Gavop shows you how to buy homeowners insurance in Paulding County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Paulding County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Town Hwy 137, Twp Rd T-192, Co Hwy 48, Twp Hwy 63, Twp Rd 79, Shaffer St, S 3rd St, State Line Rd, Co Rd 171, Twp Hwy T-128 | $106,000 | $90,000 | $75,000-$100,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Co Hwy 105, Dooley Dr, Rd 188, Town Hwy 105, Twp Rd 94, Twp Hwy T-213, Town Hwy 172, Town Hwy 117, Co Hwy 162, W River St | $106,000 | $90,000 | $100,000-$125,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Twp Rd 59, Co Hwy 196, T-1017, Co Rd 424, Twp Rd 96, Harmon St, Co Rd 60, Buckeye Dr, Rd 123, Co Rd C 230 | $64,500 | $60,000 | $50,000-$75,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Twp Rd 114, State Rte 66, Twp Hwy T-203, Mc Kinley St, Twp Rd 153, Twp Hwy T-55, Co Hwy 171, Rd 78, Rd 189, West St | $113,000 | $100,000 | $100,000-$125,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Town Hwy 121, Lewis St, N Sherman, E Caroline St, E Perry St, State Rte 637, N Cherry St, Rd 106, Rd 55, Twp Rd 1021 | $89,500 | $80,000 | $100,000-$125,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Town Hwy 5, N 5th St, Co Rd 60, Co Hwy C-43, Town Hwy 117, Co Rd 87, Rd 131, Twp Hwy T-39, E Jackson St, Rd 116 | $118,500 | $100,000 | $125,000-$150,000 | $53,500 | $50,000 | $25,000-$50,000 |
| Twp Rd 174, N Laura St, Town Hwy 70, Co Rd 191, Johnson Rd, Co Hwy 180, T-1018, Twp Rd 61, Twp Hwy 156, Rd 205 | $119,000 | $110,000 | $100,000-$125,000 | $75,500 | $70,000 | $75,000-$100,000 |
| Co Rd 10, Rd 146, Town Hwy 114, Rd 181, Collins Rd, Town Hwy 190, Town Hwy 13, 4th St, Twp Rd T-236, Twp Hwy T-189 | $173,500 | $160,000 | $175,000-$200,000 | $75,000 | $60,000 | $50,000-$75,000 |
| N Main St, Twp Hwy 204, Co Hwy C-177, T-1016, T-8, Twp Rd 168, Co Hwy 111, Twp Hwy T-159, Twp Hwy 11, Twp Hwy 93 | $79,000 | $70,000 | $75,000-$100,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Twp Rd T-153, Town Hwy 83, Co Hwy 144, Defiance Paulding C L Rd, Twp Hwy 196, Town Hwy 113, Emerald Rd, Rd 175, Rd 39, Charloe Trl | $135,500 | $110,000 | $100,000-$125,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $620 |
| Home and Two Car | -$116 | $566 |
| Home and Three Car | -$170 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Paulding County | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Paulding County, OH | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Blue Creek, OH | $200 | $637 | $837 | $463 | $663 | $174 |
| Defiance County, OH | $2,500 | $631 | $3,131 | $458 | $2,958 | $172 |
| Noble, OH | $400 | $631 | $1,031 | $459 | $859 | $173 |
| Leo-Cedarville, IN | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Rawson, OH | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Bearcreek, IN | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Albion, IN | $400 | $707 | $1,107 | $514 | $914 | $193 |
| St. Henry, OH | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| New Bremen, OH | $300 | $765 | $1,065 | $556 | $856 | $209 |
| Seneca, MI | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| Home Insurance Company Paulding County, OH | Homeowners Insurance Agency Paulding County, OH | Address | Popularity Score | Distance from Paulding County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Webb Insurance Agency Inc | 212 W. High St., Lima, OH, 45801 | 35.8 | |
| Farmers | Alan Davis | 127 W Auglaize St, Wapakoneta, OH, 45895 | 42.8 | |
| Travelers | T R Williams Insurance Agency | 1319 N Main St Suite D, Findlay, OH, 45840 | 48.6 | |
| Liberty Mutual Independent | Finkelmeier Insurance Agency Inc | 811 Redskin Trl, Wapakoneta, OH, 45895 | 41.7 | |
| State Farm | Dan Maciejewski | 319 N Blanchard St, Findlay, OH, 45840-5811 | 49.1 | |
| Erie | Gary C Grant Insurance Agency Inc. | 101 N Main Street, Continental, OH, 45831 | 16.3 | |
| Erie | Erhart-Stechschulte Insurance Inc. | 203 S Broad Street Box 327, Kalida, OH, 45853 | 21.8 | |
| State Farm | Denny Putman | 730 W Main Cr St, Findlay, OH, 45840-2415 | 48.1 | |
| State Farm | Harry Hahr | 115 Clinton St, Defiance, OH, 43512-2109 | 16.2 | |
| Nationwide | Michael Zunich | 216 W Spring St, Saint Marys, OH, 45885 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Paulding County, OH | $92,500 | $682 | $500 | $970 | $470 |
| Paulding County, OH | $92,500 | $682 | $480 | $930 | $450 |
| Blue Creek, OH | $107,600 | $645 | $470 | $890 | $420 |
| Defiance County, OH | $112,700 | $638 | $430 | $910 | $480 |
| Noble, OH | $124,400 | $639 | $430 | $880 | $450 |
| Leo-Cedarville, IN | $190,000 | $989 | $720 | $1,350 | $630 |
| Rawson, OH | $89,600 | $594 | $430 | $820 | $390 |
| Bearcreek, IN | $88,500 | $707 | $490 | $1,000 | $510 |
| Albion, IN | $91,000 | $716 | $510 | $1,020 | $510 |
| St. Henry, OH | $185,100 | $808 | $580 | $1,120 | $540 |
| New Bremen, OH | $165,700 | $774 | $560 | $1,060 | $500 |
| Seneca, MI | $105,800 | $730 | $500 | $1,040 | $540 |