Gavop shows you how to buy homeowners insurance in Verbena, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Verbena, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 59, Co Rd 535, Cr 1041, Co Rd 503, Co Rd 377, Cr 551, Co Rd 592, Co Rd 501, Co Rd 543, Co Rd 123 | $109,500 | $90,000 | $100,000-$125,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Bradberry Ln, Co Rd 500, Co Rd 515, Co Rd 514, Co Rd 597, Co Rd 389, Co Rd 391, Co Rd 484, Co Rd 525, Co Rd 572 | $133,500 | $120,000 | $125,000-$150,000 | $55,500 | $50,000 | $25,000-$50,000 |
| Co Rd 504, Co Rd 434, Co Rd 723, Co Rd 383, Co Rd 436, Co Rd 580, Co Rd 706, Co Rd 523, Co Rd 47, Co Rd 526 | $104,000 | $90,000 | $100,000-$125,000 | $116,000 | $100,000 | $75,000-$100,000 |
| Co Rd 509, Co Rd 443, Co Rd 547, Co Rd 752, Co Rd 438, Co Rd 498, Co Rd 495, Co Rd 531, Co Rd 534, Co Rd 520 | $127,500 | $110,000 | $100,000-$125,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Co Rd 437, Co Rd 557, Co Rd 546, Co Rd 583, Co Rd 532, Co Rd 79, Co Rd 545, Co Rd 482, Co Rd 829, Co Rd 428 | $97,500 | $90,000 | $100,000-$125,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $672 |
| Home and Two Car | -$124 | $607 |
| Home and Three Car | -$175 | $555 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Verbena, AL | Homeowners Insurance Agency Verbena, AL | Address | Popularity Score | Distance from Verbena (miles) |
|---|---|---|---|---|
| State Farm | John Henley | 2118 Columbiana Rd, Vestavia, AL, 35216-2504 | 49.4 | |
| State Farm | Mandy Pilgreen | 1960 Braddock Dr Ste 104, Hoover, AL, 35226-3605 | 47.3 | |
| Travelers | Davis & Davis Insurance Agency Inc | 401 6th St N, Clanton, AL, 35046 | 8.4 | |
| State Farm | Krista Rogers | 1123 1st St N Ste C, Alabaster, AL, 35007-8727 | 38.1 | |
| State Farm | Taft Walley | 400 6th St N, Clanton, AL, 35045-2824 | 8.4 | |
| State Farm | Chester Lewis | 16641 Highway 280 Ste 300, Chelsea, AL, 35043-8354 | 41.0 | |
| Farmers | Mittie Brown | 9330 Highway 119 Ste 300, Alabaster, AL, 35007 | 36.0 | |
| Allstate | James Anthony | 48 Chesser Crane Rd Ste F, Chelsea, AL, 35043 | 40.9 | |
| State Farm | Chay Watkins | 2163 Clearbrook Rd, Hoover, AL, 35226-1566 | 48.8 | |
| Allstate | Chad Christian | 206 Bowling Ln, Pelham, AL, 35124 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,660 | $820 |
| Chilton County, AL | $98,600 | $941 | $690 | $1,290 | $600 |
| Verbena, AL | $81,700 | $731 | $500 | $1,020 | $520 |
| Prattville, AL | $157,900 | $1,198 | $860 | $1,650 | $790 |
| Elmore County, AL | $155,300 | $1,188 | $820 | $1,690 | $870 |
| Wetumpka, AL | $172,800 | $959 | $700 | $1,320 | $620 |
| Selma, AL | $89,700 | $886 | $650 | $1,230 | $580 |
| Bibb County, AL | $105,500 | $858 | $590 | $1,180 | $590 |
| Shorter, AL | $78,300 | $846 | $620 | $1,200 | $580 |
| Pelham, AL | $175,300 | $966 | $690 | $1,370 | $680 |
| Hamburg, AL | $305,700 | $1,745 | $1,170 | $2,430 | $1,260 |
| Heiberger, AL | $84,600 | $889 | $650 | $1,240 | $590 |