Gavop's guide to buying homeowners insurance in Williamsport, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Williamsport, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Keyte Ave, Germania St, Grafius St, Park Ln, Huffman St, Louisa St, Isabella St, 9th Ave, Bridge St, Elmira St | $109,500 | $100,000 | $75,000-$100,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Lyons Ave, Race St, Steward Aly, Glen Echo Rd, Oneil Ave, Maynard St, Maple Aly, Federal Ave, Kramer Ct, Wilson St | $95,500 | $80,000 | $75,000-$100,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Williams Rd, Harris Pl, Aubrey Ct, Wolfe St, Bird St, Monroe Pl, Woodmont Ave, Almond St, State Rte 2027, Flock Pl | $103,500 | $90,000 | $75,000-$100,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Steel Way Rd, Calvert Ave, Lyla Ln, Day St, Vine Ave, O'Neil Ave, Franklin St, 3rd Ave, James Rd, Howard St | $148,000 | $120,000 | $100,000-$125,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Brandon Ave, Basin St, Lumber St, Union Ave, Center St, Mary Aly, Trenton Ave, Court St, Reach Rd, Franklin St | $92,500 | $80,000 | $100,000-$125,000 | $93,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $622 |
| Superior Protection Discount | -$66 | $666 |
| Fire & Security Discount | -$66 | $666 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$183 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lycoming County | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Williamsport, PA | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Faxon, PA | $200 | $769 | $969 | $559 | $759 | $210 |
| Lycoming, PA | $2,500 | $667 | $3,167 | $485 | $2,985 | $182 |
| Cogan House, PA | $100 | $728 | $828 | $529 | $629 | $199 |
| Montour County, PA | $1,000 | $690 | $1,690 | $501 | $1,501 | $189 |
| Paxtonville, PA | $300 | $662 | $962 | $481 | $781 | $181 |
| Overton, PA | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| North Centre, PA | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Dushore, PA | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Wilburton Number One, PA | $300 | $525 | $825 | $381 | $681 | $143 |
| Fountain Springs, PA | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Home Insurance Company Williamsport, PA | Homeowners Insurance Agency Williamsport, PA | Address | Popularity Score | Distance from Williamsport (miles) |
|---|---|---|---|---|
| State Farm | Dean Showers Jr. | 901 Broad St, Montoursville, PA, 17754-2407 | 6.4 | |
| State Farm | Matt Ostrowsky | 1328 W Market St, Lewisburg, PA, 17837-1374 | 20.7 | |
| Allstate | Purdy Insurance Agency Inc | 136 Market St, Sunbury, PA, 17801 | 28.9 | |
| Allstate | Purdy Insurance Agency Inc | 136 Market St, Sunbury, PA, 17801 | 28.9 | |
| Erie | Fischer Insurance Agency | 1735 E Third Street, Williamsport, PA, 17701 | 3.5 | |
| State Farm | Stacy Butler | 2810 N Susquehanna Trl, Shamokin Dam, PA, 17876-9109 | 29.5 | |
| State Farm | Jack Goodman | 2350 E 3rd St Ste 4, Williamsport, PA, 17701-4088 | 4.2 | |
| State Farm | Darla Fausey | 9327 State Route 61, Coal Township, PA, 17866-4170 | 41.7 | |
| Nationwide | Darcy Sampsell Agency | 28 Bound Ave, Milton, PA, 17847-1116 | 17.9 | |
| Allstate | Mark K. Tillson | 4092 Lycoming Mall Dr, Montoursville, PA, 17754 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,070 | $570 |
| Lycoming County, PA | $147,400 | $679 | $460 | $960 | $500 |
| Williamsport, PA | $100,900 | $732 | $520 | $1,040 | $520 |
| Faxon, PA | $188,500 | $778 | $550 | $1,070 | $520 |
| Lycoming, PA | $135,100 | $675 | $480 | $930 | $450 |
| Cogan House, PA | $166,200 | $737 | $490 | $1,040 | $550 |
| Montour County, PA | $173,800 | $698 | $470 | $960 | $490 |
| Paxtonville, PA | $132,600 | $670 | $490 | $960 | $470 |
| Overton, PA | $143,200 | $692 | $470 | $980 | $510 |
| North Centre, PA | $153,500 | $712 | $520 | $980 | $460 |
| Dushore, PA | $126,000 | $655 | $470 | $910 | $440 |
| Wilburton Number One, PA | $76,400 | $531 | $390 | $740 | $350 |
| Fountain Springs, PA | $129,300 | $663 | $480 | $930 | $450 |