Gavop's guide to buying homeowners insurance in Hampton charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hampton charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kinney Ct, Venice Ct, N Finn Rd, N Wagner Rd, N Oak Island Dr, W Youngs Ditch Rd, Tradewinds Dr, Hampstead Rd, Morningstar Dr, Cambridge St | $170,500 | $140,000 | $175,000-$200,000 | $129,000 | $120,000 | $125,000-$150,000 |
| Harding Rd, Central Villa Ct, Wedgewood Dr, Fillmore Pl, Ironwood Blvd, Simon St, Horizon Dr, Nebobish Rd, Weadock Hwy, SE Boutell Rd | $133,000 | $120,000 | $150,000-$175,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Filmore St, N SE Boutell Rd, N Nolet Rd, Mueller St, N Scheurmann Rd, Wallinda Dr, E Youngs Ditch Rd, Harvard St, N Nolet Rd, Shook Ct | $225,500 | $200,000 | $200,000-$250,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Rosemary Ct, Under Wood Ln, Lorraine Ct, Charles St, N Tuscola Rd, 16th St, W Nebobish Rd, Angus Ct, Loretta Cir, Ridge Rd | $136,000 | $120,000 | $125,000-$150,000 | $113,000 | $90,000 | $100,000-$125,000 |
| W Nebobish Rd, Underwood Dr, Carla Dr, Jane Dr, Eastland Dr, N Knight Rd, E Center Rd, Rosselli Ct, Ironwood W, W Center Rd | $169,500 | $140,000 | $175,000-$200,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$63 | $637 |
| Fire & Security Discount | -$77 | $623 |
| Hail Resistant Roof Discount | -$14 | $686 |
| Newly Constructed Home Discount | -$154 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bay County | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Hampton charter, MI | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Shields, MI | $400 | $684 | $1,084 | $497 | $897 | $187 |
| Omer, MI | $1,500 | $654 | $2,154 | $475 | $1,975 | $179 |
| Sterling, MI | $400 | $668 | $1,068 | $485 | $885 | $183 |
| Mount Morris, MI | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Genesee charter, MI | $200 | $615 | $815 | $447 | $647 | $168 |
| Burleigh, MI | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Alabaster, MI | $400 | $812 | $1,212 | $590 | $990 | $222 |
| Snover, MI | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Chapin, MI | $300 | $681 | $981 | $495 | $795 | $186 |
| Gladwin, MI | $2,000 | $690 | $2,690 | $501 | $2,501 | $188 |
| Home Insurance Company Hampton charter, MI | Homeowners Insurance Agency Hampton charter, MI | Address | Popularity Score | Distance from Hampton charter (miles) |
|---|---|---|---|---|
| State Farm | Pat Cronin | 148 W Park St, Lapeer, MI, 48446-2163 | 45.5 | |
| State Farm | Stan Ring | 113 E Grnd Blanc Rd Ste B, Grand Blanc, MI, 48439-3319 | 48.5 | |
| State Farm | Paul Donnelly | 6353 S Saginaw Rd, Grand Blanc, MI, 48439-8140 | 47.6 | |
| Allstate | Steven Pake | 700 S Main St Ste 108, Lapeer, MI, 48446 | 46.0 | |
| Travelers | Al Bourdeau Insurance Agency | 3835 Davison Rd, Flint, MI, 48508 | 41.2 | |
| Farmers | Gary Thibo | 1063 S State Rd Ste 9, Davison, MI, 48423 | 43.6 | |
| Allstate | Brian K Hickman | 2454 S Center Rd, Burton, MI, 48519 | 44.1 | |
| Allstate | Kenneth D. Pasanski | 227 E Superior St, Alma, MI, 48801 | 47.6 | |
| State Farm | Ron Gillum Jr | 3692 E Court St, Flint, MI, 48506-4106 | 42.2 | |
| State Farm | Keith Byard | 947 Baldwin Rd, Lapeer, MI, 48446-3007 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Bay County, MI | $96,800 | $694 | $490 | $950 | $460 |
| Hampton charter, MI | $120,900 | $700 | $480 | $990 | $510 |
| Shields, MI | $114,800 | $692 | $460 | $980 | $520 |
| Omer, MI | $67,600 | $662 | $460 | $930 | $470 |
| Sterling, MI | $74,700 | $676 | $490 | $930 | $440 |
| Mount Morris, MI | $60,700 | $602 | $440 | $850 | $410 |
| Genesee charter, MI | $71,100 | $622 | $420 | $860 | $440 |
| Burleigh, MI | $85,900 | $697 | $490 | $990 | $500 |
| Alabaster, MI | $171,400 | $822 | $580 | $1,140 | $560 |
| Snover, MI | $76,500 | $679 | $460 | $960 | $500 |
| Chapin, MI | $81,600 | $689 | $480 | $980 | $500 |
| Gladwin, MI | $86,600 | $698 | $470 | $960 | $490 |