Gavop shows you how to buy homeowners insurance in Cleveland, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $69,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $134,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $137,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $207,000 | $170,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $656 |
| Home and Two Car | -$121 | $592 |
| Home and Three Car | -$171 | $542 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elkhart County | $2,500 | $814 | $3,314 | $591 | $3,091 | $222 |
| Cleveland, IN | $2,500 | $705 | $3,205 | $512 | $3,012 | $193 |
| Cass County, MI | $500 | $731 | $1,231 | $531 | $1,031 | $200 |
| Berrien Springs, MI | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| North Liberty, IN | $100 | $751 | $851 | $546 | $646 | $205 |
| Nottawa, MI | $700 | $775 | $1,475 | $563 | $1,263 | $212 |
| Stevensville, MI | $300 | $750 | $1,050 | $545 | $845 | $205 |
| La Porte, IN | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Van Buren County, MI | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Thorncreek, IN | $1,000 | $974 | $1,974 | $708 | $1,708 | $266 |
| Avilla, IN | $200 | $773 | $973 | $561 | $761 | $211 |
| Climax, MI | $1,000 | $772 | $1,772 | $561 | $1,561 | $211 |
| Home Insurance Company Cleveland, IN | Homeowners Insurance Agency Cleveland, IN | Address | Popularity Score | Distance from Cleveland (miles) |
|---|---|---|---|---|
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 7.8 | |
| State Farm | Chris Neal | 1620 E Day Rd, Mishawaka, IN, 46545-3469 | 7.6 | |
| Travelers | Trevino Insurance Group Inc | 1602 N Main St, Mishawaka, IN, 46545 | 8.5 | |
| Allstate | Insurance Shoppe | 101 E Van Buren St, Leesburg, IN, 46538 | 28.4 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 9.7 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road, South Bend, IN, 46635 | 9.7 | |
| Allstate | Patti Geisler Hoffman | 3524 Mishawaka Ave, South Bend, IN, 46615 | 9.5 | |
| Liberty Mutual Independent | Laven Insurance Agency Inc | 2628 S Michigan St, South Bend, IN, 46614 | 13.1 | |
| State Farm | Noah Trueblood | 127 S Stewart St, Bremen, IN, 46506-1829 | 20.1 | |
| State Farm | Mike Wain | 1014 E Bristol St, Elkhart, IN, 46514-3622 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,210 | $600 |
| Elkhart County, IN | $130,800 | $824 | $560 | $1,160 | $600 |
| Cleveland, IN | $130,900 | $713 | $480 | $1,010 | $530 |
| Cass County, MI | $127,600 | $740 | $530 | $1,060 | $530 |
| Berrien Springs, MI | $111,200 | $739 | $520 | $1,050 | $530 |
| North Liberty, IN | $103,000 | $760 | $520 | $1,070 | $550 |
| Nottawa, MI | $143,100 | $784 | $540 | $1,080 | $540 |
| Stevensville, MI | $124,800 | $759 | $510 | $1,070 | $560 |
| La Porte, IN | $93,400 | $674 | $450 | $960 | $510 |
| Van Buren County, MI | $123,100 | $733 | $500 | $1,050 | $550 |
| Thorncreek, IN | $188,600 | $986 | $720 | $1,410 | $690 |
| Avilla, IN | $109,400 | $782 | $530 | $1,080 | $550 |
| Climax, MI | $140,900 | $781 | $520 | $1,100 | $580 |