Gavop's guide to buying homeowners insurance in Malibu, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $227,500 | $180,000 | $175,000-$200,000 |
| 2 Bedroom | $691,500 | $620,000 | $600,000-$700,000 |
| 3 Bedroom | $753,500 | $630,000 | $700,000-$800,000 |
| 4 Bedroom | $1,204,500 | $1,080,000 | More than 10,000,000 |
| 5 Bedroom | $1,685,000 | $1,420,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $878 |
| Home and Two Car | -$153 | $802 |
| Home and Three Car | -$229 | $725 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $700 | $1,435 | $2,135 | $1,043 | $1,743 | $392 |
| Malibu, CA | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| Thousand Oaks, CA | $100 | $1,264 | $1,364 | $919 | $1,019 | $346 |
| Santa Susana, CA | $1,000 | $1,538 | $2,538 | $1,118 | $2,118 | $420 |
| Simi Valley, CA | $500 | $1,371 | $1,871 | $996 | $1,496 | $375 |
| Lennox, CA | $1,500 | $975 | $2,475 | $709 | $2,209 | $266 |
| Burbank, CA | $300 | $1,230 | $1,530 | $894 | $1,194 | $336 |
| Hasley Canyon, CA | $2,000 | $2,127 | $4,127 | $1,546 | $3,546 | $581 |
| Agua Dulce, CA | $200 | $1,687 | $1,887 | $1,226 | $1,426 | $461 |
| Sierra Madre, CA | $1,500 | $924 | $2,424 | $672 | $2,172 | $253 |
| Avocado Heights, CA | $300 | $879 | $1,179 | $639 | $939 | $240 |
| Elizabeth Lake, CA | $1,000 | $697 | $1,697 | $506 | $1,506 | $190 |
| Home Insurance Company Malibu, CA | Homeowners Insurance Agency Malibu, CA | Address | Popularity Score | Distance from Malibu (miles) |
|---|---|---|---|---|
| Travelers | B & B Premier Insurance Solutions Inc | 5008 Chesebro Road #200 Agoura Hills, Agoura Hills, CA, 91301 | 7.6 | |
| Travelers | B & B Premier Insurance Solutions Inc | 5008 Cheseboro Rd Ste 200, Agoura, CA, 91301 | 7.6 | |
| State Farm | Al Sesay-Benson | 22736 Vanowen St Ste 205, West Hills, CA, 91307-2655 | 14.2 | |
| Farmers | Gevik Keshishian | 1301 W Glenoaks Blvd, Glendale, CA, 91201 | 30.0 | |
| State Farm | Janice Wilson | 3262 E T O Blvd Ste 206, Thousand Oaks, CA, 91362-5999 | 9.5 | |
| Farmers | Joe Chiang | 26500 Agoura Rd Ste 202, Calabasas, CA, 91302 | 8.8 | |
| Allstate | Richard Curtis | 870 Hampshire Rd Ste V, Westlake Village, CA, 91361 | 8.7 | |
| State Farm | John Whitbord | 28708 Roadside Dr Ste B, Agoura Hills, CA, 91301-3300 | 7.6 | |
| State Farm | Mel Palomo | 2100 Sawtelle Blvd Ste 305, Los Angeles, CA, 90025-6265 | 19.5 | |
| State Farm | Virgil Sanders | 2644 W Imperial Hwy, Inglewood, CA, 90303-3137 | 27.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Malibu, CA | $1,974,100 | $955 | $710 | $1,300 | $590 |
| Thousand Oaks, CA | $668,700 | $1,280 | $950 | $1,740 | $790 |
| Santa Susana, CA | $521,900 | $1,557 | $1,150 | $2,120 | $970 |
| Simi Valley, CA | $515,400 | $1,388 | $1,030 | $1,890 | $860 |
| Lennox, CA | $371,100 | $987 | $730 | $1,340 | $610 |
| Burbank, CA | $646,000 | $1,245 | $920 | $1,690 | $770 |
| Hasley Canyon, CA | $790,000 | $2,153 | $1,590 | $2,930 | $1,340 |
| Agua Dulce, CA | $585,500 | $1,707 | $1,260 | $2,320 | $1,060 |
| Sierra Madre, CA | $889,300 | $935 | $690 | $1,270 | $580 |
| Avocado Heights, CA | $435,800 | $890 | $660 | $1,210 | $550 |
| Elizabeth Lake, CA | $240,000 | $705 | $520 | $960 | $440 |