Gavop's guide to buying homeowners insurance in Sherman County, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $109,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $260,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $231,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $582 |
| Superior Protection Discount | -$63 | $638 |
| Fire & Security Discount | -$70 | $631 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$182 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sherman County | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Sherman County, OR | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Rufus, OR | $100 | $449 | $549 | $326 | $426 | $123 |
| Condon, OR | $1,500 | $429 | $1,929 | $312 | $1,812 | $117 |
| Tygh Valley, OR | $400 | $471 | $871 | $342 | $742 | $129 |
| Dallesport, WA | $2,500 | $650 | $3,150 | $472 | $2,972 | $178 |
| Wasco County, OR | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Pine Hollow, OR | $700 | $545 | $1,245 | $396 | $1,096 | $149 |
| Klickitat County, WA | $500 | $666 | $1,166 | $484 | $984 | $182 |
| Odell, OR | $1,000 | $663 | $1,663 | $482 | $1,482 | $181 |
| Yakama Nation Reservation, WA | $200 | $745 | $945 | $541 | $741 | $204 |
| Home Insurance Company Sherman County, OR | Homeowners Insurance Agency Sherman County, OR | Address | Popularity Score | Distance from Sherman County (miles) |
|---|---|---|---|---|
| Farmers | Cody Olsen | 903 Barnett St, Wasco, OR, 97065 | 13.4 | |
| Liberty Mutual Independent | Oregon Trail Insurance | 409 W 4th St, The Dalles, OR, 97058 | 28.5 | |
| Farmers | Robin Miles | 102 W 3rd St, The Dalles, OR, 97058 | 28.3 | |
| Allstate | Martin Schwarzbach | 1254 W 6th St, The Dalles, OR, 97058 | 29.1 | |
| State Farm | Tony White | 102 E 2nd St Ste B, The Dalles, OR, 97058-1733 | 28.3 | |
| State Farm | Dean Dollarhide | 300 E 2nd St, The Dalles, OR, 97058-2108 | 28.1 | |
| Allstate | Tina Pasto | 1204 Nix Dr Ste 101, Hood River, OR, 97031 | 45.9 | |
| Farmers | Debra Klaviter | 300 E 4th St, The Dalles, OR, 97058 | 28.2 | |
| Liberty Mutual Independent | Columbia River Insurance | 606 State St, Hood River, OR, 97031 | 45.9 | |
| State Farm | Steve Hudson | 201 W 4th St, The Dalles, OR, 97058-1805 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $930 | $450 |
| Sherman County, OR | $144,000 | $701 | $500 | $970 | $470 |
| Sherman County, OR | $144,000 | $701 | $510 | $970 | $460 |
| Rufus, OR | $110,900 | $454 | $300 | $630 | $330 |
| Condon, OR | $100,700 | $434 | $310 | $590 | $280 |
| Tygh Valley, OR | $123,200 | $477 | $350 | $660 | $310 |
| Dallesport, WA | $171,000 | $658 | $440 | $910 | $470 |
| Wasco County, OR | $191,400 | $644 | $430 | $920 | $490 |
| Pine Hollow, OR | $172,700 | $552 | $380 | $770 | $390 |
| Klickitat County, WA | $219,200 | $674 | $460 | $930 | $470 |
| Odell, OR | $313,000 | $671 | $490 | $920 | $430 |
| Yakama Nation Reservation, WA | $242,600 | $754 | $540 | $1,080 | $540 |