Gavop shows you how to buy homeowners insurance in Yates County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Yates County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 15, Dinehart Cross Rd, Old County Rd, Keuka Park Rd, Bigelow Ave, Clark Rd, Arrowhead Beach Rd, Dunn Rd, Loree Rd, Prattsburg Rd | $96,500 | $90,000 | $75,000-$100,000 | $89,000 | $70,000 | $100,000-$125,000 |
| Malthouse Rd, Olney Rd, Millard St, Pompey Rd, Angus Pt, Chidsey Rd, State Rte 54A, Pine St, Second Milo Rd, Woods Rd | $132,500 | $120,000 | $125,000-$150,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Williams St, Hemlock Rd, Wilkins Rd, Main St, Tom Campbell Rd, Pre Emption Rd, Highland Dr, Fairview Ave, Benton-Jerusalem Townline Rd, Co Rd 29 | $89,500 | $80,000 | $100,000-$125,000 | $127,000 | $120,000 | $125,000-$150,000 |
| Bogart St, City Hill Rd, Pre Emption Rd, Guyonoga Rd, Knapp Rd, Outlet Rd, Dusty Lane Rd, Trenchard Rd, W River Rd, Widow Hill Rd | $130,000 | $100,000 | $125,000-$150,000 | $130,500 | $120,000 | $100,000-$125,000 |
| Hagerty Rd, Co Rd 6, E Valley Rd, Old County Rd, Dibble Rd, Kinneys Corners Rd, Whitman Rd, Co Rd 8, Norris Rd, Grace St | $80,000 | $70,000 | $50,000-$75,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $783 |
| Superior Protection Discount | -$85 | $859 |
| Fire & Security Discount | -$66 | $877 |
| Hail Resistant Roof Discount | -$19 | $925 |
| Newly Constructed Home Discount | -$208 | $736 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yates County | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Yates County, NY | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Potter, NY | $400 | $594 | $994 | $432 | $832 | $162 |
| Barrington, NY | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Tyrone, NY | $200 | $590 | $790 | $429 | $629 | $161 |
| Ledyard, NY | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Savona, NY | $200 | $585 | $785 | $425 | $625 | $160 |
| Farmington, NY | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Forest Home, NY | $500 | $1,735 | $2,235 | $1,261 | $1,761 | $474 |
| Walworth, NY | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Jasper, NY | $400 | $583 | $983 | $424 | $824 | $159 |
| Victory, NY | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Home Insurance Company Yates County, NY | Homeowners Insurance Agency Yates County, NY | Address | Popularity Score | Distance from Yates County (miles) |
|---|---|---|---|---|
| Allstate | Yuliana Yurkevich | 1548 Buffalo Rd, Rochester, NY, 14624 | 46.2 | |
| Allstate | Antonio Gimmillaro | 1709 Crittenden Rd, Rochester, NY, 14623 | 41.7 | |
| State Farm | Chris Ross | 790 Ridge Rd, Webster, NY, 14580-2449 | 43.4 | |
| Allstate | Roy Richards | 100 Meridian Ctr Blvd Ste 200, Rochester, NY, 14618 | 40.3 | |
| Allstate | Lauren Williams | 794 Spencerport Rd, Rochester, NY, 14606 | 48.0 | |
| Allstate | Finger Lakes Partners Llc | 62 Reed St, Geneva, NY, 14456 | 16.1 | |
| Liberty Mutual Independent | Marshall & Sterling Inc. | 205 Saint Paul St Suite 105, Rochester, NY, 14604 | 44.3 | |
| Erie | Leighton Insurance Agency Inc. | 1 Grove Street Suite 122b, Pittsford, NY, 14534 | 37.9 | |
| State Farm | Deborah Whitt | 3953 Dewey Ave, Rochester, NY, 14616-2530 | 50.0 | |
| State Farm | Steve Robinson | 237 Pittsford Palmyra Rd Ste A, Macedon, NY, 14502-9150 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,650 | $860 |
| Yates County, NY | $128,900 | $943 | $640 | $1,300 | $660 |
| Yates County, NY | $128,900 | $943 | $690 | $1,350 | $660 |
| Potter, NY | $117,300 | $601 | $430 | $850 | $420 |
| Barrington, NY | $169,000 | $683 | $500 | $980 | $480 |
| Tyrone, NY | $111,700 | $597 | $430 | $820 | $390 |
| Ledyard, NY | $175,800 | $700 | $510 | $990 | $480 |
| Savona, NY | $82,000 | $592 | $430 | $840 | $410 |
| Farmington, NY | $158,800 | $615 | $450 | $880 | $430 |
| Forest Home, NY | $391,200 | $1,756 | $1,180 | $2,420 | $1,240 |
| Walworth, NY | $162,200 | $621 | $420 | $850 | $430 |
| Jasper, NY | $93,800 | $590 | $410 | $820 | $410 |
| Victory, NY | $99,500 | $591 | $430 | $820 | $390 |