Gavop's guide to buying homeowners insurance in Noxubee County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $28,500 | $20,000 | $0-$25,000 |
| 2 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $66,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $186,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $568 |
| Superior Protection Discount | -$67 | $602 |
| Fire & Security Discount | -$53 | $615 |
| Hail Resistant Roof Discount | -$20 | $649 |
| Newly Constructed Home Discount | -$167 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Noxubee County | $1,000 | $661 | $1,661 | $480 | $1,480 | $181 |
| Noxubee County, MS | $700 | $661 | $1,361 | $480 | $1,180 | $181 |
| Columbus, MS | $200 | $809 | $1,009 | $588 | $788 | $221 |
| Gainesville, AL | $2,000 | $801 | $2,801 | $582 | $2,582 | $219 |
| Epes, AL | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| Tucker, MS | $700 | $885 | $1,585 | $643 | $1,343 | $242 |
| New Hamilton, MS | $2,000 | $1,291 | $3,291 | $938 | $2,938 | $353 |
| Marion, MS | $500 | $1,362 | $1,862 | $990 | $1,490 | $372 |
| Fosters, AL | $700 | $1,135 | $1,835 | $825 | $1,525 | $310 |
| Union, MS | $100 | $925 | $1,025 | $672 | $772 | $253 |
| Forkland-Tishabee, AL | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Home Insurance Company Noxubee County, MS | Homeowners Insurance Agency Noxubee County, MS | Address | Popularity Score | Distance from Noxubee County (miles) |
|---|---|---|---|---|
| State Farm | Bert Parish | 231 E Walnut Ave, Eupora, MS, 39744-2099 | 50.0 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 30.8 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 34.7 | |
| State Farm | Jamey Ballard | 421 E Main St, West Point, MS, 39773-3003 | 34.8 | |
| State Farm | Frank Chiles | 306 Highway 12 W, Starkville, MS, 39759-3633 | 28.2 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 28.4 | |
| State Farm | Wayne Stewart | 3130 Jefferson St, Macon, MS, 39341-2277 | 0.4 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 38.7 | |
| Travelers | Philadelphia Security Insurance Agency | 802 Kosciusko Rd, Philadelphia, MS, 39350 | 38.7 | |
| Allstate | Chris Morgan | 1526 Gardner Blvd Ste 3, Columbus, MS, 39702 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,590 | $760 |
| Noxubee County, MS | $57,400 | $669 | $480 | $950 | $470 |
| Noxubee County, MS | $57,400 | $669 | $490 | $960 | $470 |
| Columbus, MS | $108,400 | $819 | $600 | $1,140 | $540 |
| Gainesville, AL | $73,300 | $811 | $590 | $1,160 | $570 |
| Epes, AL | $64,300 | $744 | $510 | $1,030 | $520 |
| Tucker, MS | $70,800 | $896 | $610 | $1,240 | $630 |
| New Hamilton, MS | $134,000 | $1,307 | $930 | $1,860 | $930 |
| Marion, MS | $146,700 | $1,379 | $990 | $1,900 | $910 |
| Fosters, AL | $128,500 | $1,149 | $770 | $1,630 | $860 |
| Union, MS | $76,300 | $936 | $670 | $1,290 | $620 |
| Forkland-Tishabee, AL | $54,000 | $663 | $480 | $910 | $430 |