Gavop tells you how to get the best homeowners insurance in Jerseyville, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $107,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $108,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $165,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $126,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $537 |
| Superior Protection Discount | -$58 | $589 |
| Fire & Security Discount | -$65 | $583 |
| Hail Resistant Roof Discount | -$19 | $628 |
| Newly Constructed Home Discount | -$175 | $473 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jersey County | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Jerseyville, IL | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Florissant, MO | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Spencer Creek, MO | $1,500 | $803 | $2,303 | $583 | $2,083 | $219 |
| Northwoods, MO | $400 | $811 | $1,211 | $589 | $989 | $222 |
| Stites, IL | $2,000 | $349 | $2,349 | $253 | $2,253 | $95 |
| Chesterfield, MO | $100 | $1,466 | $1,566 | $1,066 | $1,166 | $401 |
| Grantwood Village, MO | $2,000 | $1,624 | $3,624 | $1,180 | $3,180 | $444 |
| Caseyville, IL | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Morgan County, IL | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Jacksonville No. 13, IL | $500 | $802 | $1,302 | $583 | $1,083 | $219 |
| Home Insurance Company Jerseyville, IL | Homeowners Insurance Agency Jerseyville, IL | Address | Popularity Score | Distance from Jerseyville (miles) |
|---|---|---|---|---|
| Travelers | Squier Insurance Agency Inc | 809 W Main St, Hardin, IL, 62047 | 16.2 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 44.8 | |
| State Farm | John Williams | 520 N Main St, Carrollton, IL, 62016-1027 | 13.5 | |
| Travelers | Macias Insurance Agency | 1101 W Delmar Avenue, Godfrey, IL, 62035 | 15.0 | |
| Liberty Mutual Independent | Heneghan White Cutting & Rice Insurance Agency | 117 S Washington St, Jerseyville, IL, 62052 | 0.1 | |
| State Farm | Chris Kane | 3055 Godfrey Rd, Godfrey, IL, 62035-1808 | 14.7 | |
| State Farm | Scott Neudecker | 1646 Main Street, Alton, IL, 62002-3925 | 17.7 | |
| Liberty Mutual Independent | Heneghan White Cutting & Rice Insurance Agency | 117 S Washington Street, Jerseyville, IL, 62052 | 0.1 | |
| State Farm | Dennis Ford | 1100 S State St, Jerseyville, IL, 62052-2359 | 0.8 | |
| State Farm | Butch Chapel | 2709 Godfrey Rd, Godfrey, IL, 62035-3310 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,200 | $600 |
| Jersey County, IL | $135,400 | $700 | $470 | $970 | $500 |
| Jerseyville, IL | $114,700 | $647 | $470 | $890 | $420 |
| Florissant, MO | $95,200 | $892 | $640 | $1,240 | $600 |
| Spencer Creek, MO | $168,700 | $813 | $540 | $1,110 | $570 |
| Northwoods, MO | $67,700 | $821 | $570 | $1,130 | $560 |
| Stites, IL | $32,000 | $353 | $240 | $500 | $260 |
| Chesterfield, MO | $360,400 | $1,484 | $1,080 | $2,030 | $950 |
| Grantwood Village, MO | $359,000 | $1,644 | $1,200 | $2,350 | $1,150 |
| Caseyville, IL | $124,700 | $703 | $510 | $1,010 | $500 |
| Morgan County, IL | $103,400 | $641 | $470 | $920 | $450 |
| Jacksonville No. 13, IL | $160,900 | $812 | $540 | $1,150 | $610 |