Gavop shows you how to buy homeowners insurance in Ripley, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ripley, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 639, Co Rd 812, Co Rd 612, S Guyton Blvd, Co Rd 820, Co Rd 518, N Siddall St, Walker Ln, Co Rd 423, Co Rd 411 | $80,500 | $70,000 | $75,000-$100,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Hwy 4 W, Smith Dr, Co Rd 459, Cr 7325, Red Bird Dr, Co Rd 440, Co Rd 528, Co Rd 611, Hwy 15, Co Rd 624 | $155,500 | $120,000 | $125,000-$150,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Co Rd 547, Blue Mountain Rd, Co Rd 849, Duncan St, Hwy 4 E, Terry St, Co Rd 703, Co Rd 255, S Jackson St, N West St | $93,000 | $80,000 | $75,000-$100,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Co Rd 519, Co Rd 643, S West St, Co Rd 728, Co Rd 732, Park Lane Cir, Co Rd 569, Co Rd 247, Clinton St, Co Rd 710 | $123,500 | $110,000 | $125,000-$150,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Co Rd 735, Cemetery St, Co Rd 648, S Commerce St, Railroad Ave, Co Rd 706, Thomas Ln, Co Rd 432, Windridge Dr, Co Rd 538 | $107,000 | $90,000 | $125,000-$150,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $759 |
| Superior Protection Discount | -$90 | $813 |
| Fire & Security Discount | -$81 | $822 |
| Hail Resistant Roof Discount | -$27 | $876 |
| Newly Constructed Home Discount | -$181 | $722 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,054 |
| Home Insurance Company Ripley, MS | Homeowners Insurance Agency Ripley, MS | Address | Popularity Score | Distance from Ripley (miles) |
|---|---|---|---|---|
| Allstate | Oquien Bradley | 960 Barnes Crossing Rd, Tupelo, MS, 38804 | 31.7 | |
| Allstate | Tri-State Insurance | 28 Front St, Belmont, MS, 38827 | 44.4 | |
| Travelers | Smith & Riles Agency Llc | 1600 West Main St Ste C, Tupelo, MS, 38801 | 34.9 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 44.0 | |
| Allstate | Justin Roberts | 115 State Highway 15 S, New Albany, MS, 38652 | 17.7 | |
| State Farm | Rich Potter | 71 S Thomas St, Tupelo, MS, 38801-4352 | 34.7 | |
| Travelers | Ridgecrest Insurance | 274 West Oxford Street, Pontotoc, MS, 38863 | 33.3 | |
| State Farm | Trentice Imbler | 1012 N Gloster St, Tupelo, MS, 38804-1202 | 33.9 | |
| State Farm | J B Darnell | 1400 N Harper Rd, Corinth, MS, 38834-3717 | 29.1 | |
| State Farm | Marti Stark | 1007 N Lamar Blvd Ste 4, Oxford, MS, 38655-2864 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,610 | $790 |
| Tippah County, MS | $86,000 | $843 | $600 | $1,210 | $610 |
| Ripley, MS | $96,400 | $903 | $650 | $1,280 | $630 |
| Blue Mountain, MS | $65,600 | $858 | $570 | $1,220 | $650 |
| Kossuth, MS | $106,300 | $1,139 | $830 | $1,580 | $750 |
| Baldwyn, MS | $99,300 | $1,094 | $730 | $1,510 | $780 |
| Eastview, TN | $85,400 | $809 | $540 | $1,110 | $570 |
| Hardeman County, TN | $85,400 | $680 | $460 | $960 | $500 |
| McNairy County, TN | $87,500 | $687 | $470 | $980 | $510 |
| Stantonville, TN | $77,500 | $772 | $560 | $1,100 | $540 |
| Whiteville, TN | $72,000 | $745 | $510 | $1,060 | $550 |
| Piperton, TN | $294,900 | $1,366 | $980 | $1,870 | $890 |
| Collierville, TN | $286,700 | $1,211 | $880 | $1,720 | $840 |