Gavop tells you how to get the best homeowners insurance in Old Tappan, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $208,500 | $180,000 | $200,000-$250,000 |
| 2 Bedroom | $443,500 | $360,000 | $350,000-$400,000 |
| 3 Bedroom | $764,500 | $620,000 | $900,000-$1,000,000 |
| 4 Bedroom | $1,066,000 | $870,000 | More than 10,000,000 |
| 5 Bedroom | $1,360,500 | $1,270,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $976 |
| Superior Protection Discount | -$106 | $1,070 |
| Fire & Security Discount | -$129 | $1,047 |
| Hail Resistant Roof Discount | -$35 | $1,141 |
| Newly Constructed Home Discount | -$259 | $917 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $1,500 | $1,332 | $2,832 | $968 | $2,468 | $364 |
| Old Tappan, NJ | $1,500 | $1,162 | $2,662 | $844 | $2,344 | $318 |
| West Nyack, NY | $400 | $2,390 | $2,790 | $1,737 | $2,137 | $653 |
| Monsey, NY | $2,500 | $850 | $3,350 | $618 | $3,118 | $232 |
| Allendale, NJ | $100 | $1,078 | $1,178 | $784 | $884 | $295 |
| Englewood Cliffs, NJ | $2,000 | $914 | $2,914 | $664 | $2,664 | $250 |
| Totowa, NJ | $200 | $843 | $1,043 | $613 | $813 | $230 |
| Dover, NJ | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Bound Brook, NJ | $400 | $817 | $1,217 | $594 | $994 | $223 |
| Brookfield, CT | $2,000 | $990 | $2,990 | $720 | $2,720 | $271 |
| Aberdeen, NJ | $300 | $885 | $1,185 | $643 | $943 | $242 |
| Islandia, NY | $700 | $1,215 | $1,915 | $883 | $1,583 | $332 |
| Home Insurance Company Old Tappan, NJ | Homeowners Insurance Agency Old Tappan, NJ | Address | Popularity Score | Distance from Old Tappan (miles) |
|---|---|---|---|---|
| State Farm | Navin Jiwnani | 278 Us Highway 22 West, Green Brook, NJ, 08812-1713 | 40.2 | |
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 3.5 | |
| Liberty Mutual Independent | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 3.6 | |
| Allstate | Daniel Tichio | 405 Rochelle Ave Fl 2, Rochelle Park, NJ, 7662 | 9.6 | |
| State Farm | Sergio Bio | 25 Hawthorne Ave, Park Ridge, NJ, 07656-1212 | 2.6 | |
| Farmers | Ruth Blanchard | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 26.6 | |
| Travelers | Firm Inc | One Lethbridge Plz Ste 30, Mahwah, NJ, 7430 | 9.5 | |
| State Farm | Dan Desimone | 105 N Dean St Ste 1, Englewood, NJ, 07631-2813 | 9.2 | |
| State Farm | Tammy Felton | 372 Franklin Ave Ste B, Wyckoff, NJ, 07481-1907 | 9.8 | |
| State Farm | Lenny Barone | 271 Route 46 W Ste F201, Fairfield, NJ, 07004-2448 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Bergen County, NJ | $451,200 | $1,348 | $960 | $1,850 | $890 |
| Old Tappan, NJ | $760,000 | $1,176 | $790 | $1,680 | $890 |
| West Nyack, NY | $483,800 | $2,419 | $1,620 | $3,410 | $1,790 |
| Monsey, NY | $617,400 | $861 | $620 | $1,180 | $560 |
| Allendale, NJ | $682,100 | $1,091 | $800 | $1,550 | $750 |
| Englewood Cliffs, NJ | $995,300 | $925 | $670 | $1,290 | $620 |
| Totowa, NJ | $370,200 | $853 | $570 | $1,210 | $640 |
| Dover, NJ | $262,800 | $815 | $550 | $1,160 | $610 |
| Bound Brook, NJ | $270,900 | $827 | $590 | $1,140 | $550 |
| Brookfield, CT | $370,000 | $1,002 | $730 | $1,380 | $650 |
| Aberdeen, NJ | $313,700 | $895 | $610 | $1,260 | $650 |
| Islandia, NY | $305,300 | $1,230 | $850 | $1,750 | $900 |