Gavop's guide to buying homeowners insurance in Boone, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Boone, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Speedway Ln, Algoma Rd, Fieldstone Ln, Farmpark Dr, Mattox Ln, Woodwinds Rd, Meadow Spring Dr, Maggie Ln, Ginseng Ln, State Rte 615 | $201,500 | $180,000 | $200,000-$250,000 | $134,500 | $110,000 | $125,000-$150,000 |
| State Rte 740, Rabbit Hill Ln, Mint Ln, Cloverdale Ln, Little Creek Way, Constitution Blvd, Hatchet Ridge Ln, Steep Hill Ln, State Rte 998, Blue Bend Rd | $199,000 | $190,000 | $150,000-$175,000 | $178,500 | $160,000 | $150,000-$175,000 |
| Old Cabin Trl, Cornell Rd, Little Mountain Rd, Windy Gap Dr, High Hills Ln, Noellwood Dr, Turtle Back Path, Fern Ridge Ln, Spring Hallow Dr, Elwood W Ray Ln | $142,000 | $120,000 | $125,000-$150,000 | $111,500 | $90,000 | $100,000-$125,000 |
| Birch Ln, Day Lily Ln, Carroll Dr, Teel Ct, Owl Ridge Dr, State Rte 664, Owl Ridge Cir, Pine Springs Dr, Church St, Woodglen Dr | $301,000 | $280,000 | $250,000-$300,000 | $144,500 | $120,000 | $125,000-$150,000 |
| Whispering Pines Ln, Apple Orchard Ln, Cedar Hill Ln, Indian Creek Ln, Dairy Ln, Lenoir Ln, Redbud Hill Rd, Elmwood Dr, State Rte 634, Teaberry Loop | $125,000 | $110,000 | $125,000-$150,000 | $158,000 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $583 |
| Superior Protection Discount | -$71 | $640 |
| Fire & Security Discount | -$71 | $640 |
| Hail Resistant Roof Discount | -$14 | $697 |
| Newly Constructed Home Discount | -$157 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $788 | $1,788 | $572 | $1,572 | $215 |
| Boone, VA | $2,000 | $703 | $2,703 | $511 | $2,511 | $192 |
| Union Hall, VA | $300 | $710 | $1,010 | $516 | $816 | $194 |
| Hollins, VA | $700 | $713 | $1,413 | $518 | $1,218 | $195 |
| Snow Creek, VA | $400 | $680 | $1,080 | $494 | $894 | $186 |
| Roanoke County, VA | $2,000 | $819 | $2,819 | $595 | $2,595 | $224 |
| Bedford County, VA | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| Callands-Gretna, VA | $1,500 | $574 | $2,074 | $417 | $1,917 | $157 |
| Horsepasture, VA | $400 | $901 | $1,301 | $655 | $1,055 | $246 |
| Timberlake, VA | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Forest, VA | $100 | $758 | $858 | $551 | $651 | $207 |
| Mayodan, NC | $1,000 | $541 | $1,541 | $393 | $1,393 | $148 |
| Home Insurance Company Boone, VA | Homeowners Insurance Agency Boone, VA | Address | Popularity Score | Distance from Boone (miles) |
|---|---|---|---|---|
| State Farm | Jimmy Russell | 363 Franklin Street, Rocky Mount, VA, 24151-1600 | 9.7 | |
| Travelers | Blue Ridge Insurance Services | 111-B Hexham Dr, Lynchburg, VA, 24502 | 39.0 | |
| Erie | Judkins Insurance Agency Llc | 808 Main Street, Ridgeway, VA, 24148 | 38.8 | |
| Allstate | Bernadette Kincheloe | 4664 Brambleton Ave, Roanoke, VA, 24018 | 8.8 | |
| Nationwide | Mitchell Agency Inc The | 4712 Brambleton Ave, Roanoke, VA, 24018-3403 | 8.8 | |
| Travelers | Thurman Insurance Agency | 420 Tanyard Rd, Rocky Mount, VA, 24151 | 9.4 | |
| Allstate | William Gillespie | 119 W Lee Ave, Vinton, VA, 24179 | 9.8 | |
| Travelers | Capital Insurance & Bonding Services Co | 401 Campbell Ave Ste 303, Roanoke, VA, 24016 | 9.7 | |
| State Farm | Chance Miller | 3555 Electric Rd Ste J, Roanoke, VA, 24018-4437 | 8.4 | |
| State Farm | Brian Evans | 2302 Colonial Ave Sw Ste E, Roanoke, VA, 24015-3100 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,320 | $680 |
| Franklin County, VA | $176,900 | $797 | $580 | $1,140 | $560 |
| Boone, VA | $188,200 | $711 | $490 | $1,010 | $520 |
| Union Hall, VA | $192,400 | $719 | $500 | $1,020 | $520 |
| Hollins, VA | $193,900 | $722 | $520 | $1,000 | $480 |
| Snow Creek, VA | $146,800 | $688 | $460 | $950 | $490 |
| Roanoke County, VA | $192,100 | $829 | $570 | $1,190 | $620 |
| Bedford County, VA | $198,100 | $841 | $600 | $1,190 | $590 |
| Callands-Gretna, VA | $115,700 | $581 | $390 | $830 | $440 |
| Horsepasture, VA | $85,500 | $912 | $620 | $1,270 | $650 |
| Timberlake, VA | $173,000 | $683 | $490 | $960 | $470 |
| Forest, VA | $226,000 | $767 | $510 | $1,100 | $590 |
| Mayodan, NC | $86,200 | $548 | $380 | $750 | $370 |