Gavop tells you how to get the best homeowners insurance in Hanover, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hanover, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kearney Ave, Jeffrie Trl, E Salem Dr, Cedar Knolls Rd, Crestview Ter, Lefke Ln, Hilltop Cir, Lionel Pl, S Jefferson Rd, Slattery Ln | $311,500 | $260,000 | $250,000-$300,000 | $546,500 | $460,000 | $500,000-$600,000 |
| Windemere Ct, Frank Ter, Cross Rd, S Belair Ave, Pine Blvd, Leo Pl, Handzel Rd, Meadow Brook Ct, Cobblestone Way, Countrywood Dr | $325,000 | $300,000 | $350,000-$400,000 | $811,500 | $750,000 | $700,000-$800,000 |
| Pleasant Ave, Riveredge Ln, Tanglewood Pl, Oak Blvd, W Salem Dr, Stone Creek Ct, Ash Cir, White Birch Dr, Harvest Ct, Old Parsippany Rd | $431,500 | $380,000 | $350,000-$400,000 | $480,500 | $430,000 | $500,000-$600,000 |
| Jacque Ter, Glenn Pl, Malapardis Rd, S Jefferson Rd, Joseph St, Andrew Rd, Branford Rd, Halko Dr, Melanie Ln, Veterans Pl | $297,000 | $260,000 | $300,000-$350,000 | $383,500 | $330,000 | $350,000-$400,000 |
| Independence Dr, Hubert St, Beaumont Pl, Harriet Dr, Peach St, Saddle Rd, Lynn Ter, Glen Dr, Orchard Pl, Whippanong Way | $485,000 | $390,000 | $400,000-$500,000 | $814,500 | $650,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $824 |
| Superior Protection Discount | -$86 | $871 |
| Fire & Security Discount | -$105 | $852 |
| Hail Resistant Roof Discount | -$19 | $938 |
| Newly Constructed Home Discount | -$211 | $747 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $700 | $1,279 | $1,979 | $929 | $1,629 | $349 |
| Hanover, NJ | $2,000 | $946 | $2,946 | $688 | $2,688 | $259 |
| Rutherford, NJ | $200 | $1,037 | $1,237 | $753 | $953 | $283 |
| Ramapo, NY | $1,000 | $1,042 | $2,042 | $757 | $1,757 | $285 |
| Tuckahoe, NY | $100 | $2,147 | $2,247 | $1,560 | $1,660 | $587 |
| Cedarhurst, NY | $700 | $2,375 | $3,075 | $1,726 | $2,426 | $649 |
| Buchanan, NY | $200 | $1,732 | $1,932 | $1,259 | $1,459 | $473 |
| Cortlandt, NY | $2,000 | $1,243 | $3,243 | $903 | $2,903 | $340 |
| Farmingdale, NJ | $400 | $993 | $1,393 | $722 | $1,122 | $271 |
| Wanamassa, NJ | $1,500 | $1,167 | $2,667 | $848 | $2,348 | $319 |
| Bushkill, PA | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Home Insurance Company Hanover, NJ | Homeowners Insurance Agency Hanover, NJ | Address | Popularity Score | Distance from Hanover (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | A. C. Marmo & Sons Inc. | 350 Passaic Ave, Fairfield, NJ, 7004 | 9.3 | |
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 6.2 | |
| Liberty Mutual Independent | Sypek & Sandford Agency | 1569 Parkway Ave Ste F-G, Ewing, NJ, 8628 | 43.2 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge Street 15 Bridge Street, Metuchen, NJ, 8840 | 19.8 | |
| State Farm | Carlos Capellan | 266 Bloomfield Ave, Caldwell, NJ, 07006-5101 | 8.2 | |
| Allstate | Berk Demirbulakli | 706 Rt 15 South St 109, Lake Hopatcong, NJ, 7849 | 13.0 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 3.9 | |
| Allstate | Greg Gravalis | 1063 Rte 202 N, Branchburg, NJ, 8876 | 22.8 | |
| State Farm | George Carella | 6 Wilmot St, Morristown, NJ, 07960-4155 | 3.1 | |
| State Farm | Troy Evans | 99 Washington St Ste A, Morristown, NJ, 07960-6893 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,500 | $760 |
| Morris County, NJ | $438,100 | $1,294 | $890 | $1,800 | $910 |
| Hanover, NJ | $485,600 | $958 | $680 | $1,370 | $690 |
| Rutherford, NJ | $446,500 | $1,049 | $720 | $1,500 | $780 |
| Ramapo, NY | $417,300 | $1,055 | $720 | $1,440 | $720 |
| Tuckahoe, NY | $450,600 | $2,173 | $1,560 | $3,060 | $1,500 |
| Cedarhurst, NY | $524,000 | $2,404 | $1,730 | $3,410 | $1,680 |
| Buchanan, NY | $390,800 | $1,753 | $1,190 | $2,400 | $1,210 |
| Cortlandt, NY | $407,100 | $1,258 | $890 | $1,720 | $830 |
| Farmingdale, NJ | $282,100 | $1,005 | $670 | $1,440 | $770 |
| Wanamassa, NJ | $363,500 | $1,181 | $860 | $1,670 | $810 |
| Bushkill, PA | $286,600 | $815 | $550 | $1,120 | $570 |