Gavop tells you how to get the best homeowners insurance in Florida Ridge, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $125,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $207,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $222,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $341,000 | $290,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $689 |
| Superior Protection Discount | -$84 | $756 |
| Fire & Security Discount | -$76 | $765 |
| Hail Resistant Roof Discount | -$25 | $815 |
| Newly Constructed Home Discount | -$176 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Indian River County | $2,500 | $1,392 | $3,892 | $1,011 | $3,511 | $380 |
| Florida Ridge, FL | $1,000 | $830 | $1,830 | $603 | $1,603 | $227 |
| Vero Beach South, FL | $500 | $1,458 | $1,958 | $1,060 | $1,560 | $399 |
| Vero Beach, FL | $2,500 | $1,442 | $3,942 | $1,048 | $3,548 | $394 |
| Winter Beach, FL | $100 | $2,252 | $2,352 | $1,636 | $1,736 | $615 |
| Wabasso Beach, FL | $500 | $750 | $1,250 | $545 | $1,045 | $205 |
| River Park, FL | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Stuart, FL | $200 | $1,320 | $1,520 | $960 | $1,160 | $361 |
| Palm City, FL | $700 | $922 | $1,622 | $670 | $1,370 | $252 |
| Melbourne Village, FL | $400 | $1,744 | $2,144 | $1,267 | $1,667 | $477 |
| Palm Shores, FL | $2,500 | $1,586 | $4,086 | $1,152 | $3,652 | $433 |
| Home Insurance Company Florida Ridge, FL | Homeowners Insurance Agency Florida Ridge, FL | Address | Popularity Score | Distance from Florida Ridge (miles) |
|---|---|---|---|---|
| Allstate | Robert Riccardo | 2525 Military Trl Ste 202, Jupiter, FL, 33458 | 49.3 | |
| Travelers | The Delgado Group | 128 43rd Ave , Vero Beach, FL, 32968 | 3.3 | |
| Travelers | Ryan Weaver Insurance Inc | 855 21st St, 2nd Floor 855 21st St, 2nd Floor Vero Beach, Vero Beach, FL, 32960 | 4.0 | |
| Allstate | Joseph Long | 222 S Us Highway 1, Tequesta, FL, 33469 | 46.5 | |
| State Farm | Jessica Corns | 801 Maplewood Dr Ste 9, Jupiter, FL, 33458-8800 | 47.8 | |
| Allstate | Clay A. Ellwood | 3047 S Us Highway 1, Fort Pierce, FL, 34982 | 12.3 | |
| Travelers | Livings Insurance | 2646 Sw Mapp Rd Ste 101, Palm City, FL, 34990 | 29.0 | |
| Allstate | Brian Getty | 734 S Us Highway 1, Vero Beach, FL, 32962 | 0.6 | |
| State Farm | Joe Raley | 5030 Minton Road Nw, Palm Bay, FL, 32907-1172 | 35.8 | |
| Travelers | Tequesta Insurance Advisors | 218 S Us Highway 1 Ste 300, Tequesta, FL, 33469 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Indian River County, FL | $172,600 | $1,409 | $1,100 | $1,890 | $790 |
| Florida Ridge, FL | $115,500 | $840 | $660 | $1,130 | $470 |
| Vero Beach South, FL | $159,300 | $1,476 | $1,150 | $1,980 | $830 |
| Vero Beach, FL | $181,300 | $1,460 | $1,140 | $1,960 | $820 |
| Winter Beach, FL | $284,200 | $2,279 | $1,780 | $3,050 | $1,270 |
| Wabasso Beach, FL | $434,000 | $759 | $590 | $1,020 | $430 |
| River Park, FL | $72,500 | $747 | $580 | $1,000 | $420 |
| Stuart, FL | $236,400 | $1,337 | $1,040 | $1,790 | $750 |
| Palm City, FL | $306,000 | $933 | $730 | $1,250 | $520 |
| Melbourne Village, FL | $203,100 | $1,765 | $1,380 | $2,370 | $990 |
| Palm Shores, FL | $178,700 | $1,605 | $1,250 | $2,150 | $900 |