Gavop's guide to buying homeowners insurance in Lenoir City, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lenoir City, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Club Dr, Lakeside Dr, Hateras Way, Rock Springs Rd, S Cherry St, Ford Rd, N B St, Lee Dr, Church Dr, Turman Dr | $177,000 | $160,000 | $175,000-$200,000 | $122,500 | $110,000 | $100,000-$125,000 |
| N E St, Oakland Ave, Dead End Rd, Strange Rd, Misty Ridge Dr, Johnson Dr, Dogwood Ter, Mountain View Rd, Shaw Ferry Ln, Edith Ln | $102,500 | $90,000 | $100,000-$125,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Highland Park Dr, Forest Heights Cir, Hardwick Ln, Misty View Dr, Willingham Dr, Leeper Pkwy, Brittni Ln, Summitvue, Covenant Cir, E 9th Ave | $200,000 | $170,000 | $150,000-$175,000 | $165,500 | $160,000 | $125,000-$150,000 |
| Jim Hartsook Dr, Timberline Dr, N Walnut St, Hwy 321 N, County Line Rd, Hamilton Ave, Lakeland Dr, West Ln, Houston St, Rock Quarry Rd | $110,000 | $100,000 | $100,000-$125,000 | $131,000 | $120,000 | $125,000-$150,000 |
| Davis Ln, Sunset Dr, Gaston Rd, Harrison Ln, S F St, Taylor Dr, Harrison Rd, Poplar St, Benjamin Dr, W Depot St | $119,500 | $100,000 | $125,000-$150,000 | $72,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $681 |
| Superior Protection Discount | -$71 | $720 |
| Fire & Security Discount | -$55 | $736 |
| Hail Resistant Roof Discount | -$16 | $775 |
| Newly Constructed Home Discount | -$182 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Loudon County | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| Lenoir City, TN | $1,500 | $782 | $2,282 | $568 | $2,068 | $214 |
| Vonore, TN | $500 | $1,017 | $1,517 | $739 | $1,239 | $278 |
| Oliver Springs, TN | $700 | $891 | $1,591 | $648 | $1,348 | $244 |
| Clinton, TN | $200 | $875 | $1,075 | $636 | $836 | $239 |
| Sunbright, TN | $100 | $884 | $984 | $643 | $743 | $242 |
| Luttrell, TN | $700 | $817 | $1,517 | $594 | $1,294 | $223 |
| Sevier County, TN | $100 | $989 | $1,089 | $718 | $818 | $270 |
| Crossville, TN | $400 | $837 | $1,237 | $608 | $1,008 | $229 |
| Jefferson County, TN | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Home Insurance Company Lenoir City, TN | Homeowners Insurance Agency Lenoir City, TN | Address | Popularity Score | Distance from Lenoir City (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cornerstone-Irm Insurance Group | 11470 Parkside Dr, Knoxville, TN, 37934 | 8.8 | |
| State Farm | Laura Lynn Riden | 1143 Oak Ridge Tpke Ste 105, Oak Ridge, TN, 37830-6532 | 14.5 | |
| Erie | Moore Insurance Agency Inc. | 603 Highway 321 N Unit 8, Lenoir City, TN, 37772 | 0.9 | |
| State Farm | Scotty Dykes | 114 N Roane St, Harriman, TN, 37748-2017 | 17.6 | |
| State Farm | Cindy Doyle | 248 N Peters Rd Ste 4, Knoxville, TN, 37923-4925 | 13.0 | |
| State Farm | Jessica Green | 205 Carter St, Loudon, TN, 37774-1360 | 6.9 | |
| Travelers | Ownby Insurance Service Inc | 400 Court Avenue, Sevierville, TN, 37864 | 40.2 | |
| Allstate | Dale Skidmore | 10816 Kingston Pike, Knoxville, TN, 37934 | 9.6 | |
| State Farm | Jennifer Downer | 609 E Broadway St, Lenoir City, TN, 37771-3010 | 1.5 | |
| State Farm | Josh Hemphill | 11420 Kingston Pike, Knoxville, TN, 37934-3915 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,490 | $790 |
| Loudon County, TN | $193,000 | $1,065 | $780 | $1,510 | $730 |
| Lenoir City, TN | $119,000 | $791 | $560 | $1,090 | $530 |
| Vonore, TN | $146,400 | $1,029 | $700 | $1,460 | $760 |
| Oliver Springs, TN | $107,900 | $902 | $660 | $1,250 | $590 |
| Clinton, TN | $155,400 | $885 | $600 | $1,260 | $660 |
| Sunbright, TN | $106,300 | $895 | $620 | $1,260 | $640 |
| Luttrell, TN | $89,500 | $827 | $600 | $1,170 | $570 |
| Sevier County, TN | $164,000 | $1,001 | $670 | $1,390 | $720 |
| Crossville, TN | $139,300 | $847 | $620 | $1,210 | $590 |
| Jefferson County, TN | $136,700 | $960 | $690 | $1,320 | $630 |