Gavop tells you how to get the best homeowners insurance in Clay, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $182,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $155,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $218,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $484,500 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $674 |
| Superior Protection Discount | -$79 | $714 |
| Fire & Security Discount | -$87 | $706 |
| Hail Resistant Roof Discount | -$24 | $769 |
| Newly Constructed Home Discount | -$190 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Clay, NC | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Jefferson, NC | $400 | $667 | $1,067 | $485 | $885 | $182 |
| Sumner, NC | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| New Bethel, NC | $200 | $755 | $955 | $549 | $749 | $206 |
| Seagrove, NC | $2,500 | $650 | $3,150 | $472 | $2,972 | $178 |
| Pittsboro, NC | $200 | $1,125 | $1,325 | $818 | $1,018 | $308 |
| Beaver Island, NC | $1,000 | $683 | $1,683 | $496 | $1,496 | $187 |
| Leasburg, NC | $400 | $667 | $1,067 | $485 | $885 | $182 |
| Southmont, NC | $1,000 | $807 | $1,807 | $587 | $1,587 | $221 |
| Bermuda Run, NC | $400 | $1,122 | $1,522 | $816 | $1,216 | $307 |
| Biscoe, NC | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Home Insurance Company Clay, NC | Homeowners Insurance Agency Clay, NC | Address | Popularity Score | Distance from Clay (miles) |
|---|---|---|---|---|
| State Farm | Teri Larocca | 6406 Mccrimmon Pkwy Ste 200, Morrisville, NC, 27560-8145 | 46.1 | |
| Travelers | Summit Insurance Agency Inc | 2605-B Randleman Road, Greensboro, NC, 27406 | 8.9 | |
| Allstate | Tom Ficquette | 112 Perkins Dr Ste 600, Chapel Hill, NC, 27514 | 34.2 | |
| Allstate | Len Bluitt Jr | 4670 Yadkinville Rd Ste B, Pfafftown, NC, 27040 | 41.1 | |
| Allstate | Terry Williams | 2109 New Garden Rd, Greensboro, NC, 27410 | 15.7 | |
| Allstate | R Bryan Torrence | 3132 Commerce Pl # B1, Burlington, NC, 27215 | 12.5 | |
| Allstate | Rick Crabtree | 205 W Main St Ste 203b, Carrboro, NC, 27510 | 33.3 | |
| Allstate | Judy T. Slade | 1320 Lees Chapel Rd Ste G, Greensboro, NC, 27455 | 13.7 | |
| State Farm | Ashley Collins | 1610 W Friendly Ave Ste B, Greensboro, NC, 27403-1209 | 11.4 | |
| State Farm | Brock Thomas | 725 W Main St Ste D, Jamestown, NC, 27282-7507 | 16.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,270 | $640 |
| Guilford County, NC | $160,200 | $864 | $590 | $1,200 | $610 |
| Clay, NC | $174,800 | $793 | $540 | $1,090 | $550 |
| Jefferson, NC | $138,500 | $675 | $490 | $930 | $440 |
| Sumner, NC | $145,700 | $701 | $510 | $990 | $480 |
| New Bethel, NC | $165,300 | $764 | $540 | $1,060 | $520 |
| Seagrove, NC | $106,800 | $658 | $450 | $910 | $460 |
| Pittsboro, NC | $237,200 | $1,139 | $820 | $1,560 | $740 |
| Beaver Island, NC | $113,400 | $691 | $480 | $990 | $510 |
| Leasburg, NC | $110,200 | $675 | $470 | $920 | $450 |
| Southmont, NC | $141,600 | $817 | $580 | $1,130 | $550 |
| Bermuda Run, NC | $236,300 | $1,136 | $780 | $1,560 | $780 |
| Biscoe, NC | $81,500 | $864 | $600 | $1,200 | $600 |