Gavop's guide to buying homeowners insurance in Tom Green County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $89,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $109,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $139,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $183,000 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$247 | $1,205 |
| Superior Protection Discount | -$145 | $1,307 |
| Fire & Security Discount | -$145 | $1,307 |
| Hail Resistant Roof Discount | -$44 | $1,408 |
| Newly Constructed Home Discount | -$406 | $1,045 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tom Green County | $2,500 | $1,434 | $3,934 | $1,042 | $3,542 | $392 |
| Tom Green County, TX | $1,500 | $1,434 | $2,934 | $1,042 | $2,542 | $392 |
| West Tom Green, TX | $300 | $1,424 | $1,724 | $1,035 | $1,335 | $389 |
| East Tom Green, TX | $2,000 | $1,740 | $3,740 | $1,264 | $3,264 | $475 |
| Miles, TX | $200 | $1,430 | $1,630 | $1,039 | $1,239 | $391 |
| Eola-Paint Rock, TX | $1,000 | $1,688 | $2,688 | $1,227 | $2,227 | $461 |
| Irion County, TX | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Eldorado East, TX | $400 | $1,351 | $1,751 | $982 | $1,382 | $369 |
| Schleicher County, TX | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Eldorado West, TX | $200 | $1,372 | $1,572 | $997 | $1,197 | $375 |
| Sterling City, TX | $1,000 | $1,325 | $2,325 | $963 | $1,963 | $362 |
| Home Insurance Company Tom Green County, TX | Homeowners Insurance Agency Tom Green County, TX | Address | Popularity Score | Distance from Tom Green County (miles) |
|---|---|---|---|---|
| Farmers | Courtney Mccutchen | 113 S A And M Ave, San Angelo, TX, 76901 | 3.1 | |
| State Farm | Greg Bratcher | 5018 Knickerbocker Rd, San Angelo, TX, 76904-7519 | 1.1 | |
| State Farm | Tim Smith | 4117 College Hills Blvd, San Angelo, TX, 76904-6506 | 2.0 | |
| Liberty Mutual Independent | Trimble Batjer Insurance Associates Llp | 201 S Chadbourne, San Angelo, TX, 76903 | 4.4 | |
| State Farm | Dedra Mergele | 2525 Johnson Ave Ste B, San Angelo, TX, 76904-5478 | 2.2 | |
| Travelers | Younts Insurance Agency | 202 W Beauregard Ste B San Angelo, San Angelo, TX, 76902 | 4.3 | |
| Liberty Mutual Independent | Floyd C Petitt Insurance | 5002 Knickerbocker Rd, San Angelo, TX, 76904 | 1.1 | |
| Liberty Mutual Independent | Trimble Batjer Insurance Associates Llp | 201 S Chadbourne St, San Angelo, TX, 76903 | 4.4 | |
| State Farm | Ben Villarreal | 1500 N Chadbourne St Ste A, San Angelo, TX, 76903-4634 | 5.2 | |
| State Farm | Tony Villarreal | 1820 Clg Hills Blvd, San Angelo, TX, 76904-4910 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Tom Green County, TX | $122,600 | $1,452 | $960 | $2,240 | $1,280 |
| Tom Green County, TX | $122,600 | $1,452 | $960 | $2,240 | $1,280 |
| West Tom Green, TX | $186,300 | $1,442 | $950 | $2,220 | $1,270 |
| East Tom Green, TX | $170,000 | $1,761 | $1,160 | $2,710 | $1,550 |
| Miles, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Eola-Paint Rock, TX | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Irion County, TX | $146,400 | $966 | $640 | $1,490 | $850 |
| Eldorado East, TX | $70,400 | $1,367 | $900 | $2,110 | $1,210 |
| Schleicher County, TX | $72,900 | $982 | $650 | $1,510 | $860 |
| Eldorado West, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Sterling City, TX | $66,100 | $1,341 | $890 | $2,070 | $1,180 |