Gavop's guide to buying homeowners insurance in Kittitas County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kittitas County, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 5th Ave, Ridge View Dr, E 3rd St, Buttercup Ct, Nat For Dev Rd 4330, Williams Creek Rd, Green Parks Dr, S Ferguson Rd, E 8th Ave, Indian Lake Dr | $171,500 | $150,000 | $150,000-$175,000 | $133,000 | $110,000 | $100,000-$125,000 |
| Dean St, Venture Rd, N Sampson St, Eastgate Dr, Kendall Peak Way, W Idaho Ave, W Russ St, Benton St, Carek Rd, Washington St | $320,000 | $300,000 | $300,000-$350,000 | $208,000 | $190,000 | $200,000-$250,000 |
| N Willow St, Little Eureka Ln, Mellergaard Rd, Hawk Rd, Sones Rd, Maple Ln, Daisy Ln, Howard Rd, Silver Fir Rd, Thorp Hwy S | $307,000 | $290,000 | $250,000-$300,000 | $223,500 | $210,000 | $175,000-$200,000 |
| W University Way, Main St, View Ln, Nelson Creek Rd, Hub Ln, Lannigan Spgs, Colfax Rd, Thistle Down Rd, S 2nd St, Larkspur Loop | $254,500 | $210,000 | $200,000-$250,000 | $166,500 | $140,000 | $150,000-$175,000 |
| Kendall Pl, Hidden Valley Ter, E Idaho Ave, Dry Creek Rd, N Pierce St, E 15th Ave, Crestview Ct, Railroad St, Quail Valley Rd, 2nd Ave | $297,000 | $260,000 | $300,000-$350,000 | $252,500 | $230,000 | $250,000-$300,000 |
| N Fork Ranch Rd, Mountain Creek Dr, Monahan Rd, Pheasant Ln, Camion Rd, Sasse Ln, E Chason Ave, Casassa Rd, Taylor Rd, Spring Valley Ln | $257,500 | $240,000 | $250,000-$300,000 | $157,000 | $130,000 | $125,000-$150,000 |
| Brentwood St, Pit Way, N Short Ave, Keechelus Dr, Ringer Loop, Larsen Rd, Two Spring Rd, Fairview Rd, Thornton Creek Ln, Rob Hunter Rd | $352,500 | $280,000 | $250,000-$300,000 | $232,500 | $200,000 | $250,000-$300,000 |
| N Pennsylvania Ave, Fs 5400-403 Rd, D St, Hideaway Ln, Susan Rd, N Pacific St, N A St, Tamarack Ln, N D St, Fs 3506-114 Rd | $280,500 | $230,000 | $300,000-$350,000 | $240,500 | $210,000 | $250,000-$300,000 |
| Columbia Ave, Marie Rd, Klocke Rd, W 16th Ave, Kittitas Hwy, S Ruby St, Jenkins Dr, State Rte 903, Wood Rose Ct, E 5th Ave | $311,000 | $290,000 | $250,000-$300,000 | $135,500 | $110,000 | $125,000-$150,000 |
| Tumble Creek Dr, Cobblefield St, W Peakview Dr, Anderson Rd, Cle Elum Valley Rd, Grand Fir Ln, Short Go Rd, Yarrow Ct, Clubhouse Dr, E 4th Ave | $270,500 | $250,000 | $250,000-$300,000 | $263,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $606 |
| Superior Protection Discount | -$75 | $673 |
| Fire & Security Discount | -$82 | $666 |
| Hail Resistant Roof Discount | -$15 | $733 |
| Newly Constructed Home Discount | -$157 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kittitas County | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Kittitas County, WA | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Northeast Kittitas, WA | $300 | $818 | $1,118 | $595 | $895 | $224 |
| Cle Elum, WA | $300 | $685 | $985 | $498 | $798 | $187 |
| Tieton, WA | $1,500 | $544 | $2,044 | $396 | $1,896 | $149 |
| Northwest Yakima, WA | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Yakima County, WA | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Leavenworth-Lake Wenatchee, WA | $100 | $715 | $815 | $519 | $619 | $195 |
| Home Insurance Company Kittitas County, WA | Homeowners Insurance Agency Kittitas County, WA | Address | Popularity Score | Distance from Kittitas County (miles) |
|---|---|---|---|---|
| Allstate | Mandy Hamlin | 1320 S Canyon Rd, Ellensburg, WA, 98926 | 11.8 | |
| Liberty Mutual Independent | Herbert Snowden Insurance | 426 N Pine St, Ellensburg, WA, 98926 | 10.8 | |
| Allstate | Jason Ellard | 342 N Wenatchee Ave, Wenatchee, WA, 98801 | 27.1 | |
| State Farm | Bruce Sears | 105 S 1st St, Selah, WA, 98942-1349 | 33.3 | |
| Farmers | Abel Puerta | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 35.5 | |
| Liberty Mutual Independent | Herbert Snowden Insurance | 426 N Pine, Ellensburg, WA, 98926 | 10.8 | |
| Travelers | Conover Insurance | 125 N 50th, Yakima, WA, 98908 | 36.6 | |
| State Farm | Bruce Cheadle | 301 Aplets Way, Cashmere, WA, 98815-1012 | 29.2 | |
| Farmers | Gerald Lael | 2301 W Dolarway Rd Ste 5, Ellensburg, WA, 98926 | 9.5 | |
| Farmers | Shaun Montgomery | 300 N Main St, Ellensburg, WA, 98926 | 10.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,120 | $540 |
| Kittitas County, WA | $256,700 | $748 | $550 | $1,040 | $490 |
| Kittitas County, WA | $256,700 | $748 | $520 | $1,030 | $510 |
| Northeast Kittitas, WA | $300,600 | $828 | $600 | $1,180 | $580 |
| Cle Elum, WA | $236,000 | $694 | $510 | $990 | $480 |
| Tieton, WA | $115,200 | $551 | $390 | $750 | $360 |
| Northwest Yakima, WA | $179,600 | $671 | $450 | $930 | $480 |
| Yakima County, WA | $163,500 | $626 | $430 | $890 | $460 |
| Leavenworth-Lake Wenatchee, WA | $322,300 | $723 | $500 | $1,000 | $500 |