Gavop's guide to buying homeowners insurance in St. Matthews, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Matthews, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| River Breeze Ct, Clematis St, Millpond Ln, Dipper Dr, Lawson Ridge Rd, Chant Dr, Astro Ct, Cardinal Grove Blvd, Rockport Pl, Landover Crest Dr | $158,000 | $130,000 | $125,000-$150,000 | $86,000 | $70,000 | $75,000-$100,000 |
| W Trawick Rd, Shoveller Ct, Bayliner Dr, Mango Crest Dr, Turtle Point Dr, Old Faison Rd, Summer Pl, Brentwood Rd, Thoreau Dr, Old Ferrell Rd | $177,000 | $160,000 | $175,000-$200,000 | $133,500 | $110,000 | $100,000-$125,000 |
| Cherrybark Ln, Temple Dr, Bunn Farm Rd, Sugar Ln, State Rd 2227, Donna Rd, Sand Cove Ct, Masonboro Ct, Montreat Ct, James Rd | $196,500 | $180,000 | $200,000-$250,000 | $136,500 | $120,000 | $100,000-$125,000 |
| State Rd 2510, Iron Horse Rd, Wingate Dr, Morning Ridge Ct, Lynnwood Estates Dr, Fernhurst Ct, Blair Woods Dr, Serotina Ln, Grassy Knoll Ln, Kentwell Pl | $225,500 | $190,000 | $175,000-$200,000 | $208,500 | $200,000 | $200,000-$250,000 |
| Grayson Ct, Cartway Ln, Southampton Dr, Wheaton Pl, Robertson St, Lucas Rd, Patch Pl, Wooded Pine Ln, Waterford Cove Dr, Anihinga Ct | $200,500 | $170,000 | $200,000-$250,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Costmary Ln, Doran Pl, Hoppy Hill Dr, Gem Dr, Vendue Range Dr, Open Hearth Ct, Cardinal Grove Blvd, Kelley Meadows Rd, Dearing Dr, Black Rock Dr | $135,000 | $120,000 | $125,000-$150,000 | $183,500 | $160,000 | $200,000-$250,000 |
| Whistling Way, Serendipity Dr, Tarbell Ct, Meadow Ridge Dr, New Hope Church Rd, Old Crews Rd, Oxford Cir, Tommans Trl, Westra Dr, Citrine Ct | $230,000 | $210,000 | $200,000-$250,000 | $167,000 | $140,000 | $175,000-$200,000 |
| Scenic Brook Ln, Southampton Ct, Landshire View Ln, Panhill Way, Whitmel Dr, Old Montague Ln, Tollington Dr, Flowing Dr, Flowering Meadow Ct, Laurens Way | $138,500 | $120,000 | $125,000-$150,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Ann Arbor Ct, Satinleaf Dr, Woodlawn Dr, Utica Dr, Kentwell Pl, Woodsnipe Dr, Kushima Ct, Webster Ct, Ivy Hill Rd, State Rd 2274 | $129,000 | $110,000 | $100,000-$125,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Scollay Ct, Halford Dr, Red Banks Ct, Montview Way, Brierley Hill Ct, State Rd 2233, Willow Oak Rd, Cascade Ct, Mallard Pond Rd, Smith Ct | $165,500 | $130,000 | $125,000-$150,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $621 |
| Superior Protection Discount | -$68 | $689 |
| Fire & Security Discount | -$53 | $705 |
| Hail Resistant Roof Discount | -$23 | $735 |
| Newly Constructed Home Discount | -$189 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $2,000 | $1,081 | $3,081 | $786 | $2,786 | $296 |
| St. Matthews, NC | $2,500 | $749 | $3,249 | $544 | $3,044 | $205 |
| Raleigh, NC | $400 | $1,013 | $1,413 | $737 | $1,137 | $277 |
| Leesville, NC | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Ferrells, NC | $300 | $544 | $844 | $396 | $696 | $149 |
| Lake Royale, NC | $2,000 | $942 | $2,942 | $684 | $2,684 | $257 |
| Cypress Creek, NC | $400 | $786 | $1,186 | $572 | $972 | $215 |
| Castalia, NC | $2,500 | $562 | $3,062 | $409 | $2,909 | $154 |
| Toisnot, NC | $100 | $853 | $953 | $620 | $720 | $233 |
| Nahunta, NC | $1,000 | $574 | $1,574 | $417 | $1,417 | $157 |
| Grantham, NC | $100 | $587 | $687 | $426 | $526 | $160 |
| Sanford, NC | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Home Insurance Company St. Matthews, NC | Homeowners Insurance Agency St. Matthews, NC | Address | Popularity Score | Distance from St. Matthews (miles) |
|---|---|---|---|---|
| State Farm | Michelle Carlisle | 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964 | 32.4 | |
| State Farm | Marc Ingram | 614 N Arendell Ave, Zebulon, NC, 27597-2302 | 11.5 | |
| State Farm | Mary Wilson | 9630 Falls Of Neuse Rd Ste 115, Raleigh, NC, 27615-2472 | 8.7 | |
| Travelers | Frederick Insurance & Benefits | 8317 Six Forks Rd. Ste 103, Raleigh, NC, 27615 | 9.8 | |
| State Farm | Amanda Hagood | 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068 | 9.5 | |
| Travelers | Capital Insurance & Financial Services Inc | 3701 Lake Boone Trail Suite 200, Raleigh, NC, 27607 | 9.9 | |
| State Farm | Cecil Burt | 6837 Falls Of Neuse Road, Raleigh, NC, 27615-5308 | 8.1 | |
| State Farm | Leslie Miller | 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648 | 24.7 | |
| Erie | Tri-Co Insurance Agency Inc | 25 E Harnett St, Lillington, NC, 27546 | 32.2 | |
| Allstate | Paul Romero | 421 Chapanoke Rd Ste 114, Raleigh, NC, 27603 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Wake County, NC | $250,700 | $1,095 | $730 | $1,540 | $810 |
| St. Matthews, NC | $163,200 | $758 | $550 | $1,050 | $500 |
| Raleigh, NC | $225,000 | $1,026 | $690 | $1,410 | $720 |
| Leesville, NC | $295,000 | $926 | $620 | $1,290 | $670 |
| Ferrells, NC | $86,600 | $551 | $370 | $770 | $400 |
| Lake Royale, NC | $177,400 | $953 | $690 | $1,340 | $650 |
| Cypress Creek, NC | $136,500 | $796 | $540 | $1,100 | $560 |
| Castalia, NC | $89,800 | $569 | $390 | $810 | $420 |
| Toisnot, NC | $96,800 | $864 | $610 | $1,230 | $620 |
| Nahunta, NC | $92,100 | $581 | $400 | $810 | $410 |
| Grantham, NC | $94,400 | $594 | $430 | $840 | $410 |
| Sanford, NC | $137,400 | $672 | $480 | $950 | $470 |