Gavop's guide to buying homeowners insurance in Champion Heights, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $115,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $169,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $159,500 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$50 | $572 |
| Home and Two Car | -$100 | $523 |
| Home and Three Car | -$156 | $467 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Trumbull County | $2,500 | $603 | $3,103 | $438 | $2,938 | $165 |
| Champion Heights, OH | $2,500 | $615 | $3,115 | $447 | $2,947 | $168 |
| Middlefield, OH | $200 | $753 | $953 | $547 | $747 | $206 |
| South Pymatuning, PA | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Munson, OH | $500 | $769 | $1,269 | $559 | $1,059 | $210 |
| Chesterland, OH | $2,500 | $779 | $3,279 | $566 | $3,066 | $213 |
| East Lackawannock, PA | $100 | $693 | $793 | $503 | $603 | $189 |
| Austinburg, OH | $1,500 | $752 | $2,252 | $546 | $2,046 | $205 |
| Findley, PA | $400 | $690 | $1,090 | $501 | $901 | $188 |
| Boston, OH | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Richmond Heights, OH | $300 | $665 | $965 | $483 | $783 | $182 |
| Patterson Heights, PA | $1,500 | $720 | $2,220 | $523 | $2,023 | $197 |
| Home Insurance Company Champion Heights, OH | Homeowners Insurance Agency Champion Heights, OH | Address | Popularity Score | Distance from Champion Heights (miles) |
|---|---|---|---|---|
| Travelers | Merlo Insurance Agency Inc | 2 S Main Street Suite 403, Niles, OH, 44446 | 9.6 | |
| Nationwide | Daprile Insurance Group Llc | 3050 Elm Rd Ne Ste 1, Warren, OH, 44483-2620 | 4.5 | |
| Travelers | Merlo Insurance Agency Inc | 2 South Main St Ste 403, Niles, OH, 44446 | 9.6 | |
| State Farm | Melissa Citovic-Vukotic | 7513 York Rd, Parma, OH, 44130-7301 | 47.4 | |
| State Farm | Derek Knepper | 216 Niles Cortland Rd Ne, Warren, OH, 44484-1938 | 7.2 | |
| Allstate | Robert Martin | 2019 Elm Rd Ne, Warren, OH, 44483 | 4.6 | |
| Allstate | Bill Fiorella | 696 Canton Rd Ste 4, Akron, OH, 44312 | 35.4 | |
| Liberty Mutual Independent | Strassman Insurance Services Inc | 26351 Curtis Wright Pkwy, Richmond Heights, OH, 44143 | 37.9 | |
| State Farm | James Demase | 639 Robbins Ave, Niles, OH, 44446-2413 | 9.8 | |
| State Farm | Tina Stopar | 5632 Ridge Rd, Parma, OH, 44129-2634 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Trumbull County, OH | $101,600 | $610 | $410 | $840 | $430 |
| Champion Heights, OH | $116,800 | $622 | $450 | $890 | $440 |
| Middlefield, OH | $159,200 | $762 | $540 | $1,040 | $500 |
| South Pymatuning, PA | $144,600 | $695 | $490 | $970 | $480 |
| Munson, OH | $260,500 | $779 | $570 | $1,070 | $500 |
| Chesterland, OH | $173,200 | $788 | $540 | $1,120 | $580 |
| East Lackawannock, PA | $147,600 | $701 | $480 | $970 | $490 |
| Austinburg, OH | $158,700 | $761 | $550 | $1,040 | $490 |
| Findley, PA | $146,300 | $698 | $500 | $990 | $490 |
| Boston, OH | $250,000 | $910 | $660 | $1,290 | $630 |
| Richmond Heights, OH | $140,700 | $673 | $460 | $950 | $490 |
| Patterson Heights, PA | $162,300 | $729 | $500 | $1,040 | $540 |