Gavop shows you how to buy homeowners insurance in Whitman County, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $198,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $245,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $200,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $593,000 | $530,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $563 |
| Superior Protection Discount | -$61 | $617 |
| Fire & Security Discount | -$61 | $617 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$170 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whitman County | $700 | $670 | $1,370 | $487 | $1,187 | $183 |
| Whitman County, WA | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| Rock Lake, WA | $300 | $562 | $862 | $409 | $709 | $154 |
| Lamont, WA | $1,500 | $376 | $1,876 | $274 | $1,774 | $103 |
| Latah, WA | $300 | $566 | $866 | $411 | $711 | $155 |
| Potlatch, ID | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Rockford, WA | $200 | $627 | $827 | $456 | $656 | $171 |
| Plummer, ID | $2,000 | $556 | $2,556 | $404 | $2,404 | $152 |
| Cheney-Medical Lake, WA | $300 | $686 | $986 | $498 | $798 | $187 |
| Deary, ID | $1,500 | $519 | $2,019 | $377 | $1,877 | $142 |
| Worley, ID | $200 | $696 | $896 | $505 | $705 | $190 |
| Home Insurance Company Whitman County, WA | Homeowners Insurance Agency Whitman County, WA | Address | Popularity Score | Distance from Whitman County (miles) |
|---|---|---|---|---|
| Allstate | Kevin Ottosen | 1826 1st St, Cheney, WA, 99004 | 41.1 | |
| State Farm | Sam Higgins | 3007 E 57th Ave Ste 4, Spokane, WA, 99223-7037 | 48.8 | |
| Farmers | Jay Okeefe | 744 5th St Ste 101, Clarkston, WA, 99403 | 40.7 | |
| Farmers | Timothy Paul | 325 S Grand Ave, Pullman, WA, 99163 | 20.1 | |
| State Farm | Darren Young | 2308 E 57th Ave Ste 2, Spokane, WA, 99223-6628 | 48.8 | |
| State Farm | Chris Kuennen | 493 N Grand Ave Ste B, Pullman, WA, 99163-3155 | 20.1 | |
| State Farm | Shauna Besaw | 825 6th St, Clarkston, WA, 99403-2002 | 40.7 | |
| State Farm | Jackie Scholz | 1911 1st St, Cheney, WA, 99004-2000 | 41.2 | |
| Travelers | Sloan Leavitt Insurance Agency Inc | W 403 Main, Ritzville, WA, 99169 | 43.4 | |
| Liberty Mutual Independent | Hub International Northwest Llc | 415 S Main St, Colfax, WA, 99111 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $560 | $1,160 | $600 |
| Whitman County, WA | $199,400 | $678 | $450 | $970 | $520 |
| Whitman County, WA | $199,400 | $678 | $470 | $960 | $490 |
| Rock Lake, WA | $122,900 | $569 | $380 | $810 | $430 |
| Lamont, WA | $55,600 | $381 | $270 | $530 | $260 |
| Latah, WA | $125,000 | $573 | $390 | $820 | $430 |
| Potlatch, ID | $189,200 | $644 | $430 | $880 | $450 |
| Rockford, WA | $157,400 | $635 | $450 | $870 | $420 |
| Plummer, ID | $137,500 | $563 | $380 | $780 | $400 |
| Cheney-Medical Lake, WA | $195,900 | $694 | $470 | $990 | $520 |
| Deary, ID | $119,400 | $525 | $380 | $730 | $350 |
| Worley, ID | $240,000 | $704 | $490 | $990 | $500 |