Gavop's guide to buying homeowners insurance in Destrehan, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Destrehan, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 626, Riverwood Dr, Cypress Cove, Church St, Landsdowne Ln, Ormond Trce, Carriage Ln, Elms Ct, Jean St, Lorraine St | $241,500 | $200,000 | $250,000-$300,000 | $339,500 | $310,000 | $350,000-$400,000 |
| Waverly Pl, Trepagnier Dr, San Francisco, St Jude St, Barry St, N Beauregard Ln, Devereaux Dr, Park Pl, Longwood Dr, Longview Dr | $150,000 | $130,000 | $175,000-$200,000 | $237,500 | $200,000 | $200,000-$250,000 |
| River Oaks Dr, Oakley Dr, Jonathan St, S Beauregard Ln, Greenwood Dr, Bocage Dr, Maria Dr, Saint Paul St, St Francis St, Ducayet Dr | $146,000 | $130,000 | $100,000-$125,000 | $259,000 | $230,000 | $200,000-$250,000 |
| Schexnaydre Ln, Ormond Blvd, Noto St, Storehouse Ln, Murray Hill Dr, River Point Dr, Oaklawn Dr, Asphodel Dr, Amelia St, Melrose Dr | $168,500 | $140,000 | $125,000-$150,000 | $332,000 | $310,000 | $250,000-$300,000 |
| Villere Dr, Red Church Ln, Oakley Ln, Ormond Pl, Houmas Pl, Carolyn Dr, Dunleith Dr, Vans Ln, Ashton Dr, St Paul St | $268,500 | $250,000 | $250,000-$300,000 | $294,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$186 | $908 |
| Superior Protection Discount | -$109 | $984 |
| Fire & Security Discount | -$77 | $1,017 |
| Hail Resistant Roof Discount | -$22 | $1,072 |
| Newly Constructed Home Discount | -$295 | $798 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles Parish | $1,500 | $1,234 | $2,734 | $897 | $2,397 | $337 |
| Destrehan, LA | $1,000 | $1,081 | $2,081 | $785 | $1,785 | $295 |
| New Sarpy, LA | $200 | $1,292 | $1,492 | $939 | $1,139 | $353 |
| Boutte, LA | $1,000 | $1,651 | $2,651 | $1,200 | $2,200 | $451 |
| Arabi, LA | $300 | $1,554 | $1,854 | $1,129 | $1,429 | $425 |
| Violet, LA | $2,000 | $1,046 | $3,046 | $760 | $2,760 | $286 |
| Lacombe, LA | $100 | $955 | $1,055 | $694 | $794 | $261 |
| Gonzales, LA | $2,000 | $944 | $2,944 | $686 | $2,686 | $258 |
| St. Tammany, LA | $400 | $1,293 | $1,693 | $940 | $1,340 | $353 |
| Donaldsonville, LA | $1,000 | $920 | $1,920 | $669 | $1,669 | $251 |
| Golden Meadow, LA | $500 | $1,112 | $1,612 | $808 | $1,308 | $304 |
| Tangipahoa, LA | $1,000 | $1,459 | $2,459 | $1,060 | $2,060 | $399 |
| Home Insurance Company Destrehan, LA | Homeowners Insurance Agency Destrehan, LA | Address | Popularity Score | Distance from Destrehan (miles) |
|---|---|---|---|---|
| State Farm | Luke Delouise | 6262 Pontchartrain Blvd Ste A, New Orleans, LA, 70124-2042 | 15.2 | |
| Travelers | Eagan Insurance Agency | 2629 North Causeway Blvd., Metairie, LA, 70002 | 12.1 | |
| State Farm | Chase Dardar | 6301 S Claiborne Ave, New Orleans, LA, 70125-4107 | 15.1 | |
| State Farm | Dustin Gaar | 110 Ormond Center Ct Ste V, Destrehan, LA, 70047-2547 | 1.2 | |
| Allstate | Stacy Lodrigues | 1501 Edwards Ave Ste 10, Harahan, LA, 70123 | 9.5 | |
| State Farm | Eric Deroche | 9225 Jefferson Highway, River Ridge, LA, 70123-2803 | 8.0 | |
| Travelers | Financial Assurance Llc | 6620 Rverside Dr., Suite 210, Metairie, LA, 70003 | 8.7 | |
| State Farm | Duke Duffee | 4415 Transcontinentl Dr Ste A, Metairie, LA, 70006-2131 | 9.8 | |
| Travelers | Donnaway Insurance Inc | 6620 Riverside Dr Ste 315, Metairie, LA, 70003 | 8.5 | |
| State Farm | Ab Flynt | 800 Metairie Rd Ste P, Metairie, LA, 70005-4043 | 13.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Charles Parish, LA | $185,800 | $1,249 | $870 | $1,800 | $930 |
| Destrehan, LA | $226,600 | $1,094 | $770 | $1,580 | $810 |
| New Sarpy, LA | $108,500 | $1,308 | $920 | $1,880 | $960 |
| Boutte, LA | $153,700 | $1,671 | $1,170 | $2,410 | $1,240 |
| Arabi, LA | $139,600 | $1,573 | $1,100 | $2,270 | $1,170 |
| Violet, LA | $128,800 | $1,059 | $740 | $1,520 | $780 |
| Lacombe, LA | $157,300 | $966 | $680 | $1,390 | $710 |
| Gonzales, LA | $154,300 | $955 | $670 | $1,380 | $710 |
| St. Tammany, LA | $206,600 | $1,309 | $920 | $1,880 | $960 |
| Donaldsonville, LA | $108,700 | $931 | $650 | $1,340 | $690 |
| Golden Meadow, LA | $90,800 | $1,125 | $790 | $1,620 | $830 |
| Tangipahoa, LA | $149,300 | $1,477 | $1,030 | $2,130 | $1,100 |