |
| Hail Resistant Roof Discount | -$14 | $675 |
| Newly Constructed Home Discount | -$186 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Okanogan County | $2,000 | $628 | $2,628 | $456 | $2,456 | $172 |
| Methow Valley, WA | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Twisp, WA | $500 | $662 | $1,162 | $481 | $981 | $181 |
| Conconully-Riverside, WA | $200 | $613 | $813 | $445 | $645 | $167 |
| Early Winters, WA | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Chelan County, WA | $300 | $739 | $1,039 | $537 | $837 | $202 |
| Tonasket, WA | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Colville Reservation, WA | $100 | $765 | $865 | $556 | $656 | $209 |
| Leavenworth-Lake Wenatchee, WA | $400 | $715 | $1,115 | $519 | $919 | $195 |
| Home Insurance Company Methow Valley, WA | Homeowners Insurance Agency Methow Valley, WA | Address | Popularity Score | Distance from Methow Valley (miles) |
|---|---|---|---|---|
| Travelers | Libke Insurance Associates Inc | 317 E Johnson, Chelan, WA, 98816 | 34.1 | |
| Travelers | Libke Insurance Associates Inc | 310 E Johnson, Chelan, WA, 98816 | 34.0 | |
| Farmers | Audie Gann | 14 Old Riverside Hwy, Omak, WA, 98841 | 33.7 | |
| Allstate | V.I.P. Agency South | Po Box 127, Brewster, WA, 98812 | 24.7 | |
| Liberty Mutual Independent | The Vip Agency | Po Box 669, Tonasket, WA, 98855 | 44.5 | |
| State Farm | Mike Taylor | 225 Pine Street, Okanogan, WA, 98840 | 29.0 | |
| Allstate | North Valley Ins. | 2 S Main, Omak, WA, 98841 | 31.9 | |
| Allstate | Vip Agency North Llc | Po Box 1669, Omak, WA, 98841 | 32.0 | |
| Travelers | Vino Services N W | 150 Wapato Way, Manson, WA, 98831 | 29.9 | |
| Allstate | V.I.P. Agency South | 538 W Main Avenue, Brewster, WA, 98812 | 24.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,150 | $610 |
| Okanogan County, WA | $169,100 | $635 | $460 | $880 | $420 |
| Methow Valley, WA | $294,800 | $689 | $480 | $980 | $500 |
| Twisp, WA | $179,300 | $670 | $460 | $920 | $460 |
| Conconully-Riverside, WA | $149,000 | $620 | $420 | $860 | $440 |
| Early Winters, WA | $384,500 | $984 | $660 | $1,400 | $740 |
| Chelan County, WA | $256,400 | $748 | $510 | $1,050 | $540 |
| Tonasket, WA | $164,900 | $648 | $450 | $890 | $440 |
| Colville Reservation, WA | $110,400 | $775 | $550 | $1,110 | $560 |
| Leavenworth-Lake Wenatchee, WA | $322,300 | $723 | $510 | $1,030 | $520 |