Gavop tells you how to get the best homeowners insurance in Hartselle, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hartselle, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kimberly Dr SW, Wolf Trce SW, Commanche Cir SE, Moss Chapel Rd NW, Blake Dr NW, Petain St SW, Enslen Cir SW, Burningtree Dr SE, Jodi Cir SE, Arcadia St SW | $132,500 | $120,000 | $150,000-$175,000 | $128,000 | $100,000 | $125,000-$150,000 |
| Brookwood Private Dr, N Railroad St, Burleson Rd, Foxridge Dr SW, Bennich Rd SE, Cornhill Rd NE, Simpson St SE, Thunderbird St NW, Barkley Bridge Rd, Kyle Rd NE | $265,000 | $240,000 | $200,000-$250,000 | $132,000 | $120,000 | $125,000-$150,000 |
| Rosewell St SW, Sweetbriar Pvt Dr, Lakewood Dr NW, Arrowhead Dr SE, Audubon Cir SW, Cherry St NW, Seminole Dr NW, Powell Rd, Brewer St SE, Rose Ln NW | $124,000 | $110,000 | $100,000-$125,000 | $101,000 | $80,000 | $100,000-$125,000 |
| Red Bank Rd SE, S 2nd Ave, Vest Rd, Sycamore St SW, Hwy 31 NW, Fairlane Dr SW, Halbrooks Rd SW, Colony Ln, Piney St, Tapscott Rd | $182,500 | $160,000 | $175,000-$200,000 | $128,500 | $110,000 | $125,000-$150,000 |
| Mitwede St, Sobotka St SW, Francis Rd NE, Penn Rd SW, Corsbie Cir SW, Mohawk St NW, Clint Dr SE, Glasscock Rd, Point Mallard Pkwy SE, Wood Hollow Trl SE | $121,000 | $100,000 | $125,000-$150,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $749 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$87 | $784 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$218 | $653 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Hartselle, AL | Homeowners Insurance Agency Hartselle, AL | Address | Popularity Score | Distance from Hartselle (miles) |
|---|---|---|---|---|
| State Farm | Kim Lee | 28254 State Highway 75, Oneonta, AL, 35121-1659 | 44.2 | |
| Nationwide | Scott Howell & Associates Inc | 1114 Hwy 31 S Ste E, Athens, AL, 35611-4471 | 21.7 | |
| Allstate | Jeff Knight | 7185 Highway 72 W Ste B, Madison, AL, 35758 | 23.4 | |
| State Farm | Robbie Barnes | 1801 Somerville Rd Se, Decatur, AL, 35601-5015 | 8.1 | |
| State Farm | Chris Humphries | 1853 N Bethel Rd, Decatur, AL, 35603-5420 | 4.6 | |
| Farmers | Jay Rains | 201 E Mckinney Ave Ste B, Albertville, AL, 35950 | 43.4 | |
| Farmers | Bruce Payne | 1794 S Bethel Rd Ste B, Decatur, AL, 35603 | 4.5 | |
| Allstate | Blaine Mardis | 2215 Danville Rd Sw Ste I, Decatur, AL, 35601 | 8.8 | |
| Allstate | Wendy Hall | 2701 Highway 31 S, Decatur, AL, 35603 | 6.7 | |
| State Farm | Judy Larson | 2046 Beltline Rd Sw Ste 2, Decatur, AL, 35601-5549 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,660 | $830 |
| Morgan County, AL | $128,200 | $1,068 | $720 | $1,530 | $810 |
| Hartselle, AL | $143,800 | $871 | $640 | $1,190 | $550 |
| Vinemont, AL | $126,500 | $810 | $580 | $1,120 | $540 |
| Owens Cross Roads, AL | $131,000 | $1,162 | $800 | $1,640 | $840 |
| New Hope, AL | $167,000 | $943 | $650 | $1,350 | $700 |
| Gurley, AL | $278,200 | $955 | $650 | $1,350 | $700 |
| Salem, AL | $130,500 | $1,160 | $790 | $1,660 | $870 |
| Warrior, AL | $120,000 | $927 | $660 | $1,280 | $620 |
| Phil Campbell, AL | $69,100 | $655 | $450 | $940 | $490 |
| Russellville, AL | $97,900 | $820 | $550 | $1,160 | $610 |
| Altoona, AL | $70,700 | $792 | $550 | $1,090 | $540 |
| St. Florian, AL | $173,900 | $1,354 | $930 | $1,850 | $920 |