Gavop shows you how to buy homeowners insurance in Wood Dale, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $260,500 | $250,000 | $200,000-$250,000 |
| 3 Bedroom | $365,000 | $320,000 | $300,000-$350,000 |
| 4 Bedroom | $327,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $505,500 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $649 |
| Superior Protection Discount | -$70 | $703 |
| Fire & Security Discount | -$85 | $688 |
| Hail Resistant Roof Discount | -$15 | $757 |
| Newly Constructed Home Discount | -$155 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,222 |
| Home Insurance Company Wood Dale, IL | Homeowners Insurance Agency Wood Dale, IL | Address | Popularity Score | Distance from Wood Dale (miles) |
|---|---|---|---|---|
| Travelers | Peak Financial Group Llc | 7330 W Lawrence Avenue, Harwood Heights, IL, 60706 | 8.8 | |
| State Farm | Saul Lopez | 6737 W Belmont Ave, Chicago, IL, 60634-4648 | 9.8 | |
| State Farm | Beata Babel | 7831 W Lawrence Ave, Norridge, IL, 60706-3211 | 8.1 | |
| Travelers | Midwest Insurance Brokerage Service Inc | 54 W Seegers Rd, Arlington Heights, IL, 60005 | 5.7 | |
| Allstate | Joe Conde | 808 Higgins Rd, Park Ridge, IL, 60068 | 7.6 | |
| State Farm | Ray Benziger | 5110 W Fullerton Ave, Chicago, IL, 60639-2404 | 12.0 | |
| State Farm | Derek Martin | 6060 N Northwest Hwy, Chicago, IL, 60631-2518 | 9.6 | |
| Farmers | Andrew Lee | 630 Rollins Rd, Ingleside, IL, 60041 | 30.2 | |
| Travelers | Rb Target Insurance Agency Inc | 2145 S Meacham Rd, Palatine, IL, 60067 | 7.9 | |
| State Farm | Hal Baker | 1101 S Milwaukee Ave Ste 106, Vernon Hills, IL, 60061-3118 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,160 | $590 |
| DuPage County, IL | $289,900 | $986 | $700 | $1,370 | $670 |
| Wood Dale, IL | $221,600 | $773 | $520 | $1,070 | $550 |
| Northlake, IL | $165,000 | $690 | $500 | $950 | $450 |
| DuPage County, IL | $289,900 | $986 | $720 | $1,370 | $650 |
| Barrington, IL | $600,900 | $1,100 | $750 | $1,520 | $770 |
| Kildeer, IL | $625,500 | $2,078 | $1,430 | $2,930 | $1,500 |
| Long Grove, IL | $654,200 | $1,102 | $790 | $1,550 | $760 |
| Orland Hills, IL | $228,100 | $781 | $560 | $1,100 | $540 |
| Coral, IL | $273,100 | $999 | $710 | $1,410 | $700 |
| Lake County, IL | $251,400 | $926 | $670 | $1,310 | $640 |
| Munster, IN | $217,700 | $874 | $590 | $1,220 | $630 |
| Victor, IL | $268,200 | $991 | $680 | $1,380 | $700 |