Gavop shows you how to buy homeowners insurance in Paris, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Paris, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Scarlet Oak Dr, Wildwood Ln, Old Paris Murray Rd, Post Oak Dr, Richard St, Campbell Rd, Circle B Dr, Fairgrounds Rd, Palestine Rd, Briarwood Ct | $129,000 | $110,000 | $125,000-$150,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Jackson St, Iron Banks Rd, Carver Ave, Lorena Ln, Jack Younger Ln, Fieldstone Dr, Crosswy St, Brentwood St, Dunlap St, Foxfire Rd | $114,000 | $100,000 | $100,000-$125,000 | $58,000 | $50,000 | $50,000-$75,000 |
| P E Underwood Rd, Marge Dr, N Hillcrest Dr, Volunteer Dr, Hi-En-De-Lo Rd, Clifty Rd, Brown St, Woodlawn Acres, Franklin Dr, Bellwood Dr | $89,500 | $70,000 | $50,000-$75,000 | $89,500 | $80,000 | $100,000-$125,000 |
| E Washington St, Madison St, James Rd, Hwy 641 N, Nalonna Dr, Edmonds Pl, Max Dr, S Powell St, State Rte 76, State Rte 69 Alt | $159,000 | $150,000 | $125,000-$150,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Pinehurst Ln, N Caldwell St, S Blakemore St, Colinwood, Russell St, McCampbell St, Cactus Cove, Hwy 641 S, Dobbins St, Elsie Ln | $81,500 | $70,000 | $75,000-$100,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $584 |
| Superior Protection Discount | -$63 | $633 |
| Fire & Security Discount | -$63 | $633 |
| Hail Resistant Roof Discount | -$14 | $682 |
| Newly Constructed Home Discount | -$167 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $700 | $823 | $1,523 | $598 | $1,298 | $225 |
| Paris, TN | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Cottage Grove, TN | $400 | $590 | $990 | $429 | $829 | $161 |
| Hazel, KY | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Hollow Rock, TN | $300 | $669 | $969 | $486 | $786 | $183 |
| Benton County, TN | $700 | $683 | $1,383 | $496 | $1,196 | $187 |
| Water Valley, KY | $100 | $551 | $651 | $401 | $501 | $151 |
| Rutherford, TN | $2,500 | $714 | $3,214 | $519 | $3,019 | $195 |
| Lexington, TN | $500 | $728 | $1,228 | $529 | $1,029 | $199 |
| Lobelville, TN | $2,000 | $745 | $2,745 | $541 | $2,541 | $204 |
| Three Way, TN | $200 | $1,047 | $1,247 | $761 | $961 | $286 |
| Trimble, TN | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Home Insurance Company Paris, TN | Homeowners Insurance Agency Paris, TN | Address | Popularity Score | Distance from Paris (miles) |
|---|---|---|---|---|
| Travelers | Parks & Associates Insurance Agency | 803 Donelson Parkway, Dover, TN, 37058 | 28.7 | |
| State Farm | Tasha Johnson | 38 S Main St, Lexington, TN, 38351-2104 | 44.6 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main Street, Tennessee Ridge, TN, 37178 | 29.9 | |
| Travelers | A E Reynolds Insurance Agency Inc | 1887 N Main, Tennessee Ridge, TN, 37178 | 29.9 | |
| Farmers | Kelley Rowlett | 205 E Main St, Waverly, TN, 37185 | 32.3 | |
| State Farm | Jane Cozart Reid | 1314 E Wood St, Paris, TN, 38242-4422 | 1.1 | |
| Travelers | Sills Insurance | 211 Donelson Pkwy, Dover, TN, 37058 | 29.4 | |
| State Farm | Jody Farmer | 241 Highway 641 N Ste B, Camden, TN, 38320-1393 | 18.8 | |
| Travelers | Ama Insurance | 210 Main St, Gleason, TN, 38229 | 17.9 | |
| Travelers | Ama Insurance Group Llc | 210 Main St, Gleason, TN, 38229 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,430 | $690 |
| Henry County, TN | $97,000 | $833 | $570 | $1,180 | $610 |
| Paris, TN | $89,700 | $696 | $500 | $990 | $490 |
| Cottage Grove, TN | $45,000 | $597 | $410 | $830 | $420 |
| Hazel, KY | $72,200 | $661 | $480 | $940 | $460 |
| Hollow Rock, TN | $58,800 | $677 | $450 | $950 | $500 |
| Benton County, TN | $88,700 | $691 | $490 | $970 | $480 |
| Water Valley, KY | $52,800 | $558 | $380 | $800 | $420 |
| Rutherford, TN | $67,500 | $723 | $500 | $1,000 | $500 |
| Lexington, TN | $101,500 | $737 | $530 | $1,010 | $480 |
| Lobelville, TN | $73,800 | $754 | $510 | $1,030 | $520 |
| Three Way, TN | $157,800 | $1,060 | $760 | $1,450 | $690 |
| Trimble, TN | $62,600 | $697 | $490 | $960 | $470 |