Gavop shows you how to buy homeowners insurance in Pleasant Grove, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Pleasant Grove, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tyree St, Kiska Ct, West Ct, Mulga Rd, Owen Cir, Commissary St, Short Creek Rd, Woodridge Ln, Otaw Cir, Ensley Pleasant Grove Rd | $114,500 | $110,000 | $100,000-$125,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Barnett Dr, 13th Ct, Hillcrest Rd, Midfield Ave, 12th Plaza Cir, Taylor St, Century Cir, 9th Ter, Higgins Dr, Hammonds St | $191,000 | $180,000 | $150,000-$175,000 | $230,000 | $220,000 | $250,000-$300,000 |
| Hillcrest Ave, Slope Dr, Azalea Rd, Van Salter Rd, May Dr, 9th Ct, Old Short Creek Rd, Harmon Rd, Kennilworth Rd, McKnight St | $140,000 | $130,000 | $150,000-$175,000 | $181,000 | $160,000 | $150,000-$175,000 |
| Monroe Ave, Avon Ct, 13th Pl, Cypress Ln, Cedar Ln, Rolling Ridge Cir, 1st Pl, Quebec Dr, Slayden Ave, Golden Rd | $100,500 | $90,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Oak Ave, England Ave, Arlington Dr, Scranton Ave, 13th Ter, Pinecrest Rd, Walnut Dr, Cedar Cir, McGregor Dr, Vail Ave | $87,500 | $80,000 | $75,000-$100,000 | $117,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $724 |
| Superior Protection Discount | -$80 | $814 |
| Fire & Security Discount | -$98 | $796 |
| Hail Resistant Roof Discount | -$27 | $868 |
| Newly Constructed Home Discount | -$206 | $689 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $1,148 | $3,648 | $834 | $3,334 | $314 |
| Pleasant Grove, AL | $2,500 | $884 | $3,384 | $642 | $3,142 | $241 |
| Vestavia Hills, AL | $100 | $1,266 | $1,366 | $920 | $1,020 | $346 |
| Meadowbrook, AL | $1,500 | $951 | $2,451 | $691 | $2,191 | $260 |
| Kimberly-Morris, AL | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| West Blocton, AL | $2,500 | $826 | $3,326 | $600 | $3,100 | $226 |
| Windham Springs, AL | $500 | $1,417 | $1,917 | $1,030 | $1,530 | $387 |
| Coaling, AL | $2,500 | $1,236 | $3,736 | $898 | $3,398 | $338 |
| Moody, AL | $400 | $874 | $1,274 | $635 | $1,035 | $239 |
| Allgood, AL | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| Fayette County, AL | $100 | $730 | $830 | $531 | $631 | $200 |
| Ragland, AL | $2,000 | $900 | $2,900 | $654 | $2,654 | $246 |
| Home Insurance Company Pleasant Grove, AL | Homeowners Insurance Agency Pleasant Grove, AL | Address | Popularity Score | Distance from Pleasant Grove (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 29.8 | |
| Allstate | John Saddler | 832 Green Springs Hwy # 103, Homewood, AL, 35209 | 9.6 | |
| Travelers | Davis & Davis Insurance Agency Inc | 401 6th St N, Clanton, AL, 35046 | 49.2 | |
| State Farm | Tim Johns | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 10.8 | |
| State Farm | Antonette Lipscomb | 453 Green Springs Hwy, Homewood, AL, 35209-4921 | 9.4 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 19.9 | |
| Allstate | Corkren Insurance | 1516 9th Ave N Ste 112, Bessemer, AL, 35020 | 6.3 | |
| Farmers | Keith Devine | 1140 Main St, Gardendale, AL, 35071 | 14.7 | |
| Travelers | Holt Insurance Agency Inc | 1423 4th Ave No, Bessemer, AL, 35020 | 4.2 | |
| State Farm | Chay Watkins | 2163 Clearbrook Rd, Hoover, AL, 35226-1566 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,660 | $830 |
| Jefferson County, AL | $149,000 | $1,162 | $850 | $1,610 | $760 |
| Pleasant Grove, AL | $151,000 | $894 | $640 | $1,240 | $600 |
| Vestavia Hills, AL | $360,800 | $1,281 | $940 | $1,780 | $840 |
| Meadowbrook, AL | $283,400 | $962 | $640 | $1,370 | $730 |
| Kimberly-Morris, AL | $159,000 | $919 | $670 | $1,310 | $640 |
| West Blocton, AL | $101,000 | $836 | $570 | $1,180 | $610 |
| Windham Springs, AL | $195,900 | $1,434 | $990 | $1,980 | $990 |
| Coaling, AL | $149,600 | $1,251 | $900 | $1,780 | $880 |
| Moody, AL | $148,000 | $884 | $630 | $1,260 | $630 |
| Allgood, AL | $94,500 | $954 | $700 | $1,320 | $620 |
| Fayette County, AL | $83,200 | $739 | $510 | $1,010 | $500 |
| Ragland, AL | $116,500 | $911 | $610 | $1,290 | $680 |