Gavop's guide to buying homeowners insurance in Fairport, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fairport, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Deland Park B, Log Cabin Cir, Stonewood Dr, Kaitlin Dr, Gateway Rd, Shadowmoor Dr, Parce Ave, Hyacinth Ln, Morning View Dr, Sandpiper Hill | $187,000 | $160,000 | $150,000-$175,000 | $135,500 | $130,000 | $125,000-$150,000 |
| Camborne Cir, Macedon Center Rd, Meadowlark Dr, Quiet Woods Dr, Chadwick Mnr, Twin Brooks Rd, Packetts Glen, Jefferson Ct, Co Rd 40, Black Mallard Cir | $196,500 | $170,000 | $150,000-$175,000 | $159,000 | $130,000 | $175,000-$200,000 |
| Acadian Rise, Tall Tree Ln, Watson Hill Ln, Fiora Dr, Filkins St, Latium Dr, Woodlawn Ave, Sunset Trl W, Lookout View Rd, Deland Park A | $193,000 | $170,000 | $175,000-$200,000 | $173,000 | $150,000 | $150,000-$175,000 |
| Dunham Cir, Fencewood Ln, Royale Dr, Parkland Dr, Sunburst Cir, North Psge, Sanibel Dr, Furman Rd, Mt Vernon Cir, Thornfield Way | $277,500 | $250,000 | $300,000-$350,000 | $209,000 | $170,000 | $200,000-$250,000 |
| Bradford Hill Rd, Sunnyside Dr, James St, Aconbury Dr, Fellows Rd, Cedar Ridge Dr, Valley Brook Dr, Peppermill Dr, Wakeman Rd, Silver Birch Cir | $232,500 | $210,000 | $200,000-$250,000 | $138,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $529 |
| Superior Protection Discount | -$65 | $581 |
| Fire & Security Discount | -$65 | $581 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$187 | $458 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $2,500 | $605 | $3,105 | $439 | $2,939 | $165 |
| Fairport, NY | $1,000 | $638 | $1,638 | $463 | $1,463 | $174 |
| Mendon, NY | $400 | $796 | $1,196 | $578 | $978 | $218 |
| Canandaigua, NY | $700 | $612 | $1,312 | $445 | $1,145 | $167 |
| Conesus Lake, NY | $2,000 | $817 | $2,817 | $594 | $2,594 | $223 |
| Groveland, NY | $500 | $629 | $1,129 | $457 | $957 | $172 |
| West Sparta, NY | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Byersville, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Barrington, NY | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Starkey, NY | $100 | $585 | $685 | $425 | $525 | $160 |
| Orangeville, NY | $2,500 | $610 | $3,110 | $443 | $2,943 | $167 |
| Home Insurance Company Fairport, NY | Homeowners Insurance Agency Fairport, NY | Address | Popularity Score | Distance from Fairport (miles) |
|---|---|---|---|---|
| Travelers | The Mitchell-Joseph Agency | 130 S Main St, Naples, NY, 14512 | 33.5 | |
| Allstate | Jeremy Drader | 7635 Main Fishers, Fishers, NY, 14453 | 6.1 | |
| Nationwide | Van Dyke Steve Agency Inc | 61 E Main St, Victor, NY, 14564-1301 | 8.3 | |
| Allstate | Pamela Decker | 1270 Creek Street Suite 1, Webster, NY, 14580 | 6.8 | |
| Liberty Mutual Independent | Strowe Agency Inc | 305 Packetts Landing, Fairport, NY, 14450 | 0.1 | |
| Travelers | Eastern Shore Associates | 1109 English Rd Ste D, Rochester, NY, 14616 | 15.3 | |
| Liberty Mutual Independent | Marshall & Sterling Inc. | 205 Saint Paul St Suite 105, Rochester, NY, 14604 | 9.5 | |
| Liberty Mutual Independent | Marshall & Sterling Inc. | 205 Saint Paul St Ste 105 205 Saint Paul St Ste 105, Rochester, NY, 14604 | 9.4 | |
| Allstate | Andy W. Ocasio | 66 Park Ave, Rochester, NY, 14607 | 8.4 | |
| Allstate | Janine Nudd | 1570 Jefferson Rd, Rochester, NY, 14623 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,590 | $760 |
| Monroe County, NY | $142,300 | $612 | $420 | $860 | $440 |
| Fairport, NY | $173,500 | $645 | $450 | $880 | $430 |
| Mendon, NY | $250,300 | $806 | $550 | $1,150 | $600 |
| Canandaigua, NY | $161,300 | $619 | $430 | $860 | $430 |
| Conesus Lake, NY | $217,300 | $827 | $550 | $1,170 | $620 |
| Groveland, NY | $145,900 | $637 | $470 | $890 | $420 |
| West Sparta, NY | $91,800 | $590 | $420 | $830 | $410 |
| Byersville, NY | $93,300 | $590 | $430 | $840 | $410 |
| Barrington, NY | $169,000 | $683 | $470 | $960 | $490 |
| Starkey, NY | $103,700 | $592 | $400 | $840 | $440 |
| Orangeville, NY | $133,000 | $617 | $450 | $850 | $400 |