Gavop shows you how to buy homeowners insurance in Conover, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $196,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $211,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $272,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $583 |
| Superior Protection Discount | -$63 | $639 |
| Fire & Security Discount | -$70 | $632 |
| Hail Resistant Roof Discount | -$14 | $688 |
| Newly Constructed Home Discount | -$183 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Catawba County | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Conover, NC | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Hildebran, NC | $400 | $800 | $1,200 | $582 | $982 | $219 |
| Shiloh, NC | $1,500 | $666 | $2,166 | $484 | $1,984 | $182 |
| Kings Creek, NC | $200 | $636 | $836 | $462 | $662 | $174 |
| Mooresville, NC | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Dallas, NC | $300 | $681 | $981 | $495 | $795 | $186 |
| Quaker Meadows, NC | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Glen Alpine, NC | $300 | $661 | $961 | $480 | $780 | $181 |
| South Point, NC | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| Camp Creek, NC | $100 | $428 | $528 | $311 | $411 | $117 |
| Rutherfordton, NC | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Home Insurance Company Conover, NC | Homeowners Insurance Agency Conover, NC | Address | Popularity Score | Distance from Conover (miles) |
|---|---|---|---|---|
| State Farm | Alex Williamson | 4108 Park Rd Ste 106, Charlotte, NC, 28209-4207 | 42.6 | |
| Erie | Morrow Insurance & Associates | 155a S Eastway Drive, Troutman, NC, 28166 | 18.5 | |
| Nationwide | Benson & Associates | 8728 Arbor Creek Dr Unit A, Charlotte, NC, 28269-0542 | 33.4 | |
| Nationwide | Hammond Insurance & Financial Services Inc. | 8916 S Tryon St, Charlotte, NC, 28273-3304 | 42.9 | |
| Travelers | Gatewood Financial | 7925 N Tryon St Ste 206, Charlotte, NC, 28262 | 38.9 | |
| State Farm | David Mcduffie | 8037 Corp Ctr Dr Ste 200, Charlotte, NC, 28226-4550 | 47.3 | |
| Allstate | Valbuena Insurance Group Llc | 5110 Park Rd Ste 2f, Charlotte, NC, 28209 | 43.4 | |
| Nationwide | Paul D Mears | 208 Mt. Herman Rd., Hudson, NC, 28638-2338 | 18.1 | |
| Liberty Mutual Independent | Marsh & Mclennan Co Inc | 440 S Church St Ste 500, Charlotte, NC, 28202 | 39.7 | |
| Liberty Mutual Independent | J E Fisher Ins Agency Inc Dba Fisher-Greene Insura | 115 Brown Ste 103, Granite Quarry, NC, 28072 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,260 | $640 |
| Catawba County, NC | $139,900 | $786 | $560 | $1,120 | $560 |
| Conover, NC | $146,100 | $702 | $510 | $990 | $480 |
| Hildebran, NC | $139,900 | $810 | $580 | $1,130 | $550 |
| Shiloh, NC | $138,200 | $675 | $490 | $950 | $460 |
| Kings Creek, NC | $103,900 | $644 | $440 | $910 | $470 |
| Mooresville, NC | $207,500 | $977 | $690 | $1,380 | $690 |
| Dallas, NC | $124,000 | $689 | $470 | $960 | $490 |
| Quaker Meadows, NC | $120,400 | $673 | $480 | $960 | $480 |
| Glen Alpine, NC | $109,000 | $669 | $480 | $920 | $440 |
| South Point, NC | $156,300 | $736 | $490 | $1,020 | $530 |
| Camp Creek, NC | $66,900 | $433 | $290 | $610 | $320 |
| Rutherfordton, NC | $116,100 | $655 | $460 | $910 | $450 |