Gavop's guide to buying homeowners insurance in Isla Vista, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $114,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $258,500 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $401,000 | $350,000 | $350,000-$400,000 |
| 4 Bedroom | $556,500 | $460,000 | $400,000-$500,000 |
| 5 Bedroom | $361,500 | $320,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $760 |
| Home and Two Car | -$140 | $686 |
| Home and Three Car | -$207 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Barbara County | $2,500 | $1,358 | $3,858 | $987 | $3,487 | $371 |
| Isla Vista, CA | $1,500 | $816 | $2,316 | $593 | $2,093 | $223 |
| Goleta, CA | $200 | $1,078 | $1,278 | $784 | $984 | $295 |
| Solvang-Santa Ynez, CA | $2,500 | $1,519 | $4,019 | $1,104 | $3,604 | $415 |
| Buellton, CA | $400 | $1,359 | $1,759 | $987 | $1,387 | $371 |
| Los Alamos, CA | $1,000 | $1,321 | $2,321 | $960 | $1,960 | $361 |
| Mira Monte, CA | $200 | $963 | $1,163 | $700 | $900 | $263 |
| Ojai-Mira Monte, CA | $2,000 | $1,350 | $3,350 | $981 | $2,981 | $369 |
| Vandenberg Village, CA | $200 | $737 | $937 | $536 | $736 | $201 |
| Ventura County, CA | $700 | $1,381 | $2,081 | $1,004 | $1,704 | $377 |
| Santa Maria, CA | $100 | $824 | $924 | $599 | $699 | $225 |
| Home Insurance Company Isla Vista, CA | Homeowners Insurance Agency Isla Vista, CA | Address | Popularity Score | Distance from Isla Vista (miles) |
|---|---|---|---|---|
| State Farm | Charles Allison | 2371 N Oxnard Blvd, Oxnard, CA, 93036-2000 | 40.9 | |
| State Farm | Dena Rogers | 2319 Alameda Ave Ste 2g, Ventura, CA, 93003-6777 | 38.8 | |
| Farmers | Dina Molina | 1701 Lombard St Ste 110, Oxnard, CA, 93030 | 42.7 | |
| State Farm | Tom Logan | 267 Vlg Cmmns Blvd Unit 13, Camarillo, CA, 93012-7821 | 49.6 | |
| State Farm | Kory Robertson | 160 N Fairview Ave Ste 2, Goleta, CA, 93117-2338 | 2.5 | |
| Farmers | Janet Adon | 1701 Lombard St Ste 110, Oxnard, CA, 93030 | 42.7 | |
| State Farm | Frank Ah Sue | 333 N Lantana St Ste 136, Camarillo, CA, 93010-9008 | 47.8 | |
| Travelers | Webtec Insurance Services Inc | 300 N Lantana St Ste 41, Camarillo, CA, 93010 | 47.9 | |
| Farmers | Julio Montes | 136 E 5th St Ste D, Oxnard, CA, 93030 | 41.7 | |
| State Farm | Shirley Brandon | 2412 N Ponderosa Dr Ste B109, Camarillo, CA, 93010-2379 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Barbara County, CA | $509,400 | $1,374 | $1,020 | $1,870 | $850 |
| Isla Vista, CA | $416,700 | $826 | $610 | $1,120 | $510 |
| Goleta, CA | $718,300 | $1,092 | $810 | $1,480 | $670 |
| Solvang-Santa Ynez, CA | $680,700 | $1,538 | $1,140 | $2,090 | $950 |
| Buellton, CA | $458,600 | $1,375 | $1,020 | $1,870 | $850 |
| Los Alamos, CA | $451,900 | $1,337 | $990 | $1,820 | $830 |
| Mira Monte, CA | $521,700 | $975 | $720 | $1,330 | $610 |
| Ojai-Mira Monte, CA | $585,600 | $1,366 | $1,010 | $1,860 | $850 |
| Vandenberg Village, CA | $336,800 | $746 | $550 | $1,010 | $460 |
| Ventura County, CA | $520,300 | $1,398 | $1,030 | $1,900 | $870 |
| Santa Maria, CA | $325,800 | $834 | $620 | $1,130 | $510 |