Gavop shows you how to buy homeowners insurance in Leslie County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $186,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $172,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $751 |
| Superior Protection Discount | -$87 | $786 |
| Fire & Security Discount | -$96 | $777 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$192 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Leslie County | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Leslie County, KY | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Loyall, KY | $200 | $529 | $729 | $384 | $584 | $144 |
| Wallins Creek, KY | $700 | $612 | $1,312 | $444 | $1,144 | $167 |
| Dewitt, KY | $200 | $470 | $670 | $342 | $542 | $129 |
| Oneida, KY | $1,500 | $506 | $2,006 | $368 | $1,868 | $138 |
| Manchester, KY | $400 | $633 | $1,033 | $460 | $860 | $173 |
| Girdler, KY | $1,000 | $624 | $1,624 | $454 | $1,454 | $171 |
| Greenmount-Langnau, KY | $300 | $707 | $1,007 | $514 | $814 | $193 |
| Wayland, KY | $2,000 | $617 | $2,617 | $448 | $2,448 | $168 |
| Pleasant View, KY | $700 | $698 | $1,398 | $507 | $1,207 | $191 |
| Home Insurance Company Leslie County, KY | Homeowners Insurance Agency Leslie County, KY | Address | Popularity Score | Distance from Leslie County (miles) |
|---|---|---|---|---|
| State Farm | Phil Mcdonald | 1407 W 5th St, London, KY, 40741-1616 | 39.2 | |
| State Farm | Justin Mays | 1509 Us Highway 25 E, Middlesboro, KY, 40965-1862 | 36.2 | |
| State Farm | Chad Shannon | 473 N 12th St, Middlesboro, KY, 40965-1133 | 37.0 | |
| Liberty Mutual Independent | Insurance Service Center | 100 N Kentucky Ave, Corbin, KY, 40701 | 40.4 | |
| State Farm | Tom Blair | 515 Master St, Corbin, KY, 40701-1055 | 39.9 | |
| State Farm | Tom Shelton | 1260 S Highway 25 W, Williamsburg, KY, 40769-1690 | 49.4 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 17.1 | |
| State Farm | Jeffrey Branum | 109 Union St, Barbourville, KY, 40906-1348 | 31.1 | |
| State Farm | Mike Sparks | 1121 S Main St, Corbin, KY, 40701-1809 | 40.3 | |
| State Farm | Michael Howard | 1106 N Highway 25 W, Williamsburg, KY, 40769-9650 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,270 | $630 |
| Leslie County, KY | $48,900 | $873 | $580 | $1,200 | $620 |
| Leslie County, KY | $48,900 | $873 | $630 | $1,200 | $570 |
| Loyall, KY | $48,900 | $535 | $380 | $770 | $390 |
| Wallins Creek, KY | $64,000 | $619 | $420 | $850 | $430 |
| Dewitt, KY | $39,100 | $476 | $340 | $650 | $310 |
| Oneida, KY | $45,000 | $512 | $350 | $700 | $350 |
| Manchester, KY | $78,000 | $641 | $430 | $890 | $460 |
| Girdler, KY | $66,500 | $632 | $450 | $870 | $420 |
| Greenmount-Langnau, KY | $83,900 | $716 | $490 | $1,010 | $520 |
| Wayland, KY | $65,100 | $624 | $420 | $850 | $430 |
| Pleasant View, KY | $81,600 | $706 | $500 | $970 | $470 |