Gavop shows you how to buy homeowners insurance in Gallatin County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$166 | $527 |
| 30 year old | +$10 | $703 |
| 40 year old | +$18 | $711 |
| 50 year old | +$26 | $719 |
| Above 50 year old | +$33 | $726 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $589 |
| Superior Protection Discount | -$69 | $624 |
| Fire & Security Discount | -$62 | $631 |
| Hail Resistant Roof Discount | -$14 | $679 |
| Newly Constructed Home Discount | -$173 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gallatin County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Gallatin County, KY | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Worthville, KY | $300 | $544 | $844 | $396 | $696 | $149 |
| Dillsboro, IN | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Brooksburg, IN | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Elsmere, KY | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Monterey-New Columbus, KY | $200 | $862 | $1,062 | $626 | $826 | $235 |
| Campbell County, KY | $2,500 | $938 | $3,438 | $682 | $3,182 | $256 |
| Green, OH | $300 | $716 | $1,016 | $520 | $820 | $196 |
| Butlerville, IN | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| New Washington, IN | $100 | $863 | $963 | $627 | $727 | $236 |
| Miamiville, OH | $2,000 | $557 | $2,557 | $405 | $2,405 | $152 |
| Home Insurance Company Gallatin County, KY | Homeowners Insurance Agency Gallatin County, KY | Address | Popularity Score | Distance from Gallatin County (miles) |
|---|---|---|---|---|
| State Farm | Jeff Kleier | 13303 Magisterial Dr, Louisville, KY, 40223-4212 | 48.7 | |
| Allstate | Bryan Fallon | 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014 | 44.3 | |
| State Farm | Mayrene Mcpherson | 10214 Westport Rd, Louisville, KY, 40241-2148 | 49.8 | |
| State Farm | Leslie Gilley | 6427 W Highway 146 Ste 1, Crestwood, KY, 40014-9516 | 44.3 | |
| Travelers | Turner Insurance Agency Inc | 2460 Shelbyville Rd, Shelbyville, KY, 40065 | 43.5 | |
| Travelers | Dambrosio & Elders Agency Llc | 8121 Us 42, Florence, KY, 41042 | 19.2 | |
| State Farm | Kelley Adams | 215 La Grange Rd, Pewee Valley, KY, 40056-9174 | 46.0 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 48.4 | |
| Allstate | Roger Lee Harness | 3801 Springhurst Blvd Ste 105, Louisville, KY, 40241 | 49.3 | |
| Travelers | Bb&T Insurance Services | 2600 Eastpoint Pkwy, Louisville, KY, 40223 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,280 | $660 |
| Gallatin County, KY | $109,900 | $693 | $480 | $990 | $510 |
| Gallatin County, KY | $109,900 | $693 | $500 | $990 | $490 |
| Worthville, KY | $51,700 | $551 | $400 | $750 | $350 |
| Dillsboro, IN | $111,500 | $789 | $580 | $1,120 | $540 |
| Brooksburg, IN | $92,500 | $722 | $530 | $1,030 | $500 |
| Elsmere, KY | $108,700 | $689 | $490 | $970 | $480 |
| Monterey-New Columbus, KY | $122,900 | $872 | $600 | $1,200 | $600 |
| Campbell County, KY | $160,700 | $949 | $650 | $1,350 | $700 |
| Green, OH | $151,600 | $725 | $520 | $1,020 | $500 |
| Butlerville, IN | $64,700 | $606 | $420 | $860 | $440 |
| New Washington, IN | $139,600 | $873 | $630 | $1,250 | $620 |
| Miamiville, OH | $79,900 | $564 | $390 | $800 | $410 |