Gavop shows you how to buy homeowners insurance in Summerton, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $106,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $133,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $242,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $679 |
| Superior Protection Discount | -$81 | $728 |
| Fire & Security Discount | -$89 | $720 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$170 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clarendon County | $1,500 | $1,063 | $2,563 | $773 | $2,273 | $291 |
| Summerton, SC | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Santee, SC | $500 | $828 | $1,328 | $602 | $1,102 | $226 |
| Manning, SC | $1,000 | $656 | $1,656 | $477 | $1,477 | $179 |
| Sumter Southwest, SC | $100 | $446 | $546 | $324 | $424 | $122 |
| Cross, SC | $700 | $577 | $1,277 | $419 | $1,119 | $158 |
| Dalzell, SC | $100 | $863 | $963 | $627 | $727 | $236 |
| Turbeville, SC | $700 | $502 | $1,202 | $365 | $1,065 | $137 |
| Horrell Hill, SC | $200 | $676 | $876 | $491 | $691 | $185 |
| Swansea, SC | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Richland County, SC | $500 | $966 | $1,466 | $702 | $1,202 | $264 |
| Arcadia Lakes, SC | $1,000 | $1,547 | $2,547 | $1,124 | $2,124 | $423 |
| Home Insurance Company Summerton, SC | Homeowners Insurance Agency Summerton, SC | Address | Popularity Score | Distance from Summerton (miles) |
|---|---|---|---|---|
| Allstate | Con Chellis | 437 N Main St Ste C, Summerville, SC, 29483 | 39.1 | |
| State Farm | Larry Lucas | 2100 Gervais Street, Columbia, SC, 29204-1806 | 47.9 | |
| Allstate | Harry Blake | 1668 Trolley Rd Ste 104, Summerville, SC, 29485 | 40.8 | |
| State Farm | Trey Webb | Ste 10 111 Sparkleberry Crossing Rd, Columbia, SC, 29229-8621 | 46.2 | |
| Travelers | Adams Eaddy & Associates Insurance | 2230 Devine St, Columbia, SC, 29205 | 47.3 | |
| State Farm | Richard Canady | 1976 Paxville Hwy, Manning, SC, 29102-6432 | 12.5 | |
| State Farm | Wayne Thierrien | 9016-A Farrow Road, Columbia, SC, 29203 | 50.0 | |
| Travelers | Corvino Insurance Agency Inc | 810 Travelers Blvd F-1, Summerville, SC, 29485 | 43.7 | |
| Allstate | Joe Johnston | 2906 Devine St, Columbia, SC, 29205 | 46.8 | |
| Travelers | Santee Insurance Center Inc | 8812 Old Sc #6 Highway Santee, Santee, SC, 29142 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,370 | $700 |
| Clarendon County, SC | $89,900 | $1,076 | $740 | $1,490 | $750 |
| Summerton, SC | $80,500 | $809 | $540 | $1,160 | $620 |
| Santee, SC | $122,500 | $838 | $560 | $1,160 | $600 |
| Manning, SC | $115,000 | $664 | $480 | $920 | $440 |
| Sumter Southwest, SC | $68,000 | $451 | $320 | $640 | $320 |
| Cross, SC | $91,100 | $584 | $390 | $820 | $430 |
| Dalzell, SC | $128,200 | $873 | $600 | $1,230 | $630 |
| Turbeville, SC | $75,100 | $508 | $350 | $710 | $360 |
| Horrell Hill, SC | $118,700 | $684 | $470 | $950 | $480 |
| Swansea, SC | $69,500 | $809 | $580 | $1,140 | $560 |
| Richland County, SC | $154,100 | $977 | $670 | $1,390 | $720 |
| Arcadia Lakes, SC | $293,200 | $1,566 | $1,060 | $2,220 | $1,160 |