How Can I Make My St. Matthews, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in St. Matthews, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate St. Matthews, NC Home Insurance Coverage Levels | Back to Top

St. Matthews, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
River Breeze Ct, Clematis St, Millpond Ln, Dipper Dr, Lawson Ridge Rd, Chant Dr, Astro Ct, Cardinal Grove Blvd, Rockport Pl, Landover Crest Dr $158,000 $130,000 $125,000-$150,000 $86,000 $70,000 $75,000-$100,000
W Trawick Rd, Shoveller Ct, Bayliner Dr, Mango Crest Dr, Turtle Point Dr, Old Faison Rd, Summer Pl, Brentwood Rd, Thoreau Dr, Old Ferrell Rd $177,000 $160,000 $175,000-$200,000 $133,500 $110,000 $100,000-$125,000
Cherrybark Ln, Temple Dr, Bunn Farm Rd, Sugar Ln, State Rd 2227, Donna Rd, Sand Cove Ct, Masonboro Ct, Montreat Ct, James Rd $196,500 $180,000 $200,000-$250,000 $136,500 $120,000 $100,000-$125,000
State Rd 2510, Iron Horse Rd, Wingate Dr, Morning Ridge Ct, Lynnwood Estates Dr, Fernhurst Ct, Blair Woods Dr, Serotina Ln, Grassy Knoll Ln, Kentwell Pl $225,500 $190,000 $175,000-$200,000 $208,500 $200,000 $200,000-$250,000
Grayson Ct, Cartway Ln, Southampton Dr, Wheaton Pl, Robertson St, Lucas Rd, Patch Pl, Wooded Pine Ln, Waterford Cove Dr, Anihinga Ct $200,500 $170,000 $200,000-$250,000 $119,500 $100,000 $100,000-$125,000
Costmary Ln, Doran Pl, Hoppy Hill Dr, Gem Dr, Vendue Range Dr, Open Hearth Ct, Cardinal Grove Blvd, Kelley Meadows Rd, Dearing Dr, Black Rock Dr $135,000 $120,000 $125,000-$150,000 $183,500 $160,000 $200,000-$250,000
Whistling Way, Serendipity Dr, Tarbell Ct, Meadow Ridge Dr, New Hope Church Rd, Old Crews Rd, Oxford Cir, Tommans Trl, Westra Dr, Citrine Ct $230,000 $210,000 $200,000-$250,000 $167,000 $140,000 $175,000-$200,000
Scenic Brook Ln, Southampton Ct, Landshire View Ln, Panhill Way, Whitmel Dr, Old Montague Ln, Tollington Dr, Flowing Dr, Flowering Meadow Ct, Laurens Way $138,500 $120,000 $125,000-$150,000 $83,000 $80,000 $75,000-$100,000
Ann Arbor Ct, Satinleaf Dr, Woodlawn Dr, Utica Dr, Kentwell Pl, Woodsnipe Dr, Kushima Ct, Webster Ct, Ivy Hill Rd, State Rd 2274 $129,000 $110,000 $100,000-$125,000 $87,500 $70,000 $75,000-$100,000
Scollay Ct, Halford Dr, Red Banks Ct, Montview Way, Brierley Hill Ct, State Rd 2233, Willow Oak Rd, Cascade Ct, Mallard Pond Rd, Smith Ct $165,500 $130,000 $125,000-$150,000 $126,000 $110,000 $100,000-$125,000

Choose the Best St. Matthews, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $70
Freelancer 500-549 Credit Score $100 to $150,000 3 Pets, Smoker $280
Full Time Job Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $720

Choose the Right Deductible for your St. Matthews, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $630 $730 $500 $600 $130
Wake County, NC $2,000 $1,130 $1,630 $970 $2,970 $-1,340
St. Matthews, NC $2,500 $730 $1,230 $590 $3,090 $-1,860
Raleigh, NC $400 $860 $1,260 $720 $1,120 $140
Leesville, NC $1,000 $1,420 $1,920 $1,220 $2,220 $-300
Ferrells, NC $300 $380 $680 $330 $630 $50
Lake Royale, NC $2,000 $730 $1,230 $620 $2,620 $-1,390
Cypress Creek, NC $400 $510 $910 $440 $840 $70
Castalia, NC $2,500 $410 $910 $340 $2,840 $-1,930
Toisnot, NC $100 $430 $530 $350 $450 $80
Nahunta, NC $1,000 $430 $930 $360 $1,360 $-430
Grantham, NC $100 $320 $420 $260 $360 $60
Sanford, NC $1,000 $650 $1,150 $540 $1,540 $-390

Identify Top Home Insurance Agents near St. Matthews, NC | Back to Top

Home Insurance Company St. Matthews, NC Homeowners Insurance Agency St. Matthews, NC Address Popularity Score Distance from St. Matthews (miles)
State Farm Michelle Carlisle 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964
32.4
State Farm Marc Ingram 614 N Arendell Ave, Zebulon, NC, 27597-2302
11.5
State Farm Mary Wilson 9630 Falls Of Neuse Rd Ste 115, Raleigh, NC, 27615-2472
8.7
Travelers Frederick Insurance & Benefits 8317 Six Forks Rd. Ste 103, Raleigh, NC, 27615
9.8
State Farm Amanda Hagood 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068
9.5
Travelers Capital Insurance & Financial Services Inc 3701 Lake Boone Trail Suite 200, Raleigh, NC, 27607
9.9
State Farm Cecil Burt 6837 Falls Of Neuse Road, Raleigh, NC, 27615-5308
8.1
State Farm Leslie Miller 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648
24.7
Erie Tri-Co Insurance Agency Inc 25 E Harnett St, Lillington, NC, 27546
32.2
Allstate Paul Romero 421 Chapanoke Rd Ste 114, Raleigh, NC, 27603
8.7

Compare Rates for St. Matthews, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $690 $490 $960 $470
Wake County, NC $230,400 $990 $670 $1,380 $710
St. Matthews, NC $159,800 $780 $530 $1,120 $590
Raleigh, NC $208,000 $870 $590 $1,230 $640
Leesville, NC $282,800 $1,410 $970 $1,950 $980
Ferrells, NC $94,300 $410 $300 $570 $270
Lake Royale, NC $158,200 $650 $440 $900 $460
Cypress Creek, NC $137,700 $670 $460 $920 $460
Castalia, NC $82,600 $330 $240 $460 $220
Toisnot, NC $86,900 $510 $360 $720 $360
Nahunta, NC $89,500 $450 $320 $620 $300
Grantham, NC $86,100 $440 $320 $620 $300
Sanford, NC $132,000 $690 $470 $990 $520